Episodios

  • Retirement Starts Today with Benjamin Brandt
    Dec 7 2021
    Benjamin Brandt is a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management,  He is also the host of the popular podcast Retirement Starts Today Radio and the accompanying blog. Benjamin was recently named as one of the top 40 financial advisors under age 40 by Investment News. An Iraqi combat veteran, who served in the North Dakota Army National Guard for 8 years, including a 15 month deployment to Iraq in 2003. You may have seen Benjamin featured in The Huffington Post, CNBC.com, Forbes, Business Insider, ClarkHoward.com, and many others. In his free time, Benjamin and his wife Kristen can be found on the weekends at the hockey rink, or on the gymnastic and wrestling mats, chasing their SIX (count 'em!) energetic children.   In this episode, Benjamin shares with us the importance of viewing wealth. That it’s not just about buying things, but it's also about creating an environment of abundance so that you can live the life that you want to live. And he also shares with us his journey from being a financial advisor to being a podcaster, and how he was able to use this platform to eventually grow his brand and his business. I hope you enjoy the show as much as I did and please let me know what you think.  [00:01 - 21:56] Opening Segment I welcome everyone to the show I introduce our guest, Benjamin Brandt Benjamin shares about his money culture  Money is scarce In order to have more, you “have to save more”  Learning to look at things at the lens of abundance  Deciding to be foster parents Looking at the situation as an opportunity to be a service to the community  Seeing the situation as an abundance of resources Processing the adoption of triplets Fortunate to have abundance  Shoutout to my podcast producers: Streamlined Podcasts GET A DISCOUNT on your first month with Streamlined Podcasts by using this ! [21:55 - 48:08] Financial Advisor Turned Podcaster  How Benjamin transitioned into the podcasting world  The goal was to grow the clientele Used podcasting as a wealth-building tool Retirement Tax Podcast New show to watch out for  Marrying your CFP (certified financial planner) and your CPA (certified public accountant) Starting the Retirement Starts Today Podcast Being visible online  Using this platform to nurture people Vetting financial advisors before hiring one Check their social media Do some research and find some key items  [38:09 - 40:32] Closing Segment Watch out for the new podcast on December  Connect with Benjamin through the links below  Final Words  Tweetable Quotes: “And so I looked at my situation through this lens of abundance and said I don't have to spend less. I've got this time, latitude or longitude, to pursue other business activities so that I have this blue ocean of possibilities.” - Benjamin Brandt   “That's why I put less focus on spending less and more focus on earning more.”  - Benjamin Brandt Take the money quiz at     Connect with Benjamin on , , and and listen to his podcast at . You can connect with me on , , , , and . I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at . You can call or text 213-973-7206 TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click to listen to our previous episodes.   This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more.  Let's Work Together   Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at for investing opportunities!   I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click for a FREE copy!
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    41 m
  • Your "Mental Wealth" with financial psychology expert, Dr Brad Klontz
    Nov 30 2021
    Dr. Bradley T. Klontz, Psy.D., CFP® is an expert in financial psychology, financial planning, and applied behavioral finance.  He’s an Associate Professor of Practice at Creighton University Heider College of Business, Co-Founder of the Financial Psychology Institute, and Managing Principal of Your Mental Wealth Advisors.  In this episode, Dr. Brad shares the money culture he grew up in and how this has motivated him to be rich and eventually study how rich people live. He also talks about how our money issues are generational and how this affects our money scripts. Lastly, we also dove deep into the gender disparity in money and the impact of raising boys and girls differently around money. This was a really fun and interesting discussion, so I hope you enjoy this as much as I did!  [00:01 - 08:51] Opening Segment I welcome everyone to the show I introduce our guest, Dr. Brad Klontz Dr. Brad shares about his money culture  Grew up in a low income household  Being conscious and aware of not having enough money Teaching The psychology of money  Helping people with money mental blocks  [08:52 - 35:58] Learning About Your Money Scripts  Developing a treatment program for people with money issues Money issues being generational Being aware of your money scripts  Shoutout to my podcast producers: Streamlined Podcasts GET A DISCOUNT on your first month with Streamlined Podcasts by using this ! Using social media as a platform to educate about money  Researching the psychology of wealthy people  Learning that rich people are savers  Having a mindset of always buying things won’t make you wealthy  Learning the psychology of being a multimillionaire  The gender disparity in money  We must stop raising boy and girls differently around money  Financial health and empowerment of women is a family issue  Women who make more money than their male partners, they report lower relationship satisfaction Money tied to gender as it comes to masculinity is so different   [35:58 - 31:51] Closing Segment Start looking at your financial reality  Connect with Dr. Brad through the links below  Final Words  Tweetable Quote:  “The craziest money behavior makes perfect sense when you can identify the money scripts and where they came from.”  - Dr. Brad Klontz  Take the money quiz at     Connect with Dr. Brad on , , , and . You can also check out your videos on ! You can connect with me on , , , , and . I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at . You can call or text 213-973-7206 TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click to listen to our previous episodes.   This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more.  Let's Work Together   Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at for investing opportunities!   I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click for a FREE copy!
