Budgeting + Mindset with YNAB with Lindsey Ciarrocca

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Budgeting doesn’t have to feel like punishment, it can actually set you free.

This week, we’re joined by Lindsey Ciarrocca, a YNAB Certified Coach, Certified Money Coach®, and founder of The Exuberant Elephant. Lindsey is all about helping women use money as a tool to live their greatest life. She’s also the co-owner of Providers & Families Wealth Management, where she and her husband help clients with comprehensive financial planning.

Lindsey shares her journey from hating math in school to becoming a budgeting coach, and how she helps women break free from old money stories. In this conversation, Lindsey breaks down the truth about budgeting, how to make it actually work for you, and the mindset shifts that transform money from a stressor into a tool for freedom. She shares how to use YNAB (You Need A Budget) to go from paycheck-to-paycheck panic to total clarity and why awareness is the most powerful part of financial change.

If you’ve ever felt like budgeting is something you “should” do but can’t quite stick with, this one’s for you. To reset your money mindset before the new year, join us December 4th for Money Talks: A 2026 Money Reset. Click here to register for FREE and bring your questions!

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Want to take this conversation one step further? Join us for our next Money Talks, a free 30 minute live session where we’ll dig into a question we hear all the time from women business owners: Budgeting for Businesses to Offer Benefits. Click here to register for FREE and bring your questions!

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