In this episode of AWM Insights, Chief Investment Officer Justin Dyer and Portfolio Manager Mena Hanna break down the complexities of private credit, a rising trend in alternative investments. They explore how structural pitfalls, tax implications, and misleading liquidity can catch even seasoned investors off guard. By drawing on real-world analogies and candid industry perspective, Justin and Mena reveal what sets truly thoughtful portfolio construction apart. Tune in for actionable advice and a deeper understanding of how to navigate private investments wisely.

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*Chapters*
(00:37) Introduction to Private Credit
(02:08) Origins and Growth of Private Credit
(05:39) Retail Investor Access and Structural Risks
(07:03) Liquidity Challenges and Market Distortions
(10:25) Importance of Due Diligence
(11:40) Tax Efficiency and Post-Tax Returns
(13:58) Rigorous Research and Structuring

In this episode of AWM Insights, Chief Investment Officer Justin Dyer and Portfolio Manager Mena Hanna break down the latest market movements in the wake of a global ceasefire and explore what it means for long-term investors. The discussion covers the efficiency of markets, the distinction between investing and gambling, and why discipline is more rewarding than chasing headlines. Whether you're managing generational wealth or simply curious about how to weather market volatility, this episode delivers clear, seasoned guidance to help you play the long game with confidence.

Chapters
(00:00) Market Reactions to Ceasefire
(01:08) Efficiency and Interpretation of Markets
(03:58) Short-Term Versus Long-Term Market Behavior
(05:25) The Importance of Discipline and Long-Term Focus
(07:17) Navigating Volatility and Uncertainty
(09:01) Oil Market Impacts and Inflation Outlook

Connect with Us
• Call or text us: 626-862-0355
• Website: https://www.athletefamilyoffice.com/
• YouTube: https://www.youtube.com/channel/UCc1NxpK21N1vKWEExC45YEA
• LinkedIn: https://www.linkedin.com/company/awmcapital/
• Instagram: https://www.instagram.com/awmcapital/
• X: https://twitter.com/awmcapital
• Facebook: https://www.facebook.com/awmcapital/

Justin and Mena tackle the swirl of macro headlines — AI disruption fears, Middle East tensions, SpaceX going public, and a mission to the moon — and bring it back to what actually matters for investors: having a durable plan, staying diversified, and using money as a tool to accomplish what's most important to you.

Chapters
(00:00) Introduction: A lot going on (understatement of the year)

(00:36) AI headlines: fear mongering vs. real opportunity

(02:04) Going to the moon and the pace of innovation

(02:17) How AWM thinks about questioning existing beliefs

(03:10) The AI doomsday narrative — why we don't buy it

(04:10) Private market proof: AI cutting customer service costs by 60%

(05:19) Creative destruction and the history of innovation

(06:10) Segue: How does all of this change how we invest?

(06:38) Answer: It doesn't — but it does underscore diversification

(07:19) Geopolitical reset and why volatility can be a buying opportunity

(08:05) Managing your news diet and focusing on what you can control

(09:29) S&P 500 profit margins expanding because of AI

(09:44) SpaceX confidentially IPO-ing at $1T+ — all value created in private markets

(10:11) OpenAI at $850B — the private market opportunity you can't afford to miss

(10:26) Closing: Diversification as the plan across regions, public, and private markets

Connect with Us
• Call or text us: 626-862-0355
• Website: https://www.athletefamilyoffice.com/
• YouTube: https://www.youtube.com/channel/UCc1NxpK21N1vKWEExC45YEA
• LinkedIn: https://www.linkedin.com/company/awmcapital/
• Instagram: https://www.instagram.com/awmcapital/
• X: https://twitter.com/awmcapital
• Facebook: https://www.facebook.com/awmcapital/