Financial Autonomy Podcast Por Guidance Financial Services: Investing & Retirement Planning Experts arte de portada

Financial Autonomy

Financial Autonomy

De: Guidance Financial Services: Investing & Retirement Planning Experts
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Plenty of podcasts focus on building wealth – and that's great, as far as it goes. But focusing just on wealth misses the point. I believe what most of us actually want is to have choice. Choice in how much time we give to income-producing activities. Choice about what those income-producing activities are. Choice about where we live. Choice about when we retire. Choice about the ways we use our money to produce happiness. In the Financial Autonomy podcast, I explore the different ways you can gain choice - from investing in stocks to becoming self-employed, starting a side hustle, or buying an investment property. I share learnings I've gained working with clients for over 20 years as a Certified Financial Planner, and interview others with interesting insights or experiences in gaining choice in life.Paul Benson Desarrollo Personal Economía Finanzas Personales Éxito Personal
Episodios
  • Will Your Money Last? 5 Things Your Retirement Plan Needs to Consider

    Will Your Money Last? 5 Things Your Retirement Plan Needs to Consider
    Oct 6 2026
    You want to retire while you're young enough to enjoy it, with enough money to say yes to the trips, the experiences and more time with the people you love. But how do you feel confident spending your savings when you don't know how long they need to last? As retirement gets closer, it's easy to focus on a date and a target super balance. Whether those savings will support the life you want decades later can be much harder to judge. In this episode, Paul Benson draws five lessons from Australia's latest Intergenerational Report to explore what our changing future could mean for your retirement. From the decisions that feel safe to the expenses that seem a long way off, there's plenty worth thinking about before you leave full-time work. In this episode: Are you looking far enough ahead when deciding whether you can afford to retire? Could an investment approach that feels reassuring now create a different problem later? What might you want your money to make possible in your 80s and 90s? How could the way you leave work change your retirement options? What does Australia's future mean for the plan you're making today? WANT TO FEEL MORE CONFIDENT ABOUT YOUR RETIREMENT? When can you afford to stop working, how much could you comfortably spend, and will your money last? Guidance Financial Services can help you put the numbers around the retirement you want, so you can make decisions with greater confidence. Book Your Appointment Visit our website here: https://www.guidancefs.com.au/ and you can also find all our links here. General advice disclaimer
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    15 m
  • Too Many Financial Goals? How to Decide What Comes First

    Too Many Financial Goals? How to Decide What Comes First
    Oct 4 2026

    You'd love to work less. The house needs renovating. You want to help the kids, take that family holiday and still have enough to retire comfortably.

    Every goal has a good argument behind it. But when they're all competing for the same money, how do you choose without feeling you're giving up something important?

    In this episode, Paul shares a practical exercise he uses with clients to help them work out what comes first. The priorities that emerge can surprise even the people making the decisions.

    In this episode:

    • Why having plenty of plans for your money can leave you struggling to make a move

    • The surprising thing Paul finds when clients explore what matters most to them

    • A practical exercise to help you choose between goals that all feel important

    • How to find common ground when you and your partner have different priorities

    • What needs to be clear before you can find out which goals are within reach

    WANT HELP TURNING YOUR PRIORITIES INTO A FINANCIAL PLAN?

    Work out what's possible and how to move towards the goals that matter most to you. Book your appointment here.

    ARE YOU IN YOUR 30s OR 40s WITH BIG PLANS COMPETING FOR YOUR MONEY?

    Wealth Builder helps you balance family priorities, life today and building wealth for the future. Explore Wealth Builder.

    Visit our website here: https://www.guidancefs.com.au/ and you can also find all our links here.

    General advice disclaimer

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    6 m
  • The Simple Investment Strategy That Beats 89% of Active Funds

    The Simple Investment Strategy That Beats 89% of Active Funds
    Sep 29 2026
    Active fund managers have teams of analysts researching companies, watching markets and deciding exactly what their funds should buy and sell. If anyone should be able to beat the market, surely it is them. Yet over 15 years, 89% of active Australian share funds failed to do it. It is a result that challenges one of the most tempting ideas in investing: that more research, more activity and more expert decision-making should produce better returns. So why does a far simpler investment strategy keep coming out ahead? And what could that mean for the way you are building wealth? In this episode, Nick and Paul unpack why trying to beat the market can leave investors further behind, and why the latest results strengthen the case for the index-at-the-core approach we favour at Guidance Financial. They also look at another risk many investors miss. You could own hundreds of companies and still have far more of your wealth riding on the same industries than you realise. Inside this episode: Why so many professional fund managers struggle to beat the market The small group of shares that can have an outsized effect on returns What investors risk missing when they try to choose the winners themselves Why a portfolio can look diversified without being properly diversified What Australian investors may be missing by staying close to home Why international investing involves more than spreading money between countries Whether a simpler investment approach could give you a better chance of reaching your goals At Guidance, we use an index at the core approach. We help clients decide how their investments should be structured, where they should be held and how they fit with their income, super, debt, tax position and long-term goals. You can learn more about how we manage your money here. Are You in Your 30s or 40s and Ready to Make More of Your Money? If you're earning well but unsure whether you're investing enough, using super wisely or making the right moves, Wealth Builder can give you a clear plan for turning today's income into long-term wealth. Learn more here. Visit our website here: https://www.guidancefs.com.au/ and you can also find all our links here. General advice disclaimer
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    31 m
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