Episodios

  • Jennie Garth on Negotiation Lessons From 90210 and Habits That Are Quietly Costing You
    Apr 15 2026
    Jennie Garth went from working on bean fields for 25 cents an hour to buying her first home as a teenager after landing the role of Kelly Taylor in 90210. When she hit it big, people tried to tell her that she didn’t need to know about her finances. Today, she shares the money lessons she learned the hard way. Jennie and Nicole dig into the psychology behind money: why a scarcity mindset can literally choke off your income, what "Tall Poppy Syndrome" is and why high-achieving women keep cutting themselves down, and how negative self-talk about money doesn't just hurt you… it hurts your kids, too. Jennie also shares why she and her husband Dave don’t combine finances, how she’s embracing the “I Choose Me” philosophy, and the parenting advice she’d give any new mom. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Get Jennie's memoir I Choose Me Here's what Nicole covers with Jennie: 00:00 Are You Ready for Some Money Rehab? 01:47 Jennie's First Job and Early Money Memories 04:19 Faking It in Every Money Meeting 07:24 The 90210 Pay Gap and the Power of Negotiating as a Team 10:23 Being the "Hollywood Daughter" and Tall Poppy Syndrome 14:46 “Fear Is False Evidence Appearing Real” 17:03 How a Scarcity Mindset Literally Stops the Flow of Money 19:15 How Other People's Words Become Your Financial Self-Talk 20:26 Raising Money-Smart Daughters 23:55 How Jennie Inspired Nicole to Start Her Own Wealth Management Firm 25:41 When Three Suits Walk Into the Room 26:32 Jennie and Dave's Very Different Money Personalities 28:44 Why She Bought Her First Husband a Harley and a Music Studio 30:00 Did She Have to Unlearn That Money Can't Buy Love? 32:23 Secure the Bag 36:34 Advice for New Moms: Choose Yourself Too 37:33 Jennie's Last "I Choose Me" Moment
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    41 m
  • How to Use AI to Understand the World and Get Ahead with GNOMI Founder Eva Cicinyte
    Apr 13 2026
    AI isn't coming… it's already here, and it's already reshaping how we work and build wealth. Nicole's prediction: the winners of the next decade will be the techno-optimists, the people who learn to leverage AI to make more money, scale their time, and outsource distractions. Today, Nicole is partnering with Eva Cicinyte to show you exactly how. Eva is the founder of GNOMI, an AI news agent designed to help people understand what matters in real time. Eva and Nicole break down why traditional news is broken beyond repair, how AI might actually be our best weapon against deepfakes, and why Eva built a feature that gives everyday investors access to the kind of real-time market intelligence that used to be reserved for Wall Street pros. Then, Eva and Nicole get raw about what it really takes to build a company while building a family. Eva reveals why she kept her pregnancy a secret and shares the story of the conference call she refused to hang up, even as she went intp labor. Try GNOMI and start with Finance Mode Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers with Eva: 00:00 Are You Ready for Some Money Rehab? 01:10 Why Traditional News is Broken 03:35 How Eva Turned an Unconventional Background Into a Superpower 10:00 The GNOMI Origin Story 13:42 Why Every Founder Should Vibe Code 15:02 GNOMI vs. ChatGPT: What's the Actual Difference? 20:15 Real-Time Financial News You Can Use 30:20 When You Need a Patent and What They Actually Cost 34:08 Raising Millions From One Investor 37:15 Will AI Kill Traditional News? 38:00 The Pregnancy She Kept Private 47:33 Raising Daughters in an AI World 52:30 Women in AI 54:18 The Future of News 55:00 Eva's Tip You Can Take Straight to the Bank
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    57 m
  • How Mr. Beast Built a $2.6 Billion Empire on YouTube
    Apr 10 2026
    Jimmy Donaldson (aka Mr. Beast) built a billion dollar content empire on YouTube. Today, Nicole breaks down how he actually did it, and more importantly, what lessons retail investors can apply to their own portfolio. Nicole pulls back the curtain on the Mr. Beast business model: why his YouTube videos are actually loss leaders, how Feastables became the real money maker, and why he intentionally lost money on his Amazon deal. And if you think none of this applies to you because you have no interest in going viral? Nicole closes with three concrete ways to invest in the creator economy right now, no camera required. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers today: 00:00 Are you ready for some Money Rehab? 00:18 Mr. Beast By the Numbers 02:44 Jimmy Donaldson's Origin Story 04:13 How the Mr. Beast Business Model Actually Works 05:16 Economics of Feastables 06:00 The Beast Games Amazon Deal 08:08The $5.2 Billion Valuation 08:38 3 Ways to Invest in the Creator Economy 11:31 Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.
