Money For Couples with Ramit Sethi Podcast By Ramit Sethi cover art

Money For Couples with Ramit Sethi

Money For Couples with Ramit Sethi

By: Ramit Sethi
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Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’… Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life. Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t. Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today. In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices. Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship. Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love. Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing. Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship. Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.Copyright 2021-2024 I Will Teach You To Be Rich Economics Personal Finance Relationships Social Sciences
Episodes
  • 220. “I carry the baby, the bills, and the stress”

    220. “I carry the baby, the bills, and the stress”
    Aug 5 2025
    Monica (36) and Michael (33) have been married just over a year and are navigating the pressures of new parenthood—but Monica feels like she’s doing it alone. She pays the rent, covers childcare, and works a demanding job, while Michael juggles three jobs and carries shame about his income and past financial mistakes—including an eviction he never told her about. Despite a recent 50% salary increase, Michael didn’t share the news, reinforcing Monica’s sense that she’s carrying the emotional and financial load. Can Ramit help them rebuild trust, communicate transparently, and step into a true financial partnership? In this episode we uncover: • Michael’s quiet shame about earning less • How an eviction early in their relationship shattered Monica’s trust • The $95K salary increase Michael never told her about • Why Michael’s “Swiss Army knife” mentality is sabotaging their relationship • What Monica really means when she says she wants a financial partner • Why transparency is still a major hurdle • The emotional gap in their relationship, and how it’s showing up in everything from birthday celebrations to debt payoff plans • What finally shifts when Michael shares his debt-free timeline Chapters: (00:00:00) “I feel like a leech” (00:18:28) Ramit breaks down their numbers (00:25:56) “I got a 50% raise…and didn’t tell her” (00:33:24) Why she’s always the last to know about his money (00:42:59) The secret that shattered her trust early on (00:46:26) He paid off half his debt—but still struggles to celebrate it (01:00:03) Torn between faith and financial goals (01:04:38) When earning more still isn’t enough (01:26:25) Are they finally rowing in the same direction? (01:35:17) Where are they now? Monica and Michael’s follow-ups This episode is brought to you by: Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit. Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit Factor | Get 50% off plus free shipping on your first box at https://factormeals.com/ramit50OFF with code RAMIT50OFF Netsuite | Download the free e-book 'Navigating Global Trade: Three Insights for Leaders' at https://netsuite.com/ramit OpenPhone | Get 20% off your first 6 months at https://openphone.com/ramit Links mentioned in this episode • Get tickets for my next live events—September 14 in Atlanta and September 26 in Los Angeles—at iwt.com/events Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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    1 hr and 36 mins
  • 219. “He’s so cheap it’s killing our joy”

    219. “He’s so cheap it’s killing our joy”
    Jul 29 2025
    Angela (52) and Brian (52) have been together since they were teenagers and have raised four kids. Now as they approach being empty nesters, they’re stuck in a sitcom-style standoff: Angela loves bargain shopping and dreams of traveling the world, but Brian clings to a decades-old belief that they need $1 million to retire and panics over every pantry purchase. Their net worth proves that they’re actually financially stable—but Brian can’t shake the fear of not having enough. Can Ramit help them rewrite their roles, align on what retirement really looks like, and find connection beyond coupons and control? In this episode we uncover: • Why Angela believes they’re ready to retire—and why Brian is convinced they’re still broke. • The decades-old advice Brian can’t shake—and how it’s been quietly dictating their entire financial life. • The performance dynamic they’ve fallen into—and how it’s masking deeper emotional needs. • The stark difference in how they define a “Rich Life”—and what’s missing from both visions. • How Angela uses frugality to feel responsible—and the cost of that invisible labor. • The moment Brian saw their actual net worth, and why it didn’t change how he feels. • What happens when couples keep score with their sacrifices—and how it erodes connection. • How fear of losing control is stopping Brian from building the life he actually wants. Chapters: (00:00:00) “I’ve been chasing that number since I was 18” (00:04:11) The emotional cost of saying no to everything (00:19:08) Ramit breaks down their numbers (00:29:21) “Why do we need eight jars of peanut butter?” (00:40:57) Trapped in the “justifier” and “decider” roles (00:50:34) Frugal lives, empty spaces (00:58:01) “I think we’ve just kind of… drifted” (01:06:04) How much is enough to retire—and what would make us feel safe? (01:18:42) Where are they now? Angela and Brian’s follow-ups This episode is brought to you by: LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. Get yours at https://drinklmnt.com/RAMIT Leesa | Go to https://leesa.com for 25% off sitewide PLUS get an extra $50 off with promo code RAMIT, exclusive for my listeners. Upwork | Visit https://upwork.com/save to get a $200 credit to put towards your next freelancer to help grow your business. Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. Links mentioned in this episode • Get tickets for my next live events—September 14 in Atlanta and September 26 in Los Angeles—at iwt.com/events Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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    1 hr and 21 mins
  • 218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)