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    39 m
  • Understanding What You Are Made of with Mike 'C-Roc' Cirrocco
    Nov 9 2021
    Mike "C-Roc" Ciorrocco is the Co-Founder of Blooprinted, best-selling Author of ROCKET FUEL Convert Setbacks. Become Unstoppable and the powerhouse behind the "What Are You Made Of?" podcast. He is a performance coach, author, dynamic public speaker, visionary and thought leader. He has been featured by Yahoo! Finance as one of the Top Business Leaders to Follow in 2020 and is on a mission to build people. He is driven to Inspire others and he measures his success on how he is able to help others achieve greatness. C-Roc had a fire lit in him at an early age. That fire has ignited him with a fierce desire to compel people to see the greatness inside themselves using past life events to fuel their fire.   In this episode, Mike tells us about his story as a young kid and how his childhood experiences influenced how he invests his money today. He shares with us how he has made the choice to take the things that most of us would see as setbacks, and use them as fuel instead of baggage. Instead of putting it in his trunk, he instead put it in his fuel tank which eventually evolved into rocket fuel. I had a really fun conversation with Mike so I hope you enjoy this as well, and let me know what you think!    [00:01 - 08:16] Opening Segment I welcome everyone to the show Join the Micro Empires Facebook community See links below  I introduce our guest, Mike "C-Roc" Ciorrocco Mike’s money culture Hoarder vs. Investors Taught to save, not to invest Living paycheck to paycheck  Learned how to invest eventually    [08:17 - 26:08] Pursuing a “Higher Octane Fuel” Mike talks about his financial journey  Getting into sales Got into a mortgage business Found his place in the tech industry Shoutout to my podcast producers: Streamlined Podcasts GET A DISCOUNT on your first month with Streamlined Podcasts by using this ! Having a Noah’s Arc kind of gut feeling about his business Dealing with ridicule  Using it as fuel to move forward  Mike gets real about “overnight success”  Writing a bestselling book Having a solid marketing strategy for the book Sharing stories that can impact people  Focusing on giving instead of getting    [26:09 - 31:51] Closing Segment The importance of being coachable Checkout Mike’s new Connect with Mike through the links below  Final Words  Tweetable Quotes:  “I am inexorable, which means unable to be stopped, and yielding when I get on to something. And I just use all that as fuel.”  - Mike "C-Roc" Ciorrocco Connect with Mike on , , , and . You can also check out your videos on ! You can connect with me on , , , , and . I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at . You can call or text 213-973-7206 TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click to listen to our previous episodes.   This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more.  Let's Work Together   Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at for investing opportunities!   I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click for a FREE copy!
