• Resumen

  • This is Moneywise, a podcast where hosts Sam Parr and Harry Morton are joined by high-net-worth guests to explore exclusive insights into personal finance and lifestyle tailored for other high-net-worth people, or those on their way. They'll get radically transparent about the numbers, revealing things like their burn rates, portfolios, and spending habits. This podcast was made for the Hampton community, a private, highly-vetted, peer membership community for founders and CEOs of fast-growing, tech-enabled startups. Check it out at https://joinhampton.com/.
    © 2024 Hampton
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Episodios
  • $100M Lifestyle, Billionaire Family — The Call That Changed Everything | Alex Peykoff
    Apr 29 2025

    127 founders (net worth: ~$1M–$100M+) opened up their personal books. Want to see how your finances stack up? https://www.joinhampton.com/wealth-report


    What happens when you grow up alongside a billion-dollar company, lose yourself chasing money, drugs, and approval, and have to rebuild your life from scratch? That’s what happened to Alex Peycoff.


    Here’s what we talk about:

    • Why growing up in a soon to be billionaire status family taught Alex the wrong lessons about value and self-worth.
    • How wild drug-fueled nights and empty relationships left him feeling more isolated than ever despite immense wealth.
    • The life-altering moment with his daughter that redefined his understanding of success, money, and emotional presence.
    • How Alex rebooted his life, built "emotional wealth," and developed a purpose beyond material success.
    • Why he keeps all his money in real estate and avoids markets and crypto.
    • Alex’s personal definition of emotional debt and how clearing it created the biggest transformation of his life.
    • His current net worth ("north of a couple hundred million dollars") and how he manages it differently now.

    Cool Links:

    • Hampton https://www.joinhampton.com/
    • Lower Street https://www.lowerstreet.co/
    • Alex’s stuff https://www.alexpeykoff.com/home


    Chapters:

    • Introduction to Alex Payoff's Story (00:00)
    • Early Life and Family Background (01:38)
    • Struggles with Wealth and Identity (04:25)
    • The Wild Years: Drugs and Excess (06:17)
    • Turning Point: Realizations and Reflections (13:26)
    • Embracing Emotional Authenticity (19:12)
    • Redefining Success and Happiness (19:34)
    • Financial Freedom and Personal Crisis (20:08)
    • The Car Obsession (21:48)
    • Emotional Wealth vs. Emotional Debt (23:49)
    • The Value of Real Estate Investments (32:20)
    • Building Emotional Wealth (35:08)
    • Join the Hampton Community (36:20)
    • Podcast Production by Lower Street (37:05)

    This podcast is a ridiculous concept: high-net-worth people reveal their personal finances.

    Inspired by real conversations happening in the Hampton community. Check out Hampton: https://www.joinhampton.com/


    Your Host: Harry Morton

    • Founder of Lower Street, a podcast production company helping brands launch and grow top-tier podcasts.
    • Co-parents a cow named Eliza.

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    37 m
  • $10M and Total Freedom, I Left the Family Empire to Build My Own
    Apr 22 2025

    127 founders (net worth: ~$1M–$100M+) opened up their personal books. Want to see how your finances stack up? https://www.joinhampton.com/wealth-report

    Shane Cultra walked away from his family's five-generation nursery business—triggered, in part, by watching Succession. Along the way, he built up a $10M net worth, stacked Bitcoin, turned a blog into a domain empire, and made peace with a father who didn’t speak to him for a year after he left.


    Here’s what we talk about:

    • How Shane went from pit trader to plant farmer
    • The domain side hustle that cashflows $300K+ a year
    • Breaking down his $10M net worth: Bitcoin, land, stocks, and side gigs
    • Why his dad thought success would make him lazy
    • The real cost of working with family—and why he’d still do it all over again
    • How Succession mirrored his life and led him to finally walk away
    • The awkward equity breakdown: 33%, but no control
    • Selling a blog for $75K and going all-in on digital real estate
    • Why he’d rather make $18K for himself than $100K working for someone else
    • Letting his daughter fail—and why that’s the lesson his dad never learned
    • His exact monthly spending: $5,600/month, no mortgage, travel-heavy lifestyle
    • From Porsches to a two-door Bronco: redefining what rich looks like
    • $4M in stock holdings (including a $10K Apple investment for his daughter that grew to $400K)
    • Why he's not pushing the family business to the next generation—and what legacy really means