    218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)
    Jul 22 2025
    Last week, we met Dominique (33) and Chris (34)—a couple earning $180K a year, raising a toddler, and still living paycheck to paycheck. Dominique felt alone in managing their finances, while Chris stayed disengaged, assuming things were fine. In Part One, we uncovered the cracks: a lack of communication, zero long-term planning, and growing resentment. Now, as their childcare costs are about to quadruple, will they be able to move past survival mode and start working as a team? Will Chris finally step up—and can Dominique let go of overthinking and accept support? In this episode we uncover: • How their expensive Arizona house became a symbol of both pride and financial strain. • The quiet resentment Dominique feels when Chris is out of work—and why she kept it to herself. • A surprising disconnect around how much they contribute—and who’s really paying more. • Ramit’s reality check about going month to month on a six-figure income. • Why Dominique’s overthinking makes her feel in control—but leaves them stuck in place. • The false sense of security that’s masking a dangerous truth: They have just two months of savings. • The emotional cost of living reactively—and what it will take for them to finally plan ahead. Chapters: (00:00:00) “My friend sold it to me…” — the truth about whole life insurance (00:09:05) Investing, saving… or just surviving? (00:14:58) Problem-oriented vs. solution-oriented (00:22:11) Ramit breaks down their numbers (00:26:14) He’s living for his son—but what about himself? (00:38:32) What if selling your house meant losing money? (00:43:13) “I thought I’d be co-parenting by now” (00:52:38) Dominique & Chris 2.0: Confident. Open. Together. (01:03:30) Where are they now? Dominique and Chris’s follow-ups This episode is brought to you by: Rocket Money | Cancel unwanted subscriptions and manage your expenses the easy way at https://rocketmoney.com/ramit DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist. ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today #sponsored Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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    1 hr and 3 mins
All stars
Most relevant  
I loved the Netflix series and have read (and use) the IWT book and workbook. For the most part, I enjoy the podcast and learn from many of the episodes. It’s always informative and the pace of most episodes is good. IWT is a great approach to finances and life, and the Money for Couples angle is interesting, even though I’m a single mom. I like Ramit’s self-reflection and the commentary he adds to the episodes after taping and prior to air - particularly his honest and genuine approach, and sharing his thoughts about how the conversation evolved.

Usually a great listen and informative

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I loved this episode. It was great getting perspective that was provocative and useful right out of the box. I liked the points that were made about spending your resources (money, time, company, etc...) in the right way. Ramit has a way of communicating his point with out over pontificating.

Dont wait!! Listen to this...

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Every podcast I learn something new. I try to implement everything I can from listening to this podcast.

Ramit is the guy

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stories can be interesting to listen to because some of these people are extremely neurotic, but this is a touchy, feely, sensitive way to try to convince people to make changes in their life and marriage. I agree with his reasoning, but I would never recommend this podcast to anyone that wants to learn about money. I purchased his book on a recommendation , but now I'm worried that it has less to do with finance and more to do with emotional baggage. If that's the case I'll be getting my money back.

More of a marriage counselor than a money podcast.

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Fantastic episode. Both are very self aware. Love it. The love and respect is palpable.

Amazing

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It's really insightful to hear various couples in all different situations get fantastic help. Recommend!

Well Worth the Listen

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I’ve recently embarked on what I refer to as my financial awakening and was, just like many of the guests on this podcast, terrified of money. I’ve read ramit’s book and about 12 others to get myself on the right path and since expanded into podcasts but what I love most about this is the insight into different money lenses and psychology. Bc as ramit says with money we are not logical, we are emotional, irrational, and understanding the deep seated reasons behind this help us to simplify and demystify money. Plan to keep listening. Thanks for the good content- always amazed how calm and understanding ramit is at emotional times and silly or shocked etc at seemingly the right times.

Money psychology and money lenses

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I love Ramit’s no-nonsense approach to personal finance. I also love how he recognizes that most of have psychological issues with money, and this is what tends to cause our deeper issues. The podcast has been so helpful for my husband and I - so much so that, if we felt more comfortable sharing our personal financial info in public, we would apply to be on the show ourselves!

A must listen!

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This podcast is great -- it's so interesting to hear other people open up about how they interact with each other and their finances. There are a lot of "hey, I do that too!" moments in here -- very educational, and not an angle I've heard elsewhere.

Talking about money from the inside

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The conversations often take interesting tangents. Now I wish he could interview single parents, examine their hang ups and help them think out of the box to overcome money scripts of scarcity and struggle.

I want even more!

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