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    32 m
  • Making the Transition from the NHL to the Corporate World with Stu Grimson
    Nov 2 2021
    Athlete, attorney, author.... and my husband.  Stu Grimson details how hard work and education helped drive him to create a career in the NHL for 14 years and then to pivot when he retired at 37. In the NHL, he was regarded as one of the fiercest enforcers that earned him the nickname "The Grim Reaper".  We talk about Money Culture, dating in midlife, developing skills to serve you, and how to speak to your partner about money. [00:01 - 19:05] Opening Segment I introduce Stu Grimson to the show Stu talks about his background and money culture growing up Grew up in a farm Living within your means Greatly influenced by his parents Entering NHL at a young age Stu talks about his experiences being a farm boy Ability to reinvent yourself Continued to keep up with education knowing that hockey would end Education as a fundamental building block Stu’s take on taking risks and owning mistakes Be bold and brash Be humble enough to self examine The Dave Brown incident Stu talks about his experiences and the things he learned from Dave Brown The Carolina Contract Stu shares a story when he signed a deal with the Carolina Hurricanes [19:06 - 33:58] Financially Independent Couples Stu talks about his partner preferences Somebody I really liked Somebody who is financially independent I talk about my views on financial stability when dating Level of conservatism on money spending Stu expresses how money cultures should be a commonality between couples Stu talks about the impact of having a law degree Opportunity to choose from a broad range of opportunities The Importance of public speaking Will be used in everything we do and will serve us well Quick shoutout to my Podcast Producers: Use promo code: JIVES and get a discount [33:59 - 51:04] Money Talks in Marriage What’s yours isn’t all mine have independent resources Build a life of assets as a married couple Prenuptial agreement Opportunity to hash out the fears in married couples Communicate and work through the concerns Steps for couples to take Keep the end goal in mind and know what financial independence is Stu and I talk about our interpretations on financial independence Divide and conquer Share the work and the cost Finding where the strengths lie in couples Partnership is about working together  I talk about the strategies I use when in crisis The 10-10-10 strategy  [51:05 - 53:05] Closing Segment Final Words Tweetable Quotes: “We’re all wired in different ways. But at the end of the day, if we envision that we’re going to go on in our lives, we have to be equal parts brash and willing to be bold enough to take on something." - Stu Grimson “If I can get over the baddest beat that a person in my situation can sustain, then I really have nothing left to fear.” - Stu Grimson Resources Mentioned: If you’d like to connect with Stu, you can visit his or you can email him at . You can connect with me on , , , and . I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at . You can call or text 213-973-7206 TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click to listen to our previous episodes.   This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more.    Let's Work Together   Subscribe to download my FREE eBook, "3 Steps to Pivot and Thrive: Using Micro-Risks to Build Your Micro Empire." Click and I’ll see you there!
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    53 m
  • Stacking Benjamins with Joe Saul-Sehy
    Oct 26 2021
    Today, we re-visit my conversation with Joe Saul-Sehy.   "It’s not about being smart; it’s about protecting your blind spots and having someone in the corner to disagree with you". -Joe Saul-Sehy Joe Saul-Sehy, is a former Financial Planner and the Founder and Host of the Award-Winning Podcasts The Stacking Benjamins Show and Money With Friends Podcast. With his years of experience and passion for finance, he has helped many people retire early and reach their financial goals.  Let’s dive right in as we talk about money, shame, why, and how to hire a financial coach. [00:01 - 04:49] Opening Segment I introduced Joe to the show Joe and I talk about how we met I Joined the Stacking Benjamins Community  Joe checked out Micro Empired Podcast [04:50 - 15:20] The Podcast and Diverse Community  Joe talks about building a brand through the podcast Be a part of a community and the discussion  Joe talks about the perks of being in a Podcast Community  Have friends around the world  He shares about his experience meeting his audience for the first time The ability to add value and gain more knowledge  The art of being in the community is, you will find people that are like you and also those that are very different Learning from diversity in the community Uncovering the society labels  Fighting against the discrimination  Joe talks about the injustice and challenges that people of color have to face  [15:21 - 24:55] Work Smarter and Harder Quick shoutout to my Podcast Producers: Use promo code: jives and get a discount Joe talks about his money culture growing up Discussing money was considered taboo Credit card debt issues Having  hard-working parents Joe shares the story about the money talks he got with  his neighbor In current culture, people tend to not talk about money or debt openly, but still spends alot  It creates a deadly cycle life [24:56 - 40:09] Finding The Right Financial Advisor  The smartest people that I know always surround themselves with smarter people than them Joe shares his experience being a financial advisor  Surround yourself with the people that handle money well Don’t be emotionally invested in your goals.  