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    14 m
  • The IRS Loopholes That Could Save You Thousands This Year with Karlton Dennis
    Apr 6 2026
    Tax Day is right around the corner, and tax strategist Karlton Dennis is here to make sure you don't leave a single dollar on the table. Today he breaks down the legal loopholes that you can still take advantage of before the filing deadline and the long-game moves that can keep thousands in your pocket. Nicole and Karlton cover tax strategies for both W2 employees and entrepreneurs, how parents can use the tax code to build wealth for their kids and new deductions from the Big, Beautiful Bill that you should definitely be taking advantage of. Plus, Nicole and Karlton break down viral hacks like the Range Rover write-off, the Augusta Rule that lets you pay yourself tax-free, short-term rental deductions, and putting your kids on payroll. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Follow Karlton on Instagram and YouTube Work with Karlton Here's what Nicole covers with Karlton: 00:00 Are You Ready for Some Money Rehab? 02:00 Last-Minute Tax Moves Before the Filing Deadline 02:38 Bonus Depreciation and the Big Beautiful Bill 03:26 The Range Rover Write-Off: How the Math Actually Works 05:26 The Best Part of the Tax Code for Entrepreneurs 07:26 How Karlton Writes Off Clothing 08:38 When Should a Side Hustler Set Up an LLC? 10:45 IRS Red Flags 12:01 What Actually Happens During an IRS Audit 13:28 Why Karlton Thinks of the IRS Like a Dentist 15:09 How to Pay 0% in Income Taxes (And Why That's Not Always the Goal) 17:00 How Elon and Trump Avoid Taxes 18:02 Short-Term Rentals 101 25:35 The Augusta Rule: Pay Yourself $28K Tax-Free 28:28 Why Karlton Is Obsessed with S-Corps 30:19 The QBI Deduction and How to Maximize It 31:26 What to Think About When Forming an Entity 36:35 QSBS: The Exit Strategy That Could Save You $40M in Taxes 40:38 How to Make Your Kids Millionaires 44:53 The Backdoor Roth IRA Explained 46:10 Self-Directed Roths and the Peter Thiel Strategy 49:29 How to Get Tax Breaks for Watching Movies 53:36 The Tax Scam to Avoid Right Now: Charitable LLCs 55:27 Why AI Is Not Your Tax Advisor 50:07 Karlton's Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.
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    57 m
  • How to Invest During a Crisis: Oil, the Dollar, and What to Do Right Now with Lauren Simmons
    Apr 1 2026
    The price of oil is skyrocketing— and the ripple effects are spreading fast. Today, Nicole sits down with Lauren Simmons, former trader on the floor of the New York Stock Exchange, to break down exactly what's driving market volatility right now and what you should actually be doing with your money. Lauren and Nicole get into why the Petrodollar system is cracking, whether the U.S. dollar is still a safe haven (Lauren's honest answer might surprise you), and where big institutional investors are quietly moving their money. Lauren also opens up about her own portfolio — why she put 10% into gold and silver, why she's steering clear of Bitcoin, and her take on the AI bubble question. This episode was taped on 3.26.26. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Check out Lauren’s personal finance book Make Money Move Here's what Nicole covers with Lauren: 00:00 Are You Ready for Some Money Rehab? 00:18 Why Oil Prices Are Exploding Right Now 01:24 Why Americans Pay Global Oil Prices No Matter What 02:01 The Petrodollar System Explained 03:25 Is the Dollar's Reign as Safe Haven Over? 06:13 Why Volatile Markets Are Actually Wealth-Building Opportunities 07:35 Brent Crude 101 09:00 How Often Should You Actually Check Your Portfolio? 10:09 How Much Oil Should Be in Your Portfolio? 11:36 Why Lauren Is Skeptical of the Dollar Right Now 13:19 Gold, Silver, and Lauren's Actual Portfolio 15:06 How to Start Investing in Metals ETFs 15:55 Bitcoin: Bullish or Bearish? 17:10 The Crypto Wash Sale Rule Loophole Nicole Is Using 20:07 Could the Dollar Lose Reserve Currency Status? 22:00 International ETFs as a Dollar Hedge (VXUS) 22:12 Defense and Energy Stocks: XLE and Dividend Strategy 26:00 How to Invest With Your Values (ESG and Its Limits) 28:39 What Sectors Lauren Is Bullish On Right Now 29:00 Why Lauren Is Avoiding Pure-Play AI Stocks 31:00 Is There an AI Bubble? 33:00 The Energy Problem Powering (and Threatening) AI 34:53 Lauren Simmons' Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.
