Episode 48: Risky Business – Navigating Exams, Boardrooms & Bank Culture with Tim Ayala

The Risky Business Podcast is back! In this episode, Broadgate’s Connor Nurse sits down with Tim Ayala, Chief Risk Officer at Pinnacle Financial Partners, to explore his exceptional journey from a 31-year career at the FDIC to leading risk management in the private sector.

Tim shares practical insights on the cultural nuances of U.S. banking, how political cycles influence regulatory scrutiny, and why communication and relationship-building remain central to effective risk leadership.

Tune in to hear Connor and Tim unpack the evolving expectations of today’s CRO, covering the impact of technology and AI, the importance of understanding the ‘why’ behind regulatory requests, and the growing need for flexibility in an ever-changing environment.

Whether you're a seasoned risk professional or stepping into leadership for the first time, this conversation offers grounded advice and a forward-looking perspective on the future of risk management.

As Tim highlighted, great risk leadership is rooted in relationships, which is exactly how we work at Broadgate. If you’re thinking about strengthening your executive team or planning for new capabilities ahead of the new year, we’d welcome a conversation. Visit our website to learn more about our workforce development solutions: https://www.broadgatesearch.com/