Why does someone say, ‘Don’t have a financial advisor because they are corrupt.’  Due to bad experiences and tainted impressions  It’s not about being smart; it’s about protecting your blind spots and having someone in the corner to disagree with you  Joe shares some tips for finding a good financial advisor Interview more people  Ask about their credentials Fee-only advisors are a better way to go Joe talks about being a good and successful advisor Fee-only advisor vs. commission advisor  Commission, only advisors, aren’t incentivized enough to make correct decisions 100% of the time He talks about Jane Bryant Quinn’s research Joe talks about how some people look for financial advices from social media groups and the people that they never know  [40:10 - 59:00] The Money Culture of Learning and Shame  Every time you are about to make a financial decision, ask yourself, “Towards what end will this take me?” The systemic culture of the fear of learning something new Create the learning culture for yourself It is okay not to be right.  What am I going to learn next?  Create your MBA for yourself Don’t feel stupid for asking.  Being curious keeps you young.  It’s not about chasing the money but doing something that you love.  Joe talks about his coaches.  Tony Stubblebine  If you want to learn something fast, hire a coach Joe talks about the Strategic Coach Program he had signed up for Learning from other entrepreneurs too At what age do you think you are going to die, and how do you want people to know you? Why do you have to wait to get to that age and not to live it now? [01:00:00- 01:02:46] Closing Segment Joe and I share some jokes about money and chicken  Final words   Tweetable Quotes: “It’s not about being smart; it’s about protecting your blind spots and having someone in the corner to disagree with you.” -  Joe Saul-Sehy. “The only way for your clients to win is for you to stay in business.” - Joe Saul-Sehy. “The smartest people that I know always surround themselves with smarter people than them.” - Joe Saul-Sehy Resources Mentioned:   by Josh Kaufman   If you’d like to connect with Joel, you can find him on and . You can visit his website at or email to .  You can connect with me on , , , and . I’m excited to know more about you. I’m excited to know more about you. Also, feel free to shoot me an email at . You can call or text 213-973-7206   TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click to listen to our previous episodes. This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more....
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    1 h y 3 m
  • Building a Network of Disruptors with Ralph DiBugnara
    Oct 19 2021
    Ralph DiBugnara is a nationally recognized real estate expert who serves as President of Home Qualified – the digital resource for buyers, sellers and real estate agents driving today’s millennial market; and Vice President at Cardinal Financial, a nationally recognized mortgage loan company behind $28 billions of closed loans. A frequent industry commentator, Ralph is considered one of the leading voices across the next big trends in real estate.   In this episode we are going to talk about the difference between how you invest when you've experienced losing everything you have, versus how you invest when you've never experienced losing everything, and why we think about the exit before we make an entry. We will also talk about Ralph's personal mission to empower the next generation of real estate investors to grow successful careers, live successful lives, and become future leaders. I hope you enjoy this episode!    [00:01 - 06:26] Opening Segment   I welcome everyone to the show Join the Micro Empires Facebook community See links below  I introduce our guest, Ralph DiBugnara Ralph’s money culture Taught to save every penny [06:27 - 26:33] Rebuilding A Business    Ralph talks about his financial turning point How the great depression in 2008 affected  Went from making a lot of money to not making any money at all  Declaring bankruptcy Talking to a professional when declaring bankruptcy Discussing exit strategies  Shoutout to my podcast producers: Streamlined Podcasts GET A DISCOUNT on your first month with Streamlined Podcasts by using this ! Building a new business: Disruptors Network  Seek an advisor when starting    [26:34 - 40:22] Goals for Disruptors Network   Building more leaders in the community  Experiencing business growth during COVID Refocusing and finding purpose  Importance of being prepared and taking advantage of the opportunities Must always keep moving and not give up  It’s never too late to get in  No reason to not start now  Keep innovating and improving  [40:23 - 41:59] Closing Segment   Connect with Ralph through the links below  Final Words  Tweetable Quotes:   “It's always gonna be a compromise. What are you willing to compromise?/” - Ralph DiBugnara   “I wanted to show people that normal people can do anything as long as you put the work in.” - Ralph DiBugnara   “If you're willing to get in and start the work now, let's start taking one step in front of the other and go forward right now.” - Ralph DiBugnara  Connect with Ralph on , and . Or you can checkout his website at .  You can connect with me on , , , , and . I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at . You can call or text 213-973-7206 TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click to listen to our previous episodes.   This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more.  Let's Work Together   Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at for investing opportunities!   I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click for a FREE copy!
