Why do so many people struggle to pay off debt—even when they're doing "everything right"? In this episode, I reveal the one habit that's sabotaging your progress (and keeping you stuck in the cycle). If you're serious about becoming debt-free for good, this is the uncomfortable truth you need to hear. It's not about budgeting harder or earning more—it's about breaking the pattern that got you here in the first place. Plus, I'll share the deeper work you need to do to make sure you stay out of debt forever.

While everyone's debating the big-picture politics of the new tax law, financial expert Kelley Long cuts through the noise to reveal three under-the-radar changes that could actually impact your wallet this year. From a surprising shift that might bring back itemizing deductions for homeowners, to new rules about car loan interest that sound better than they actually are, to a clever 529 strategy for working professionals—this episode focuses on the practical money moves you can make right now. Whether you're cleaning out your closet, car shopping, or paying for professional certifications out of pocket, these insights could be the difference between overpaying Uncle Sam and keeping more of your hard-earned money where it belongs.

Child-free and single women face unique financial pressure from constant wedding and baby shower gift-giving with no reciprocal celebrations. This isn't about financial hardship - it's about intentional spending choices and opportunity cost. Society places gendered expectations on women to be generous and nurturing, labeling those who prioritize their own goals as "selfish" - pressure rarely applied to men. The solution isn't to stop celebrating friends, but to set conscious celebration budgets, create boundaries around gift-giving, and establish your own meaningful milestones worth celebrating. True generosity comes from choice, not obligation, and your financial goals matter too.