Financial Planning & Income Protection for Yacht Crew | The Crew Car

In this episode of The Crew Car, Captain James Battey, founder of the Yacht Workers Council, takes yachting’s version of car-chat culture on the road to tackle one of the most urgent and overlooked issues facing crew today, long-term financial security.

Filmed inside the car, Captain James is joined by Morgan Tebbutt from Halcyon Group, a former yacht crew member now specialising in financial planning for South African yacht crew working internationally.

The conversation focuses on the real financial risks created by rotational work, contract gaps and career instability across the superyacht sector.

This episode covers:

• Why most yacht crew delay financial planning and the long-term cost of starting too late
• How income protection works for yacht crew and why the majority of seafarers have no cover
• The increasing risk of offshore investment scams targeting crew
• The practical differences between South African and UK financial planning structures for seafarers
• How pensions, investments and protection need to be designed around international yacht careers
• Whether yacht management and employers should play a larger role in crew financial protection
• Why career progression, training, wellbeing and financial strategy must be treated as one system

The Crew Car is part of a wider industry initiative led by Yacht Workers Council to improve crew welfare, strengthen legal protections and support long-term, sustainable careers in yachting through practical, experience-led guidance.

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