This week, I'm sharing a story of what happened when I was walking my dog on Saturday.

This can happen to anyone. We don't have to be old or sick to have an accident.

So many people wait to buy LTC insurance because it's for old people, but 1/3 of people receiving care today are under age 65.

And we need to be healthy enough to qualify for coverage. If we wait until after an accident, or a diagnosis, or a medicine that insurance companies won't accept, our options narrow or disappear.

Also, we need to encourage our older family members to not be afraid to tell on themseloves when they fall.

Even after a big event that causes us to need help living through our days, owning LTC insurance increases the probability that we can stay home to get the help we need.

View both current and projected costs of care where you live here

Then schedule with me to start designing your plan here

According to an AARP report, the Department of Health and Human Services reported a 48% increase in cost for home care and assisted living from 2019-2024, while median household income for families 65 and older rose only 22%.

That's an average 8% annual increase!

And people doubt when we use 5% annual increases to project future needs....

View a summary of the report here

See what current and projected cost of care where you live at https://www.carescout.com/cost-of-care

Then schedule with me to learn how you can protect your family, assets and choices here

This week, I received a very disturbing call, and this was soon after I met a man whose job is to protect people (mostly seniors) from scams.

I'm so glad that a woman reached out to me for guidance before spending over half of her mom's little bit of savings she needed for her care.

Listen and learn, then schedule time with me to prepare for your tomorrow.

When we're prepared, we're less likely to be tricked.

The 2025 Cost of Care report is available so you can see both 2025 costs and projected costs of care where you live. Check it out here

BTW, home care costs increased by 13% across the country last year.

Prepare today by scheduling a phone or Zoom meeting with me here