    Cool Links:

    • If you’re a founder or CEO with $3M+ in revenue or funding, or you’ve sold a company for $10M+, check out Hampton: https://www.joinhampton.com/
    • If you want a cool podcast like this one, check out Lower Street https://www.lowerstreet.co/

    Chapters:
    A Family Legacy in Crisis (00:00)
    Shane's Financial Journey (00:31)
    The Nursery Business Dynamics (04:51)
    Shane's Early Career and Return to Family Business (09:12)
    Navigating Family and Business Conflicts (11:49)
    The Importance of Land Value (16:25)
    Venturing into Domain Names (17:27)
    The Unexpected Offer: Selling My Blog (21:07)
    Family Tensions: Side Income and NFTs (21:43)
    Measuring Wealth: Personal Stories (23:01)
    Leaving the Family Business: A Tough Decision (24:59)
    Reconciliation and Moving Forward (30:42)
    Advice for Founders with Kids (33:41)
    Financial Overview and Spending Habits (35:37)
    Final Thoughts on Family Legacy (39:10)



    This podcast is a ridiculous concept: high-net-worth people reveal their personal finances.

    Inspired by real conversations happening in the Hampton community.


    Your Host: Harry Morton

    • Founder of Lower Street, a podcast production company helping brands launch and grow top-tier podcasts.
    • Co-parents a cow named Eliza.


    Más Menos
    43 m
  • $13M But Zero Cash: Why Net Worth Is a Lie
    Apr 15 2025

    If you're a founder doing at least $3M/year in sales, check out Hampton: https://www.joinhampton.com/.

    Mike Brown built an oil & gas empire, scaled his net worth to nearly $20 million, but ended up cash poor, losing $1.8M in a failed bet, and borrowing money from his wife to pay taxes. Now, he’s rebuilt his fortune, redefined what wealth really means, and is living a life designed around freedom, not just big numbers.

    Here’s what we talk about:

    • How Mike went from $2K in his bank account to making millions in oil & gas deals
    • The "gold rush" mentality that led him to reinvest everything and regret it
    • Why he thought $100M was the magic number (it wasn’t)
    • The dangers of illiquid assets and chasing wealth at all costs
    • Losing $1.8M on a distressed e-commerce acquisition
    • How divorce and bad bets forced a complete financial rethink
    • Mike’s personal framework for financial freedom (12 months of liquidity, 5–7 years cash cushion, escape velocity)
    • Why liquidity and cash flow > net worth
    • His full portfolio breakdown today: fixed income, oil & gas, index funds, and zero angel investing
    • The mindset shift: from "grow at all costs" to "invest for safety and joy"
    • What it really feels like to sell your Lamborghini and love it
    • How he's building a life he never wants to retire from — and helping other founders do the same

    Cool Links:

    • Hampton https://www.joinhampton.com/
    • Lower Street https://www.lowerstreet.co/
    • Mike’s Wealth Business https://unbreakablewealth.com/

    Chapters:
    (00:00) Introduction to Mike Brown's Financial Journey
    (02:36) Mike's Early Life and Money Lessons
    (05:07) Navy to Entrepreneurship: The Million Dollar Deal
    (07:24) The Gold Rush: Rapid Wealth Accumulation
    (16:54) The Downfall: Divorce and Financial Struggles
    (19:23) The E-commerce Disaster: Losing It All
    (22:28) Rebuilding and Relying on Support
    (24:55) Rebuilding with Cash Flow
    (25:42) Lessons from Failure
    (27:02) Current Portfolio Strategy
    (28:41) Cash Flow and Investments
    (31:11) Financial Freedom Levels
    (33:53) Personal Monthly Burn and Joy
    (36:17) Redefining Wealth and Happiness
    (42:12) The Irony of Wealth
    (47:24) Final Takeaways and Community

    This podcast is a ridiculous concept: high-net-worth people reveal their personal finances.
    Inspired by real conversations happening in the Hampton community.

    Your Host: Harry Morton

    • Founder of Lower Street, a podcast production company helping brands launch and grow top-tier podcasts.
    • Co-parents a cow named Eliza.

    Más Menos
    51 m
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