Starting a trucking company sounds simple—until you hit the paperwork. DOT numbers, MC authority, IFTA, IRP… it’s where a lot of new carriers get stuck, overpay, or make costly mistakes before they ever haul a load. In this episode, we break down exactly what you need, what you don’t, and how to set your authority up the right way from the start.

Want a deeper dive? Check out Episode 3 for a more detailed breakdown of authority and setup.

Running a trucking business is already hard. What makes it even harder is when your own systems are working against you.

In this episode, we break down the concept of “friction” in your business—those small inefficiencies that slow things down, frustrate customers, and quietly cost you money. From communication gaps to messy invoicing, we cover where friction shows up and how to eliminate it so your operation runs smoother, faster, and more profitably.

We also tie it all back to real numbers with a look at February’s financials and what’s driving strong performance right now.

What You’ll Learn:

• What “friction” actually means in a trucking business • How small inefficiencies compound into lost time and revenue • Where friction commonly shows up (communication, onboarding, billing) • Why anticipating customer needs is a competitive advantage • How cleaner systems directly improve cash flow and repeat business

Key Takeaway:

If your customers have to guess what to do next, chase you for information, or deal with unnecessary steps, you’re creating resistance—and that resistance is costing you.

February Snapshot:

• Total Miles: 101,755 • Revenue: $251,077.05 • Rate per Mile: $2.48 • Net Profit: $44,496.50

Call to Action:

Ask yourself: Where am I making this harder than it needs to be?

If you’re not sure—or you want help building systems that actually make your business run smoother—that’s exactly what we do at MCHQ and Haulin Assets. Reach out and let’s fix it.

Buying a truck is exciting. Signing the wrong financing deal? Not so much. In this episode, Chris and Craig break down how to finance a truck and trailer the right way, so your equipment works for you instead of trapping you in bad payments and cash-flow stress.

We kick things off with January 2026 performance numbers, then dive into the financial realities every owner-operator should understand before shopping for equipment.

Topics include:

• Knowing your numbers before talking to lenders

• New vs. used truck math — payments, depreciation, and maintenance tradeoffs

• Financing options explained: banks, equipment lenders, dealer financing, lease-purchase, and SBA loans

• How down payments impact your break-even point and freight flexibility

• Financing (or renting) trailers strategically

• Hidden startup and compliance costs most new operators overlook

• When you should not finance a truck at all

• A real-world example breaking down payments, miles, and revenue required to make a truck profitable

The truck payment alone won’t sink your business, poor planning will. Understanding costs, cash flow, and financing terms is what separates sustainable operators from those forced to run nonstop just to survive.

In this episode of Haulin Assets 2.0, we look back at the rapid growth from 1 truck to 12 in just 2.5 years—right before the freight market flipped. What seemed like momentum quickly turned into hard lessons. This episode breaks down the three biggest assumptions that didn’t hold up and how they reshaped the way the business runs today.

1. Direct shipper relationships would be easy to land. I thought showing up and doing great work would be enough. In reality, most shippers don’t change carriers unless they have to—and it can take dozens of conversations just to get a shot.

2. Being financially conservative was the main key to success. Important? Absolutely. But it’s not even top three. Strategy, relationships, and timing matter just as much—if not more.

3. Broker freight could carry us long term. Maybe as an owner-operator. Not if you want to grow. Market cycles expose that weakness fast.

After growing too fast heading into a freight downturn, the approach shifted: slower, controlled growth, bringing on a partner, and building smarter through market volatility.

More energy. More entertaining content. More focus on the operator’s day-to-day life—not just ownership, but life on the road and how to make it better.

Growth without strategy will humble you. Relationships take longer than you think. And broker freight alone isn’t a long-term plan if you want to build something that lasts.

If this episode resonates, share it with another driver or fleet owner in the grind. Subscribe so you don’t miss what’s coming next.

We’re just getting started.

After seven years and one of the toughest freight markets anyone can remember, Haulin Assets is back — refocused and ready for the next chapter.

In this relaunch episode, we look at why the podcast started, what it was meant to solve, and what’s changing as we move into Haulin Assets 2.0.

Haulin Assets has always been about owner-operators.

An owner-operator isn’t just a driver. You’re a business owner who also happens to operate the truck. When I owned Motor Carrier HQ, I saw drivers come through with the same goal — becoming owner-operators. The ones who struggled usually had one thing in common: they didn’t understand the business side of trucking.

This podcast started as a way to change that by letting drivers follow along with my own journey in real time.

I got my CDL in early 2019, bought my first truck shortly after, and hit the road in April of that year. I drove for a full year before hiring my first driver in May 2020.

By the end of 2020, I had bought a second truck. In 2021, Nate joined as a partner, and during the COVID boom, the business grew fast. The last three years have been survival mode, but even in this market, we recently hit a revenue record while running one fewer truck.

