What do Amitabh Bachchan, Shah Rukh Khan, and India's biggest real estate developers have in common? They've all worked with Astro-Architect Neeta Sinha the founder of a science called Astro-Architecture, and the only practitioner of it in the world.

In this episode of Paisa Paisa, host Anupam Gupta sits down with Neeta Sinha for a conversation we have never had in 9 years of this podcast. We talk about how the energy and balance of your home or office directly impacts your income, decision-making, and financial clarity. We also cover what 2026 looks like for the war, the stock market, and your money.

What you'll learn in this episode:

• What Astro-Architecture is and how it's different from Vastu & Feng Shui
• How Amitabh Bachchan's house was saved from financial ruin with just a name change
• Why Shah Rukh Khan was skeptical before calling Neeta and what changed
• How mirrors, plants, and colors can affect your income sector
• What Neeta predicts for the Bombay Stock Exchange and the ongoing war in 2026
• Simple tips anyone can use to improve financial clarity from home

Whether you believe in it or not, this is one of the most fascinating conversations we've ever had on Paisa Paisa. Watch till the end for Neeta's personal tips for our audience.

🎙️ Paisa Paisa is a finance podcast hosted by Anupam Gupta. New episodes every week.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta:
Twitter: @b50
Instagram: @b_50
LinkedIn: Anupam Gupta

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What if the smartest investment in the room isn't equity and it isn't your FD either?

In this episode of Paisa Vaisa, host Anupam Gupta sits down with Shantanu Sahai, Executive Director and Head of Private Credit at ASK Alternates, to break down one of the most misunderstood and fastest-growing asset classes in India Private Credit.

Shantanu brings 25 years of global credit experience across Deutsche Bank, Barclays and Nomura, having structured over 300 transactions across sectors as diverse as mushrooms and flight simulators. Today he explains why private credit is not just for distressed companies, why it can generate returns from low teens all the way to 30%, and why chasing yield without understanding risk is the single biggest mistake most investors make.

This conversation covers the full picture from how a customised loan works versus a bank loan, to what an AIF actually is, how interest payments flow to investors, and what happens when deals go wrong. Shantanu also shares his unfiltered view on India's K-shaped recovery, which sectors are on fire right now, and why Indian corporate balance sheets are the cleanest they have been in two decades.

Whether you are an HNI exploring alternatives to equity, a family office evaluating private credit funds, or simply someone trying to understand where smart money is moving this episode will change how you think about debt as an asset class.


Key Takeaways -
Every Deal Is Different - Private credit is structured from scratch for each borrower, making it one of the most bespoke asset classes in finance.

Higher Returns, Not Higher Risk - The return premium in private credit comes from customisation, not from lending to risky or distressed businesses.

Risk Appetite Comes First - Deciding your comfort with risk before chasing a return target is the only right way to approach any alternative investment.

25 Years, Same 3 Patterns - Across 300 deals, desperation from lenders, over-optimism from borrowers and greed from investors remain the three most common reasons things go wrong.

Your Capital Will Be Locked - Private credit requires a 3 to 4 year commitment, making it suitable only for investors who do not need immediate liquidity.

India's Credit Cycle Is Strong - Corporate balance sheets are at their healthiest in two decades and bank NPAs are near historic lows, making this a strong entry point for credit investors.



From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta:
Twitter: @b50
Instagram: @b_50
LinkedIn: Anupam Gupta

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram

See omnystudio.com/listener for privacy information.

This episode dives deep into the mindset, journey, and investing philosophy of Rakesh Jhunjhunwala one of India’s most iconic investors and a defining voice of Dalal Street.

Hosted by Anupam Gupta on the Paisa Vaisa podcast, this conversation with author and guest Nandini brings out lesser-known insights from RJ’s life, decisions, and investment approach.

From starting with ₹5,000 and valuing even ₹50 in his early days, to building a massive portfolio through equities, stocks, and long-term conviction, this episode explores what truly drives wealth creation. It highlights the importance of network, knowledge, and decision-making in a world where investing is now just a tap away through apps, SIPs, mutual funds, ETFs, and direct equity.

The discussion goes beyond surface-level success and focuses on how he thought why he didn’t believe in chasing every opportunity in the stock market, how he approached realistic returns, and how patience played a key role in compounding wealth over time. His famous philosophy around returns and discipline shows that consistent performance matters more than chasing extremes.

A key insight from the episode is his understanding of risk especially the difference between capital risk and franchise risk. This is a critical concept for anyone investing in stocks, banking products, or financial markets, where not all risks are equal.

The episode also reflects on his strong belief in India’s growth story. He saw India as a country destined for greatness and aligned his investments with sectors like financial services, consumption, and homegrown businesses that could benefit from long-term economic growth.

Even in today’s world of AI, machine learning, and algorithmic trading, one message stands out clearly:
👉 Tools can support investing, but decision-making, discipline, and mindset are what truly build wealth.

Key Takeaways
Right Mindset - Wealth starts with how you think, not how much you have

Stay Selective - You don’t need to chase every opportunity

Be Realistic - Consistent returns matter more than big bets

Understand Risk - Know the difference between capital and franchise risk

Think Long-Term - Wealth is built over time, not overnight

Value Support - Family and network play a big role in success


From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta:
Twitter: @b50
Instagram: @b_50
LinkedIn: Anupam Gupta

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram

See omnystudio.com/listener for privacy information.