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Making Money Personal

Making Money Personal

De: Triangle Credit Union
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Engaging in real talk about financial matters that affect your life and your community.Copyright 2021 All rights reserved.
Episodios
  • Frugal Habits That Can Save You Money - Money Tip Tuesday

    Frugal Habits That Can Save You Money - Money Tip Tuesday
    Mar 31 2026
    Making smart choices with your money doesn’t have to mean giving up the things you enjoy. By adopting a few practical frugal habits, you can stretch your budget further, reduce financial stress, and build a stronger foundation for long-term savings. Links: Check out TCU University for financial education tips and resources!Follow us on Facebook, Instagram and Twitter!Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast. Saving money can be tough. It takes planning, discipline, and dedication. Still, with some careful planning, frugality, and creativity, you can make it work. There are ways to adjust your daily choices toward more frugal options to boost your savings game. If you try out some of these frugal habits, you may find yourself saving money faster than you thought. 1. Cook more at home, dine out less. Cooking at home has a lot of benefits. It’s usually healthier because you control the ingredients, so there are fewer additives. It also helps you spend less on food. Even though grocery costs are still high, you can ensure savings by choosing meals carefully and keeping recipes simple. Complicated meals with special ingredients can get expensive and might leave you buying things you rarely use. Don’t plan too many different meals in one week. Cooking something new every night can create leftovers that might go to waste. Plan a few nights for eating leftovers to save time and avoid wasting food. Learn which foods can be used as substitutes. This way, you can use what you already have at home instead of making extra trips to the store. Cook in bulk and freeze for later meals. Try making a double batch of something to freeze for later use. This works especially well for casseroles, meatballs, and even soups. Turn saving money into a fun challenge. For example, try the Pantry Challenge: see if you can make meals using only what’s already in your fridge or pantry, without going to the store. 2. Reuse and repurpose when you can Repurposing items gives old things new life, helps the environment by reducing waste, and saves you from buying new stuff. Try finding ways to reuse items around your home. For example, use old t-shirts as cleaning rags or paper towel substitutes. Empty glass jars and shoeboxes make great storage containers; old sheets and towels can be used as drop cloths or cleaning cloths; wine corks, or cardboard are useful for homemade cork boards; paper egg cartons make great seed starters .and reusing gift bags and tissue paper can help you save, as long as they’re not damaged. There are many more ideas out there. For more inspiration, search online or check out Pinterest. Try searching for “recycled crafts,” “repurposed items,” or “upcycling ideas” to find creative ways to turn old things into something useful. 3. Check your library for free stuff. Our local libraries provide some amazing resources. They offer a wide range of free resources, including audiobooks, learning platforms, streaming services, and more. Some also have their own programs to rent items like cameras, game consoles, and other gear, and to share programs like a seed exchange where members can take and share seeds for their vegetable or flower gardens – all for free! It’s also worth noting that most libraries will offer passes to nearby attractions for a discount on admission – although it’s not 100% free, it’s still a savings opportunity. 4. Do more things at home. Try having date nights at home instead of going out. There are plenty of ways to make a fun and relaxing evening at home. If you enjoy spending time with friends, host a game night, movie night, or music night. Let your imagination guide you. 5. Use coupons and rewards programs. Don’t miss out on chances to save. Check for coupons and look at your grocery store’s deals flyer when making your shopping list. Sign up for rewards programs that offer cash back—you could save a lot over time. Browser extensions like Edge, Honey, and others can also help, but make sure to do your own research. We are not endorsing any specific products. 6. Buy used items when possible. Try to buy used items first. Books, clothes, and many other things can be a good deal if they’re in good condition. Check out apps like Facebook Marketplace, eBay, Poshmark, and others for gently used items. You can even find outdoor gear like bikes, kayaks, or scooters used. These are just a few ideas to get you started. If you have a frugal habit that’s helped you, share it with us on social media. Let us know how you save money every day—your tips could inspire others to save more too. If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our ...
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    6 m
  • Buy Local! Support Mom and Pop Businesses this Week - Money Tip Tuesday

