Earning $100,000 a year in retirement — tax free — might sound too good to be true, but Australia's superannuation system makes it possible with the right planning. In this episode, we break down how it works, the rules you need to know, and the strategies that can get you there.

We cover the superannuation pension phase, the transfer balance cap, and key ways to grow and structure your super for maximum tax-free income.

If you're serious about building long-term wealth and securing a comfortable retirement, this episode is a must-listen.

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This week on the Wealth Builder podcast Nick talks to Guidance team member Brenden Butler about ways to build financial security in your thirties.

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General advice disclaimer

It's one of the most common questions in retirement planning — when is the right time to move your super into the pension phase?

In this episode, we unpack the pros, cons, and grey areas of converting superannuation to a pension. From tax implications and minimum drawdowns to defined benefit funds and surplus income, we explore when the default advice might not be the best fit.

Whether you're planning ahead, approaching retirement, or already enjoying it, this conversation will help you navigate one of the most important financial decisions you'll make.

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General advice disclaimer