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    42 m
  • Smart, Stable, Financial Growth with Amanda Neely
    Oct 12 2021
    Amanda Neely is a small business and financial professional. She founded and ran Overflow Coffee Bar, L3C from 2008 through 2018. Now, she shares her experiential knowledge through podcasting and through developing personalized financial strategies for individuals and couples and profitability strategies for businesses. Her goal is to work with people to take charge of their cash flow, leverage their assets, and increase their profitability in ways that would   make their grandma proud.   Today’s episode is very informative and interesting because Amanda walks us through her experience with money growing up and how this experience inspired the way how she runs her business today. She also tells us about the concept of a financial tool called Baking on Yourself. Make sure to tune in until the end because Amanda gives us all the details about it!    [00:01 - 10:04] Opening Segment I welcome everyone to the show Take a screenshot if you’re listening to this ep!  Tag me on social media  Join the Micro Empires Facebook community See links below  I introduce our guests, Amanda Neely  Amanda talks about Grandma’s Wisdom Financial wisdom pre-1980s Amanda’s Money culture  Growing up with a scarcity mindset   [10:04 - 42:01] How Grandma’s Wisdom Started  Having a business to help more people  Helping more people by building wealth  Asked help in implementing money learnings  Profit first concept Using own money to do things Starting a new business together  Earning money from helping other people  Shoutout to my podcast producers: Streamlined Podcasts GET A DISCOUNT on your first month with Streamlined Podcasts by using this ! Bank on Yourself tool  Going to yourself to borrow from yourself  Having complete control over repayment terms  How people can subscribe to this tool   [42:02 - 46:02] Closing Segment Connect with Amanda through the links below  Final Words  Resources Mentioned:  Documentary - Banking with Life Tweetable Quotes: “We can help more people by building wealth.” - Amanda Neely Connect with Amanda on , , and . Or you can send her an email at .    You can connect with me on , , , , and . I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at . You can call or text 213-973-7206 TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click to listen to our previous episodes.   This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more.  Let's Work Together   Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at for investing opportunities!   I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click for a FREE copy!
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    46 m
  • LIVE Financial Therapy Session with Nicole Iacovoni Part 2
    Oct 5 2021
    Welcome to Part 2 of the Live Financial Therapy Sessions with Nicole Iacovoni. In this episode, we are going to dive deeper into acknowledging Impostor Syndrome, understanding fear, and having the right to take up our own space and being our own advocate. Let’s dive in!  [00:01 - 01:28] Opening Segment Welcome back to part 2!  Join our Facebook group See link below Feel free to reach out through my socials and let me know what you think [01:29 - 28:19] Dealing with fear and Impostor Syndrome Impostor Syndrome is great because it is serving a purpose  You want to examine it  It shows that you care about other people  Don’t let it stand between you and your potential  Fear keeps us alive  Treat is as a guide  Don’t make it an obstacle  Asking yourself if you are a fraud proves that you are not You have the awareness and you’re asking the right question I share my story about Impostor Syndrome  Remind yourself that you are an expert in a million things Write down everything that you have done  Women in general find it difficult to charge because of patriarchy  We were taught to be nurturing and selfless People are paying for the whole package, not just for your service They are paying for you--your experiences, your knowledge, personality   We were taught our entire lives to bury fear Fear is related to trauma  Inheriting generational trauma  Financial trauma exists and we need to dig in there  Financial stress affects every part of your life Shoutout to my podcast producers: Streamlined Podcasts GET A DISCOUNT on your first month with Streamlined Podcasts by using this ! Letting go for fear related to money Recognizing money beliefs that no longer serve us  Having the right to take up space and being your own advocate  [28:20 - 31:26] Closing Segment Connect with our guest through the links below  Download the Free Date Your Money guide in her website  Final Words  Resources Mentioned:    Tweetable Quotes: “We don't want to eliminate it [Impostor Syndrome], we just want to be aware of it and explore what's there.”  - Nicole Iacovoni   “It's really hard for women to charge money for their gifts, and their skills and their service. Because you know, patriarchy and all has taught us that women are supposed to be giving and nurturing and selfless.” - Nicole Iacovoni Connect with Nicole through here website !   You can connect with me on , , , , and . I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at . You can call or text 213-973-7206 TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click to listen to our previous episodes.   This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more.  Let's Work Together   Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at for investing opportunities!   I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click for a FREE copy!
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    33 m
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