NerdWallet's Smart Money Podcast Podcast Por NerdWallet Personal Finance arte de portada

NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast

De: NerdWallet Personal Finance
Escúchala gratis

NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research. By the end of every episode, you’ll have the latest financial insights and the tools you’ll need to manage your money wisely, build wealth, and plan for life’s milestones. And if you have questions for the Nerds, you can leave them a voicemail at 901-730-6373. Join hosts Sean Pyles, CFP®, Elizabeth Ayoola, and other expert Nerds as they answer your biggest money questions and share strategies to help you build wealth and reach your financial goals, including: – Investing: Advanced investment strategies, integrating ETFs and mutual funds into a diversified portfolio, tax-efficient retirement planning, understanding Roth IRA conversions, and navigating robo-advisors. – Credit Cards: Top credit cards for travel rewards and luxury perks, balance transfer strategies, maximizing credit card points, and optimizing credit card usage to boost your credit score. – Personal Finance: Advanced budgeting tips, building generational wealth, creating effective savings plans, managing high-income expenses, and developing a strong money growth mindset. – Home: Smart strategies for homebuying in competitive markets, leveraging home equity loans and HELOCs, refinancing for long-term savings, first-time homebuying tips, and budgeting for major home improvements. If you’re searching for the best personal finance podcasts or want practical knowledge to make smarter money decisions, then follow NerdWallet’s Smart Money Podcast. You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like: Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl,Money Guy Show, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth. NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/ Economía Finanzas Personales
Episodios
  • What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds

    What Does "Rich" Really Mean? Reddit's Personal Finance Questions, Answered by the Nerds
    Apr 13 2026
    We discuss real Reddit posts that reveal how people actually think about wealth, financial breakups, frugal habits, idle cash, and 529 overfunding. What does it mean to be “rich” in 2026? What can you learn about personal finance from scrolling Reddit? Sean Pyles, CFP®, and Elizabeth Ayoola delve into Reddit’s most relatable money posts to explain what Reddit gets right and where the commenters lead each other astray. But first, they kick things off by sharing their own financial confessions, with Elizabeth reflecting on the true cost of a private school decision she second-guessed, and Sean opening up about a years-long pattern of financial avoidance in his early 20s that finally caught up with him at tax time. Then the Nerds turn to Reddit, reacting to actual posts from the personal finance and HENRY subreddits. Are you “rich” when you hit an income level, a net worth milestone, or something more personal? When a soon-to-be ex-fiancé secretly builds $50,000 in debt while planning to liquidate his 401(k) for an OnlyFans creator, how do you legally protect your home? Plus: a 27-year-old teacher with $70,000 in cash and zero investments, a parent questioning whether $500,000 in a 529 is overkill, and high earners asking which frugal habits are worth finally dropping. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header Reddit threads referenced in this episode: What is 'Rich' to you? When will you graduate from this sub? https://www.reddit.com/r/HENRYfinance/comments/1qoftu1/what_is_rich_to_you_when_will_you_graduate_from/ Protecting myself from my soon to be ex-fiancée https://www.reddit.com/r/personalfinance/comments/1rf5wpx/protecting_myself_from_my_soon_to_be_exfianc%C3%A9e/ What are frugal habits you are looking to break and/or have broken for the better? https://www.reddit.com/r/HENRYfinance/comments/1rbt1hp/what_are_frugal_habits_you_are_looking_to_break/ My girlfriend (27) has $70k sitting in cash and no investments, what would you do? https://www.reddit.com/r/personalfinance/comments/1rx7hv0/my_girlfriend_27_has_70k_sitting_in_cash_and_no/ Is $500k in 529 too much or right amount? https://www.reddit.com/r/HENRYfinance/comments/1rb9anm/is_500k_in_529_too_much_or_right_amount/ To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    55 m
  • What Warflation Costs You and Whether a Short-Term Rental Beats Investing Your Home Sale Proceeds

    What Warflation Costs You and Whether a Short-Term Rental Beats Investing Your Home Sale Proceeds
    Apr 9 2026
    War is pushing everyday prices higher, and a listener wonders if a Utah vacation rental beats investing home sale proceeds. What does the Iran war mean for the price of your groceries, your next flight, and everyday household goods? Is buying a short-term rental property a smart way to diversify your investment portfolio, or is it more risk than it's worth? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola dig into the pros and cons of vacation rental investments. But first, senior news writer Anna Helhoski joins them to explain how oil supply disruptions ripple outward through fertilizers, plastics, shipping, and airline fuel — and why the timeline for price increases on most goods could stretch six to twelve months beyond what you're already seeing at the pump and the store. Then, fellow Nerd and experienced real estate investor Lisa Green joins Sean and Elizabeth to answer a listener’s question about buying land to build a mountain vacation rental. She discusses when building and managing a property from several states away may make financial sense, what unique risks come with short-term rentals specifically, and how that compares to simply investing the proceeds in the stock market. Learn about the capital gains tax rules that apply when you sell your home: https://www.nerdwallet.com/taxes/learn/selling-home-capital-gains-tax Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    39 m
  • Budget Rehab: How to Optimize Your Savings Goals When You've Already Paid Off All Your Debt

    Budget Rehab: How to Optimize Your Savings Goals When You've Already Paid Off All Your Debt
    Apr 6 2026
    Learn how to budget an extra $1,000 a month when you already have no debt, a high savings rate, and multiple financial goals. What do you do with extra money when you've already paid off all your debt and you're saving more than half your income? Why would a 26-year-old with $50K in assets still not feel financially safe? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola review listener Manny’s budget to see how a high saver with no debt is managing his money. Then, with him, they talk through where an extra $1,000 a month could go, from healthcare savings to a home fund to more room for fun. They explore how to prioritize across goals like an HSA, a future home with his partner, and guilt-free spending without losing the structure that has helped him save so aggressively. How to Choose the Right Budget System: https://www.nerdwallet.com/finance/learn/how-to-choose-the-right-budget-system How to Build a Holiday Budget: https://www.nerdwallet.com/finance/learn/how-to-build-a-holiday-budget-that-works-every-year See your money clearly, save smarter, and unlock sophisticated hassle-free investing — all in one app. https://nerdwallet.com/app Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    33 m
Todavía no hay opiniones