    Buy Local! Support Mom and Pop Businesses this Week - Money Tip Tuesday
    Mar 24 2026
    Local businesses-- they’re the lifeblood of our communities, providing our towns and cities with services, places, and products that keep us running every day. Take some time to appreciate the local businesses that serve your community on National Mom and Pop Business Owners Day. Links: Check out TCU University for financial education tips and resources!Follow us on Facebook, Instagram and Twitter!Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast. Every year on March 29, National Mom and Pop Business Day invites us to pause and appreciate the small, family‑owned shops that give our communities character, creativity, and connection. These businesses—whether a corner bakery, boutique, repair shop, café, or specialty store—represent far more than a transaction. They’re the backbone of neighborhoods, the spark behind innovation, and the heart of local economies. This year, as shoppers and communities adjust to rapid shifts in retail and technology, supporting local businesses has never been more significant. Here are some compelling ways to support your local businesses this National Mom and Pop Business Day. Choose Local Businesses Over Big Corporations The clearest—and most significant—way to champion local businesses is to choose them over big-box retailers or national chains, even if it costs a bit more. Small businesses depend on your purchases to meet expenses, retain employees, and continue offering the products or services you rely on. Large chains may have lower prices, but shopping locally keeps your money in the community and directly benefits the people who serve you. Sometimes, a small premium makes a vital difference in helping a neighborhood business prosper. Follow and Engage With Your Favorites on Social Media Social media engagement is more than just numbers —like followers, shares, or comments—it’s a powerful tool for growing small businesses. By liking, commenting on, and sharing content from your favorite local shops, you raise their online profile. Interaction improves their visibility in algorithms, allowing new customers to discover them. A quick comment or share takes seconds but can powerfully boost a small business’s ability to connect with its community. Refer Local Businesses to Friends and Family One of the best contributions you can make to a small business is a sincere referral. If you’ve enjoyed a great experience, don’t keep it private—tell your friends, family, coworkers, and neighbors. When someone needs a product or service, recommend a local alternative. Word-of-mouth recommendations remain among the strongest drivers of new business for small shops and often outperform advertising. Beyond spending money with them, sharing your positive experience is one of the most effective ways to help them grow. Sign Up for Email Newsletters and Rewards Programs Following a business on social media is helpful, but signing up for their email newsletter takes your support to another level. Emails allow businesses to share tailored offers, exclusive discounts, new product launches, and updates on local events—many of which never make it to social media. You’ll be the first to hear what they’re up to, and they gain a reliable way to stay connected with their customers. Along this same note, if they offer a reward or loyalty program, join in! These programs not only give you perks, but they also help ensure you continue returning and showing love to the businesses you care about. Supporting your local businesses is a meaningful and worthwhile investment that benefits the entire community. This upcoming National Mom and Pop Business Day, make a thoughtful effort to show appreciation for the small businesses in your area that work every day to keep the community thriving. If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts. Thanks for listening to today’s Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast. Have a great day!
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    4 m
  • Episode 90: Affording Life in 2026: Budgeting, Trade‑Offs, and Tough Choices

    Episode 90: Affording Life in 2026: Budgeting, Trade‑Offs, and Tough Choices
    Mar 19 2026

    In this episode we discuss the current affordability challenges faced by many, with a focus on rising costs of living. We share personal experiences, such as the high cost of groceries and housing as well as some strategies to cope that include budgeting, refinancing loans, and reducing discretionary spending.

    Links:

    • (Ad) Learn more about Triangle's special auto refinance rate: https://www.trianglecu.org/borrow/auto/
    • Check out TCU University for financial education tips and resources!
    • Follow us on Facebook, Instagram and Twitter!
    • Learn more about Triangle Credit Union
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    35 m
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