Matt Morizio shares his journey to becoming a financial advisor and founder of Reconstructing Wealth after his professional baseball with the Kansas City Royals. We explore the parallels between sports, parenting, and personal finance, including raising a family of eight, the importance of taking action before feeling "ready," and why investing in health is just as important as investing money. Kirk and Matt also discuss how youth and professional sports have changed due to commercialization, the growing influence of money in athletics, and the challenges athletes face managing sudden wealth. We also examine what true financial freedom really means, as lasting wealth comes from developing a healthy relationship with money rather than simply accumulating more of it.

We discuss...

• Matt's journey from professional baseball to becoming a financial advisor and founder of Reconstructing Wealth.
• How getting released from baseball accelerated his transition into entrepreneurship and wealth management.
• The challenges and rewards of raising a family of eight children while building a business.
• Why Matt views investing in healthy food today as an investment that reduces future healthcare costs.
• Why waiting until you're "ready" to have children or start a business can keep people from ever taking action.
• The mental lessons learned from professional sports with those required to build wealth.
• How youth sports have become increasingly commercialized and expensive for families.
• Whether money and NIL deals are changing the culture and integrity of college and professional sports.
• Why early sports specialization can increase the risk of injuries for young athletes.
• The financial challenges professional athletes face after their playing careers end.
• Why many athletes struggle with sudden wealth despite earning millions of dollars.
• Why financial education is more valuable than simply handing money management over to an advisor.
• How developing the right mindset and identity is essential for building and preserving wealth.
• Why true financial freedom is about emotionally detaching from money rather than simply accumulating more of it.

Today's Panelists:

• Kirk Chisholm | Innovative Wealth
• Barbara Friedberg | Barbara Friedberg Personal Finance

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For more information, visit the full show notes at https://moneytreepodcast.com/reconstructing-wealth-matt-morizio-840

There are some earnings surprises as we focus on a pivotal week for the markets, highlighted by major earnings reports, the Federal Reserve's latest meeting, and growing signs of market divergence beneath the surface. Microsoft and Amazon delivered strong results driven by cloud and AI-related growth, while Apple and Meta faced significant selloffs. We also examine how the Nasdaq has broken below an important trading range, making the coming weeks critical for determining whether technology stocks can resume leadership or face a deeper correction. We talk the rising long-term interest rates, signs of stagflation, weakening economic growth, elevated inflation, shrinking consumer savings, and growing concerns about market concentration as a handful of mega-cap stocks continue to mask weakness across the broader market. Investors should focus on strong fundamentals and cash-generating businesses rather than chasing popular stocks with weak growth prospects. Today we discuss...

• The market-moving impact of a busy week featuring Federal Reserve decisions, major earnings reports, and heightened market volatility.
• How Microsoft and Amazon posted strong earnings while Apple and Meta saw sharp post-earnings declines, highlighting increasing investor selectivity.
• Why AI enthusiasm alone is no longer enough and why companies are being rewarded based on execution and profitability.
• The collapse of a highly leveraged AI-focused hedge fund and what it reveals about leverage and institutional trading on Wall Street.
• How rising long-term Treasury yields and a more hawkish Federal Reserve are creating additional pressure on stocks and corporate borrowing.
• Growing signs of stagflation as economic growth slows while inflation remains stubbornly elevated.
• Weakening consumer finances, including falling savings rates and the impact of persistent inflation on household budgets.
• How a small number of mega-cap technology stocks continue to mask weakness across the broader stock market.
• Increasing risks in global markets, including currency volatility, Japan's interest rate outlook, and weakness in South Korea's market.
• The outlook for gold, Bitcoin, bonds, and other asset classes as investors navigate an increasingly uncertain environment.
• Why investors should remain patient, focus on strong cash-generating businesses, and avoid chasing expensive stocks without solid underlying growth.

Today's Panelists:

Kirk Chisholm | Innovative Wealth
Douglas Heagren | Mergent College Advisors

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For more information, visit the full show notes at https://moneytreepodcast.com/earnings-surprises-839

We are joined by Colin Plume, CEO of Noble Gold Investments, to discuss the golden investment strategy to add to your portfolio. There is a growing role of physical precious metals in today's investment landscape. We explore why gold and silver have surged in recent years, the impact of central bank buying, Basel III regulations, rising government debt, and the increasing demand for silver driven by AI, technology, and industrial use. Colin explains the importance of owning physical metals versus paper assets, how proper storage and custody reduce investor risk, and why he believes tangible assets such as precious metals, real estate, and businesses may offer greater protection as economic uncertainty, inflation, and market valuations continue to rise.

We discuss...

• How Noble Gold Investments helps investors own physical gold and silver while emphasizing the importance of separate dealers, custodians, and depositories for security.
• Why segregated storage offers greater protection than commingled storage for precious metals investors.
• How the typical precious metals investor has become significantly younger in recent years.
• The key drivers behind the recent surge in gold and silver prices, including central bank buying, government debt, and fiscal policy.
• Why central banks are reducing their exposure to U.S. Treasuries while increasing their gold reserves.
• Why he believes silver has significant long-term upside due to growing industrial demand from AI, semiconductors, and renewable energy.
• The supply constraints facing silver and how limited mine production could support higher prices.
• Concerns about paper precious metals markets and the disconnect between physical metal availability and futures contracts.
• Investing in physical precious metals with mining stocks and the different risks and opportunities each presents.
• How gold and silver historically respond during periods of economic crises, inflation, and government stimulus.
• Why he believes tangible assets such as precious metals, businesses, and select real estate provide greater long-term protection than financial assets alone.
• The risks of elevated stock market valuations and why diversification into hard assets may become increasingly important.

Today's Panelists:

• Kirk Chisholm | Innovative Wealth
• Phil Weiss | Apprise Wealth Management

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For more information, visit the full show notes at https://moneytreepodcast.com/golden-investment-strategy-collin-plume-838