This week on Everything Is Up, Donovan Pyle breaks down the flaws in the U.S. employer-sponsored healthcare system and how legacy brokers profit when costs rise. He makes the case for fiduciary consultants—paid directly by employers—to bring transparency, accountability, and real value. Donovan shares why managing the healthcare supply chain, demanding data access, and engaging the C-suite are key to cutting costs and improving benefits. Plus, a preview of his upcoming book, Fixing Healthcare, a roadmap for reform that calls for transparency, fiduciary responsibility, and smarter consulting models to reduce waste and deliver better care.

Time Stamps

00:00 – Introduction
Welcome to Everything Is Up and introduction of Donovan Pyle.

06:40 – Legacy Brokers & Misaligned Incentives
Why brokers profit when healthcare costs rise.

11:20 – The Case for Fiduciary Consultants
How being paid directly by employers ensures transparency and value.

21:10 – Data Access Challenges
Why employers struggle to get claims data and why it matters.

27:45 – Engaging the C-Suite
Why executive involvement is crucial for cutting costs and improving benefits.

33:30 – Fixing Healthcare: The Book
A sneak peek at Donovan Pyle’s roadmap for healthcare reform.

38:00 – Closing Thoughts
Final takeaways on transparency, fiduciary responsibility, and new consulting models.

Quotes

"Most people realize the healthcare system is broken - I don't think they realize how broken it really is." -Tammera Hollerich

"We're on a mission to clarify what agent, broker, and consultant actually mean, and how they aren't the same." -Tammera Hollerich

"The moment I realized it was time to make a big change was when I got fired from a national brokerage firm for advocating on behalf of my clients." -Donovan Pyle

"Independent brokers were still getting paid by the carriers- they make more money when the employer's costs go up, not down." -Donovan Pyle

Websites

Tammera Hollerich

https://everything-is-up.simplecast.com/

https://tammerahollerich.com/

Donovan Pyle

https://fixinghealthcare.com/

https://donovanpyle.com/

This week on “Everything Is Up with Tammera,” Tammera Hollerich is joined by special guest TJ Ware for a spirited conversation about Congress, embracing change, and what the 24th means for us all. From headlines to heartfelt stories, this episode explores how significant decisions and national moments impact our everyday lives.

You’ll hear fresh insights, practical advice, and motivating takeaways—perfect for anyone navigating change in 2025. Get inspired, stay informed, and remember: everything is up for discussion!

Tune in for a thought-provoking episode that’s packed with relevance and heart.

Timestamps

[00:00] – Intro – Welcome back to Marine veteran, entrepreneur, and father of 10, TJ Ware — the “Plot Twist Man of the Universe.”

[01:12] – Disaster Relief & Mental Health – TJ’s work with USDR and Dr. Amy on reducing PTSD in disaster survivors and first responders.

[04:18] – Running for Congress – The big reveal: TJ announces his campaign for Texas’ 24th Congressional District.

[06:45] – Political Polarization & Campaign Finance – How Citizens United changed politics and why TJ pushes for reform.

[10:22] – Building Relationships in Washington – TJ’s approach to influencing change: listening first, leading second.

[14:36] – Education & Equal Opportunity – Why restoring civics and fixing funding gaps between schools is key.

[19:50] – Bridging the Divide – On uniting Americans across party lines and protecting democracy.

[23:40] – Closing & Call to Action – How to connect with TJ and support his campaign.

Quotes

"I run businesses, and sometimes you have to run lean and mean. You think I’m not going to have sharp young people responding to my constituents? That’s my job." -TJ Ware

"I think what we’re seeing is so many gaps... One key thing you said is that you’re going to listen. I don’t think politicians are listening at all." - Tammera Hollerich

"Our civics education has fallen so short that people don’t understand how government works or recognize misinformation. We have to invest in education." - TJ Ware

"History repeats because human nature is consistent. Societies rise and fall. One day America may fall, but hopefully we can delay that."- TJ Ware

Social Media Links

Tammera Hollerich

Facebook: https://www.facebook.com/TammeraHollerich

LinkedIn: https://www.linkedin.com/in/tammerahollerich/

Instagram: https://www.instagram.com/thollerich/

TJ Ware

Email: tj@electtj.com

TikTok: @tjwareforcongress (also mentioned: @tjware)

Instagram: @tjwareforcongress

ActBlue: Search for TJ Ware (used for campaign donations)

Note: All links can be found on his website ElectTJ.com

Websites

Everything Is Up: https://everything-is-up.simplecast.com/

Tammera Hollerich: https://tammerahollerich.com/

TJ Ware Website: ElectTJ.com