Is your variable rate mortgage actually safe? The Bank of Canada just made a move that every Canadian homeowner needs to know about and most people have no idea it's even happening.

In this episode of Make Money Count, Marcus and Justin break down the repo market, why hedge funds are flooding into Canadian bonds, and what all of this means for your mortgage rate. This isn't just financial noise, it directly affects what you pay every single month.

In This Episode:

• What the repo market actually is and why it matters to you
• Why hedge funds betting on Canadian interest rates is a massive red flag
• How this is similar to what happened in 2008 and why it could happen again
• The rare proactive move the Bank of Canada is making right now
• Why interest rates could spike even as the economy gets worse
• Fixed or variable? What Marcus and Justin would actually do right now Don't scroll past this one. Set aside 12 minutes and watch it from start to finish; your mortgage will thank you.

Is Canada’s condo market quietly breaking?

In this episode of Make Money Count, Marcus and Justin dive into the condo market, and what they uncover is hard to ignore. From record-low sales numbers to massive unsold inventory, the data tells a story most people aren’t talking about openly.

We break down:

• Why condo sales are hitting levels not seen since the early ’90s
• What oversupply really means for pricing in Toronto and beyond
• Why investors are stepping back instead of buying the dip
• The behind-the-scenes move involving banks, governments, and a potential billion-dollar fund
• How affordability (or the lack of it) impacts far more than just real estate prices

This episode isn’t about fear; it’s about facts, data, and understanding where the market may be headed next.

Listen till the end, this discussion goes places most condo conversations don’t.

In this episode of the Make Money Count Podcast, we break down how global events like war, rising oil prices, and inflation could impact mortgage rates in Canada.

Oil prices have already surged more than 20%, and markets are reacting fast. When energy prices rise, inflation often follows, and that can directly influence interest rates and mortgage costs.

So what does this mean for homeowners and anyone renewing their mortgage?

In this episode, we discuss:

✔ Why oil prices are suddenly surging ✔ How global conflicts affect inflation ✔ What rising bond yields mean for mortgage rates ✔ Whether fixed mortgage rates could increase again ✔ What Canadians should consider before renewing their mortgage

With Canada currently facing a massive mortgage renewal wave, the timing of these global events could have a real impact on homeowners.

Should you lock in your mortgage rate now? Could oil prices push inflation higher again? And what happens if oil hits $100 per barrel?

Listen to the full episode to understand how geopolitics, energy markets, and inflation could shape the future of mortgage rates.