Financial Autonomy Podcast Por Guidance Financial Services: Investing & Retirement Planning Experts arte de portada

Financial Autonomy

Financial Autonomy

De: Guidance Financial Services: Investing & Retirement Planning Experts
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Plenty of podcasts focus on building wealth – and that's great, as far as it goes. But focusing just on wealth misses the point. I believe what most of us actually want is to have choice. Choice in how much time we give to income-producing activities. Choice about what those income-producing activities are. Choice about where we live. Choice about when we retire. Choice about the ways we use our money to produce happiness. In the Financial Autonomy podcast, I explore the different ways you can gain choice - from investing in stocks to becoming self-employed, starting a side hustle, or buying an investment property. I share learnings I've gained working with clients for over 20 years as a Certified Financial Planner, and interview others with interesting insights or experiences in gaining choice in life.Paul Benson Desarrollo Personal Economía Finanzas Personales Éxito Personal
Episodios
  • Self-Managed Super: Do the Tax Changes Make SMSFs Worth a Rethink?

    Self-Managed Super: Do the Tax Changes Make SMSFs Worth a Rethink?
    Jul 1 2026
    Self-managed super funds have been out of favour for a while. With low-cost industry funds, better online platforms and more compliance to deal with, plenty of Australians decided SMSFs were not worth the effort. So why is everyone talking about them again? In this episode, Paul looks at why recent tax changes could make superannuation even more important in Australia's wealth-building landscape, and why that has some people taking a fresh look at self-managed super. Not because SMSFs are suddenly right for everyone, but because when the rules around other wealth-building structures change, the way you hold and manage your retirement savings starts to matter more. In this episode: Why SMSFs are back on the radar What the tax changes could mean for wealth builders Why super may matter more than ever When control over your super starts to become more appealing The hidden trade-off that comes with running your own fund Why an SMSF is not the right move for everyone What to think about before deciding your current setup is no longer enough If you've dismissed self-managed super in the past, this episode gives you a reaason to revisit the question. FURTHER LISTENING: Find our playlist full of episodes about SMSFs and Superannuation here. WANT TO KNOW IF AN SMSF IS RIGHT FOR YOU?: At Guidance Financial Services, we can provide personalised advice on self-managed super, superannuation and investment strategy, based on your goals and circumstances. Book your appointment here. WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to. GOT A FINANCE QUESTION FOR PAUL?: Send it to paul@financialautonomy.com.au, and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald. You can also find all our links here. General advice disclaimer
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    14 m
  • How to Fund Your Child's Future Without Financial Stress

    How to Fund Your Child's Future Without Financial Stress
    Jun 23 2026
    Every parent wants to give their child the best possible start, but between school fees, uniforms, laptops, camps, sport, music, tutoring and uni, the cost of "giving them options" can add up fast and cause financial stress. In this episode of Wealth Builder, Nick is joined by Marie Lazar from Futurity Investment Group to unpack how families can plan for education costs before they become a major cash flow stress. Because choosing the school is only part of the decision, the bigger question is how you are going to fund it in a way that still works for the rest of your financial life. They talk through the real cost of education in Australia, why the extras are often what catch families off guard, and how different funding options compare, from savings accounts and offset accounts to share portfolios, family gifts and education bonds. You'll also hear how education bonds work, who they may suit, and why they can be worth considering as part of a broader wealth-building plan. In this episode: How much education could really cost from primary school through to year 12 The hidden extras many families forget to plan for Why planning early can give parents and grandparents more options later How education bonds work and what makes them different The key trade-offs between savings, offsets, investments and education bonds What to think about before choosing the right strategy for your family This episode is for parents and grandparents who want to help fund a child's future without the last-minute scramble to make it work financially READY TO SORT YOUR FINANCES AND BUILD WEALTH WITH A CLEAR PLAN? Wealth Builder is our specialised 12-month financial advice program for people in their 30s and 40s. You can learn more about it here. WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to. GOT A FINANCE QUESTION FOR PAUL?: Send it to paul@financialautonomy.com.au, and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald. You can also find all our links here.
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    30 m
  • 5 Ways to Build Wealth with the changes to Negative Gearing

    5 Ways to Build Wealth with the changes to Negative Gearing
    Jun 16 2026
    You were told an investment property was one of the safest ways to build wealth. But what happens when one of the key tax benefits that made the numbers work is taken away? In this episode, we look at the impact of the changes to negative gearing rules and what they could mean for Australians who have been relying on property as part of their wealth-building strategy. We also look at 5 different options investors have now, and what to consider before deciding where your money should go next. Because building wealth is still absolutely possible, but the best path forward may look different to the one many Australians expected. In this episode: Why some investment properties may be harder to justify under the new rules The 5 wealth-building options investors may need to look at next Hidden risks in simply swapping one strategy for another Why superannuation could become one of the biggest winners from the change What to understand before you make your next big investment decision WANT PERSONALISED FINANCIAL ADVICE: If the negative gearing changes have you rethinking investment property, super, shares or where to build wealth next, personalised advice can help you work out what makes sense for your situation. Book an appointment here. WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to. GOT A FINANCE QUESTION FOR PAUL?: Send it to paul@financialautonomy.com.au, and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald. General advice disclaimer
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    12 m
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