In this deep-dive, Saurabh Mukherjea and Sapana Bhavsar share the data-backed reality behind our latest book, "Breakpoint." This is an honest conversation about the structural crossroads facing millions of middle-class Indians, the engine of our economy.Saurabh pulls back the curtain on the questions for which answers were long overdue:

➡️ Why is our education system producing millions of graduates who are essentially "unemployable" in a world of Generative AI?

➡️ AI is no longer just replacing factory labour; it is hollowing out the cognitive roles of coders, analysts, and managers.

➡️ As job security fades, why are smart professionals borrowing more than ever to maintain global lifestyles they can no longer afford?

➡️ What happens to an economy when its "productive" class stops saving and starts gambling their wealth in F&O markets?

This isn't just another book. Saurabh explains why "Breakpoint" is a necessary read for three specific groups: the modern professional, the aspirational youngster, and the nation's policy makers.

The major question remains: If the middle class is the nation’s engine, what happens when that engine is under the pump and running on debt?

Watch the full podcast to understand these structural shifts and learn how to navigate the decade ahead.

Be one of the first ones to read our latest book, Breakpoint. Available on Amazon: https://www.amazon.in/dp/B0GS97FBL7---------------------------------------------------------------The new economy demands a new asset allocation plan. Understanding your goals is the bedrock of asset allocation. Yet it’s the exact step where most investors fail. Don't leave your wealth to chance. Let Marcellus build your financial roadmap. Fill in your details using the link below for a personalized asset allocation plan, and our team will reach out: https://plan.marcellus.in

Is the era of India’s IT-led prosperity coming to an end?For the last 30 years, IT Services have been the backbone of India’s middle-class employment and forex generation. But today, a combination of sector maturity and the rapid rise of AI is jamming the country’s white-collar job engine.In this episode of Coffee and Investing, Saurabh Mukherjea and Nandita Rajhansa dive deep into the "Ripple Effect" of this slowdown. They discuss why the Rupee hitting ₹100 to the dollar is becoming a realistic "base case" and how this structural shift will impact everything from consumption growth to residential property prices in cities like Bengaluru, Hyderabad, and Pune.