Financial Autonomy Podcast Por Guidance Financial Services: Investing & Retirement Planning Experts arte de portada

Financial Autonomy

Financial Autonomy

De: Guidance Financial Services: Investing & Retirement Planning Experts
Escúchala gratis

Plenty of podcasts focus on building wealth – and that's great, as far as it goes. But focusing just on wealth misses the point. I believe what most of us actually want is to have choice. Choice in how much time we give to income-producing activities. Choice about what those income-producing activities are. Choice about where we live. Choice about when we retire. Choice about the ways we use our money to produce happiness. In the Financial Autonomy podcast, I explore the different ways you can gain choice - from investing in stocks to becoming self-employed, starting a side hustle, or buying an investment property. I share learnings I've gained working with clients for over 20 years as a Certified Financial Planner, and interview others with interesting insights or experiences in gaining choice in life.Paul Benson Desarrollo Personal Economía Finanzas Personales Éxito Personal
Episodios
  • Get Retirement Ready: The 5 Things to Get Right Before You Retire

    Get Retirement Ready: The 5 Things to Get Right Before You Retire
    May 19 2026
    The retirement mistakes that cost people most are often made before they leave work, when there is still time to fix them, and have real consequences if they don't. Because this is not just about whether you can afford to retire. It is about whether you can afford the retirement you have been picturing; the travel, the flexibility, the choice to help your kids, stay in your home, or stop worrying every time markets fall. In this episode, Paul breaks down the five things to get clear on before you retire, so you can spot the gaps while there is still time to act, make the decisions that could strengthen your position, and avoid walking into retirement only to realise the plan was shakier than you thought In this episode: How to know whether your retirement plan actually stacks up, before it's too late The financial shock that can hit harder close to retirement Why the last few working years could be some of the most valuable of your life The super opportunity you might not want to waste How your home could shape your retirement income, whether you stay or downsize The big question to get clear on before you retire FOR PERSONALISED RETIREMENT PLANNING ADVICE: Book an appointment with Paul here. WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to. GOT A FINANCE QUESTION FOR PAUL?: Send it to paul@financialautonomy.com.au, and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald. General advice disclaimer
    Más Menos
    13 m
  • The 2026 Budget Changes That Could Affect Your Property, Investments and Tax Strategy

    The 2026 Budget Changes That Could Affect Your Property, Investments and Tax Strategy
    May 13 2026
    The 2026 Federal Budget could change the way many Australians invest, buy property and reduce tax. The big headline isn't the $250 tax offset. It's the proposed reforms to capital gains tax, negative gearing and family trusts. If they become law, they could mean a higher tax bill when you sell an investment, fewer tax benefits for future property investors, and a major shake up for people using trusts to manage family wealth. In this episode, Nick breaks down the biggest tax changes announced in the Budget, explains who they could affect, and walks through the details that matter before the commentary and political noise take over. Inside this episode: The tax break for workers, and when you'd actually see it The proposed capital gains tax change that could affect property, shares and ETFs Why selling an investment in a low income year may no longer work the same way What the Budget could mean for negative gearing and future property purchases The family trust change that some households and business owners need to pay attention to The key dates, grey areas and unanswered questions still hanging over these proposals If you invest, own property, use a trust, or are planning your next money move, you need to listen to this episode. WANT ADVICE ON HOW THIS WILL AFFECT YOUR FINANCES? Book an appointment here. WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to. GOT A FINANCE QUESTION FOR PAUL?: Send it to paul@financialautonomy.com.au, and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald. General advice disclaimer
    Más Menos
    21 m
  • Get Retirement Ready: Should You Pay Off the Mortgage or Boost Your Super?

    Get Retirement Ready: Should You Pay Off the Mortgage or Boost Your Super?
    May 6 2026
    The most expensive retirement mistakes often happen 10 years before you actually retire. You still have time to make meaningful changes, but every choice starts to carry more weight. So, where should you put your money to put yourself in the best position for retirement? Into your mortgage, so you can retire debt free? Into super, so you can take advantage of the tax benefits? Into investments outside super, so you still have flexibility if work ends earlier than planned? In the first episode of this three-part retirement planning series, Paul breaks down what to focus on when retirement is around a decade away. He covers the decisions that can have the biggest impact on your final position, including how much you want to spend, whether your home still makes sense, why getting too conservative too early can be expensive, and how to review insurance before it quietly eats into your retirement savings. Inside this episode: • The mortgage versus super decision, and why the answer is rarely one size fits all • Why getting too conservative too early could cost you hundreds of thousands • How to work out what kind of retirement you are actually trying to fund • Why being debt free before retirement is usually the goal • How to balance super's tax benefits with access and flexibility • The insurance costs that may be quietly dragging on your super • What to focus on now so you are not scrambling later WANT TO KNOW IF YOU'RE RETIREMENT READY?| Book an appointment with Paul here. WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to. GOT A FINANCE QUESTION FOR PAUL?: Send it to paul@financialautonomy.com.au, and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald. General advice disclaimer
    Más Menos
    10 m
adbl_web_anon_alc_button_suppression_c
Todavía no hay opiniones