Financial Planning Miniseries Episode 3 - Investing and Taxes

In this episode of The Free Lunch Podcast, Colin and Blair walk through a case study of “Linda,” a 55-year-old investor with a $780,000 balanced portfolio.

When markets fell 18%, she panicked and sold half her equities, only to miss the 22% rebound that followed.

It’s a powerful reminder that the hardest part of investing isn’t picking the right fund. It’s sticking to the financial plan when headlines, social media, and fear tell you to do the opposite.

Markets recover but emotional decisions can be permanent.