A decade ago, barely anyone you knew would even have heard of Bitcoin and cryptocurrency, let alone blockchain technology. But today, the tokenisation of digital assets is so important that regulators around the world are paying increasing attention to it.

Dr Wiehann Olivier is passionate about the financial guardrails that need to be in place for digital asset adoption to increase. Having completed his PhD in topics related to the assurance needed in a blockchain context, Wiehann has become a subject matter expert within the global Forvis Mazars ecosystem.

On this podcast, he joined me to walk us through the evolution of cryptocurrency from the initial Bitcoin years through to the modern environment of stablecoins and widespread adoption by leading institutions.

You can connect with Wiehann on LinkedIn here.

Duma Mxenge (Head of Business and Market Development at Satrix) joined me right at the start of the year to talk about some of the things we would be looking out for in the markets this year. With the benefit of hindsight, we could now dig into some of our winners, overall surprises and missed opportunities in 2025.

We also took the opportunity to talk about the nuances for entrepreneurs when it comes to personal financial management. Drawing on my own experience, I shared some of the strategies I use for dealing with variable income. As Duma has these conversations with other entrepreneurs on a regular basis, he threw some great insights into the mix about how entrepreneurs tend to think about their wealth creation journeys - and the biggest mistake they make: treating their businesses as their retirement plans.

This podcast was first published here.

Satrix Investments (Pty) Ltd & Satrix Managers (RF) (Pty) Ltd is an authorised financial services provider. The information does not constitute advice as contemplated in FAIS. Use or rely on this information at your own risk. Consult your Financial Adviser before making an investment decision. While every effort has been made to ensure the reasonableness and accuracy of the information contained in this document (“the information”), the FSP’s, its shareholders, subsidiaries, clients, agents, officers and employees do not make any representations or warranties regarding the accuracy or suitability of the information and shall not be held responsible and disclaims all liability for any loss, liability and damage whatsoever suffered as a result of or which may be attributable, directly or indirectly, to any use of or reliance upon the information. For more information, visit https://satrix.co.za/products

WeBuyCars is an excellent example of a disruptor in the South African market, having completely changed the way people buy and especially sell their vehicles. Gone are the days of desperate listings in the classifieds and opaque market prices that are difficult to estimate. Today, the used car market is liquid and filled to the brim with data, thanks primarily to the scale achieved by WeBuyCars.

As a sign of just how valuable the data and technology systems are, WeBuyCars has announced that Chief Digital Officer Wynand Beukes will also take the role of Deputy CEO as part of succession planning at the group. CEO Faan van der Walt isn't going anywhere just yet though - he still has plenty of energy to give the group.

In this candid discussion about the vehicle market and the business, Faan and Wynand joined me to discuss topics like:

• The succession planning at the group and what investors can expect from this.
• The significant changes in the local vehicle landscape and the impact this has had on used car vehicles and trade patterns.
• The flexibility in the WeBuyCars business model and how they use data and technology to buy smarter and optimise their operations.
• Opportunities related to value-added services and expansion of the footprint.

Please note that I have a long position in WeBuyCars at the time of this recording - a position that I have written about many times before.

This podcast has been sponsored by WeBuyCars. As always, I was given an opportunity to dig into the strategy and ask my own questions in my quest to learn more. You must always do your own research and speak to a financial advisor before making any decision to invest. This podcast should not be seen as an investment recommendation or an endorsement.