Episodios

  • The Property Buying Playbook That Could Save You Thousands
    Mar 31 2026
    Buying property is one of the biggest financial decisions you'll ever make… and most people are just kind of winging it. You're going to inspections, watching prices, trying to read between the lines on listings, and still not sure if something's actually good value or if you're about to overpay. So this week, Nick sits down with buyer's advocate Mel Dennis to break down what actually matters when you're buying property. They unpack how to work out what a property is really worth, the mistakes buyers don't realise they're making until it's too late, and how to handle the negotiation so you don't end up paying more than you needed to. If you're in the market, or even just starting to think about it, this gives you a clear approach so you can make the call and buy with confidence. Inside this episode: Why doing your research still doesn't guarantee you won't overpay The three things you're always balancing when you buy, and how to prioritise them How to actually work out what a property is worth (not just what it's listed for) The due diligence most buyers think they've done… but haven't What experienced buyers look at that others don't How negotiations really work (and where people end up paying more) Why some properties grow in value... and others don't WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to. GOT A FINANCE QUESTION FOR PAUL?: Send it to paul@financialautonomy.com.au, and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald. General advice disclaimer
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    28 m
  • Should You Be Worried About Your Investments and Retirement as War Escalates and Oil Prices Rise?
    Mar 24 2026

    War is escalating, oil prices are rising and markets are reacting.
    So what does that actually mean for your investments and retirement?


    In this episode, we go beyond the headlines to unpack what's really happening, and
    answer the big question investors are asking right now: do I need to act?


    Inside this episode:
    • What war and rising oil prices are actually doing to markets
    • Why volatility makes even experienced investors second-guess themselves
    • The common mistake people make when reacting to headlines
    • How to think about your investments when things feel uncertain
    • The one question to ask before making any move


    WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?:
    Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and
    what to pay attention to.


    GOT A FINANCE QUESTION FOR PAUL?:
    Send it to paul@financialautonomy.com.au, and it could be featured in his Ask an
    Expert column each Sunday in The Age and Sydney Morning Herald.


    General advice disclaimer

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    9 m
  • Franking Credits: Don't Miss Out on Free Money
    Mar 17 2026

    This week on the Wealth Builder podcast Nick talks to accountant David Markovski about franking credits and how to get the most out of them.

    Need help? - Learn about our Wealth Builder program

    Subscribe to our weekly GainingCHOICE email

    General advice disclaimer

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    25 m
  • Post-Divorce Financial Roadmap
    Mar 10 2026

    Divorce often requires a major financial reset, and knowing where to start can feel overwhelming. In this episode, we outline a practical roadmap to help rebuild financial stability after separation. We cover redefining your goals, understanding your remaining working years, and making smart housing decisions. We also discuss rebuilding cashflow clarity, updating estate planning, and reviewing insurance needs. If you're navigating life after divorce, this episode offers a clear framework to help you move forward with confidence.

    Subscribe to our weekly GainingCHOICE email

    General advice disclaimer

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    10 m
  • Crypto & Digital Assets: Boom, Bust & What's in Between
    Mar 3 2026

    This week on the Wealth Builder podcast Nick talks to James Brannan from BlockByte Capital about mitigating risks when investing in cryptocurrencies in an ever-evolving market.

    Need help? - Learn about our Wealth Builder program

    Subscribe to our weekly GainingCHOICE email

    General advice disclaimer

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    30 m
  • Investing when your time frame is beyond your lifespan
    Feb 24 2026

    In this episode, we explore what it means to invest with a time frame that stretches beyond your own lifespan. When personal financial security is already assured, the conversation can evolve from lifestyle funding to building capital designed to support generations to come. We unpack why inflation becomes the greatest risk, why growth assets like shares and property take priority, and how approaches such as index investing align with ultra-long horizons. Beyond strategy, we discuss the human side of legacy — financial literacy, shared purpose, and open conversations — and the deeper question of why building wealth for future generations truly matters.

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    General advice disclaimer

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    10 m
  • Can You Really Retire Early? Let's Find Out
    Feb 17 2026

    This week on the Wealth Builder podcast Nick talks to Financial Autonomy host Paul Benson about what to consider before retiring early

    Need help? - Learn about our Wealth Builder program

    Subscribe to our weekly GainingCHOICE email

    General advice disclaimer

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    35 m
  • Should You Be Buying Precious Metals?
    Feb 10 2026

    Gold rose 74% last year and silver surged 185%, but do those eye-catching returns actually justify investing in precious metals? In this episode, we explore what's driving current market anxiety, the case for and against gold as a safe haven, and whether it truly protects against inflation. We break down diversification benefits, long-term return realities, behavioural risks, and the pros and cons of physical gold, ETFs, and mining shares—before answering the real question: do precious metals belong in a disciplined investment portfolio, and if so, how much?

    Subscribe to our weekly GainingCHOICE email

    General advice disclaimer

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    15 m