You don’t know what you don’t know. Learning what it really means to slide your tandems, realizing you can’t control everything, getting hit by a deer, and spending a year behind the wheel all shaped the fleet owner I am today.

Driving gave me perspective on what it actually means to be both an operator and an owner.

This isn’t a reinvention — it’s a refocus.

Expect more fun, more entertaining content, giveaways, and more attention on the operator side of owner-operator life. We’ve covered ownership well. Now we’re spending more time on what makes life better on the road.

Getting scammed out of $742 — and the lesson that came with it.

If you’ve been with us since Episode 1, thank you. If you’re new, this is the perfect time to jump in.

Follow us on Facebook and Instagram and send us your funniest or toughest trucking story. It might be featured on a future episode.

This podcast isn’t just about my journey anymore. It’s about yours. Let’s haul some assets together.

After an extended break, Haulin’ Assets is back.

In this episode, I explain where we’ve been, why the podcast went quiet longer than expected, and what’s changing as we relaunch. Quarter four was busy, the market shifted quickly, and between operational changes and a major accident, it was time to pause, reassess, and reset.

This episode will feel familiar, but it also marks a more focused direction going forward.

Where We’ve Been

Q4 snowballed faster than expected.

I talk through:

• Why I needed to step away
• How the break stretched longer than planned
• What we’ve been rebuilding behind the scenes

The goal wasn’t just to restart the show, but to make sure it continues to deliver real value.

Financials: The Real Numbers

Here’s how the business performed late last year:

• September: $23,428 profit | $2.16 per mile
• October: –$6,143.88 | $2.26 per mile
• November: $12,877 profit | $2.18 per mile
• December: $27,818 profit | $2.16 per mile

All P&L documents are available in the show notes.

Changes in How We Operate

In October, I took a hard look at our lanes, shippers, and loops.

The takeaway was clear: some lanes we ran regularly were significantly less profitable. As a result:

• We avoid underperforming lanes whenever possible
• We largely stay out of the Southeast
• When we do go there, we head straight back west instead of drifting northeast

That approach saves roughly 2.5 days of transit time, and with a truck costing about $400 per day to sit, those decisions add up quickly. This analysis is now a monthly process.

Market Shifts and a Major Loss

We also saw one of our strongest Q4 pushes in several years, along with new freight contracts coming online.

At the same time, we experienced a major accident that resulted in the loss of a truck and trailer—an event that had real operational impact and contributed to the reset.

The Relaunch

Going forward, Haulin’ Assets is refocusing on the owner-operator.

That means:

• More business-focused topics
• More attention to both the owner and driver side
• More discussion of the owner-operator lifestyle

It's Truck Driver Appreciation Week and before we get into the August 2025 Financials, Craig and I talk a little bit about what that means. I personally want to thank you all for being such a driving force in the economy of this great country. Without you we would not be able to live such blessed lives. I try to make sure my kids understand how important the trucking industry is, especially its drivers. Thank you!

What To Expect From Episode 186

This year is feel more like a regular freight market, something I don’t think we have felt for 6 years, since 2019. That is good and bad. Good, because I think we are going to feel a good 4th quarter bump, which we haven’t seen in a long time. Bad because summer is always pretty tough, and August wasn’t super pretty for us. Let's take a look at the numbers:

• Total miles ran– 104,346
• Deadhead miles– 7,540 (7.2%)
• Total revenue- $209,337.10
• All-in rate-per-mile- $2.01

Haulin Assets had a loss of $6,767.91. We did not get enough miles. We really have to be over 110k to even have a fighting chance. Considering we were so far under, it could have been worse.

Here are the P&L Items we are going to discuss in more detail.

• Revenue
• Damages
• Fuel
• Repairs and Maintenance
• Taxes and Licensing

The last couple of weeks have actually been kind of slow, when it comes to the craziness of trucking so I don't have any really dramatic stories from the road. However, now that Break Safety Week has come and gone I do talk about how it affected our fleet. Leave a comment and let me know what your experience was like.

What to Expect in Episode 185

It’s a pretty normal reaction to be scared of the unknown. Just like Dorothy, the Tin Man, and the Scarecrow were scared of the unknown that lurked in the forest as they journeyed to Oz, changes lurking in the trucking industry can be scary too. I thought it would be interesting to talk about some of the topics that seem to be getting a lot of attention these days. Here's how this episode breaks down.

Electric Trucks

I talk about my experience driving an electric vehicle for the last 7+ years and how I think it relates to trucks.

Driverless Vehicles

My Tesla has the "Full Self Driving" feature. It's good, but I think it's going to be a while before we see anything of any significance in capability and quantity in the trucking world. Craig and I talk about why.

The English Proficiency Mandate

A recent crash in Florida that killed 3 has brought this topic to the forefront of the highway safety discussion. Craig and I talk about some of the specifics and how this has the potential to have a significant impact in the not too distant future.