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    40 m
  • Inheritance Myths Debunked
    Mar 23 2026
    Today, Nicole debunks the most viral myths about inheritance and gift taxes, and walks you through exactly how these taxes work, when they actually kick in, and the totally legal strategies wealthy families use to pass on as much as possible to their heirs. Nicole breaks down the difference between gift tax, estate tax, and inheritance tax; explains the $19,000 annual gift exclusion and the $15 million lifetime exemption; and covers the states that will still come after you even when the IRS won't. Then she gets into the tools the ultra-wealthy use, like irrevocable trusts and Family Limited Partnerships, to legally minimize what they owe. Plus, she shares one simple, free move that anyone can make right now to protect their family's inheritance… no lawyer required. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:18 Why TikTok's Inheritance Advice Is Wrong 00:53 Gift Tax 101: The $19,000 Annual Exclusion 02:24 Gift Splitting for Married Couples 02:48 The $15 Million Lifetime Exemption Explained 04:21 Estate Tax vs. Inheritance Tax: What's the Difference? 05:25 Which States Have Inheritance Tax? 05:47 How the Wealthy Minimize Estate Taxes 06:09 Irrevocable Trusts Explained 06:51 Family Limited Partnerships Explained 07:43 The IRS Isn't Out to Get You — But It Won't Help You Either 08:04 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
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    11 m
  • 7 Investing Lessons from Warren Buffett
    Mar 16 2026
    Warren Buffett just stepped down as CEO of Berkshire Hathaway and the investing world is holding its breath. Today, Nicole breaks down the frameworks that turned a $1,000 investment in 1965 into over $30 million, and how you can apply them whether you have $100 or $100 million. She walks through the most iconic trades of Buffett's career, from Coca-Cola to Apple to his rare misses, and extracts seven timeless investing principles that have nothing to do with hot tips or market timing. Then Nicole turns to what's next: who is Berkshire’s new CEO Greg Abel, what does he inherit, and what does a nearly $400 billion cash pile signal about Berkshire's future direction? Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:18 The End of an Era: Buffett Retires 01:03 The $30 Million Case for Long-Term Investing 01:27 Buffett's Simple (But Not Easy) Framework 02:00 The Coca-Cola Investment and Brand Loyalty as a Moat 02:53 The McDonald's Play 03:16 The Apple Surprise 04:12 Buffett's Misses 04:59 7 Investing Lessons You Can Use Right Now 06:03 Enter Greg Abel: Berkshire's Next Chapter 06:55 The $400 Billion Question 07:32 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.
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    10 m
  • Trading Options 101 with NFL Linebacker Turned Wall Street MVP Pete Najarian
    Mar 11 2026
    Pete Najarian is an NFL linebacker turned successful options trader and today he joins Money Rehab to break down exactly what's happening in the markets right now, where the big opportunities are hiding, and how to read the signals that the pros don't talk about on TV. Then Pete walks Nicole through a complete options crash course: calls vs. puts, covered calls, naked positions, spreads, and how Warren Buffett secretly uses options to build his biggest positions. He even pulls up Nicole's actual options account live and breaks down what he sees. Then the conversation gets deeper. Pete opens up about losing his dream home, whether he’d run for governor of Minnesota, and the surprisingly simple investing philosophy that's driven all of his success. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Follow Pete and learn more at Market Rebellion Here's what Nicole covers with Pete: 00:00 Are You Ready for Some Money Rehab? 01:33 Nicole and Pete's History on the Chicago Trading Floor 03:13 Wolf of Wall Street Era 07:20 Where Pete Is Bullish Right Now 09:30 How to Read Unusual Options Activity (UOA) 11:17 Options 101: Calls, Puts, and Plain English Explanations 12:46 How to Use Options as Portfolio Insurance 16:17 How Warren Buffett Actually Uses Options 18:18 Creating Your Own Dividend Stream with Covered Calls 22:17 Pete Reviews Nicole's Options Account 23:40 Insider Trading and Options 26:12 Are Options Just Gambling? 34:18 Pete's Rules for Protecting Yourself 42:48 Secure the Bag 49:00 Pete on Politics and the Future of Investing in Sports 52:23 Pete Najarian's Tip You Can Take Straight to the Bank All investing involves risk, including loss of principal. Options trading involves additional risks and is not suitable for all investors. This episode is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult a licensed professional before making financial decisions.
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    59 m