Let’s be real. Paying off debt is tough. But trying to do it while raising little kids? That’s a whole new level of hard.

In this episode, I’m sharing what it was really like to pay off over six figures of debt while being a mom to two little ones. I talk about the guilt, the pressure, and the emotional weight I didn’t expect. This isn’t a step-by-step guide. It’s a heart-to-heart about the five things I wish I had known before starting our debt-free journey as a mom.

If you're a parent trying to get out of debt while carrying the weight of wanting the best for your kids, this episode will remind you that you’re not alone. You are doing the best you can, and it matters.

Want to learn the exact steps my husband and I took to pay off $111,000 of debt without giving up everything we love?

Grab a seat in my free budget class here: https://inspiredbudget.com/freeclass

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this episode, I sit down with financial therapist Dr. Erika Rasure to talk about something most personal finance advice skips over: the emotional side of money. Erika shares why so many of us carry shame, guilt, or fear when it comes to spending and debt, and how we can begin to break those patterns for good.

We discuss:

• What financial wellness really looks like beyond just budgeting
• How emotional triggers show up in spending and saving
• My own story of financial defensiveness (yep, I’m sharing!)
• What to do if you and your partner don’t see eye to eye on money
• How to move forward if you feel stuck in debt or shame

This conversation is heartfelt, eye-opening, and full of the grace we all need when we’re working on our money habits. You are not alone and you are not behind.

Connect with Dr. Erika on LinkedIn

Learn more about Beyond Finance

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this episode, I’m walking you through the six steps I would take if I woke up today with over $100,000 of debt. This is the exact approach I’d follow based on my own experience of paying off $111,108.29 on two teacher salaries while raising a family.

I’m breaking down what I’d do differently, what worked for us, and how to stay motivated along the way…because paying off debt is just as emotional as it is practical.

Whether you’re just getting started or starting over, this episode will help you take real, doable steps toward becoming debt free (without the shame or overwhelm).

📥 Grab the FREE Goodbye Debt Tracker: https://inspiredbudget.com/goodbyedebt

You Might Like:

• Get the FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!