34: 2025 Opportunities and Risks for the UK & Ireland Property Market

The property markets in the UK and Ireland are undergoing significant shifts driven by changing tax policies. In the UK, the alignment of Capital Gains Tax (CGT) for shares and property, higher stamp duty for buy-to-let investments, and adjustments to inheritance tax on agricultural land are reshaping investor strategies. Meanwhile, increased tenant-focused legislation and a shift in landlord demographics are influencing rental and property dynamics in Ireland. These changes present challenges and opportunities for investors, builders, and property buyers, and understanding these market trends is essential for making informed investment decisions in 2025 and beyond.
In this episode of the Solid Foundation's Property Podcast, Pauric and Lisa discuss these key legislations in depth, exploring the risks and opportunities that each has. If you want to take a new dynamic in your investment for 2025, this episode has the tips and insights you need.

Tune in!

What You Will Learn:

● [00:01] Intro and what’s in for you in today's episode
● [01:34] The rising house prices in Northern Ireland and what you can do
● [09:40] The UK budget and its impact on investors
● [10:27] Money moves from the share market to the property market due to CGT
● [12:02] Stamp duty increase on buy-to-let property and what it means to investors
● [18:48] The big opportunity in the inheritance tax on farmland
● [21:15] Insights on investing in the Ireland market after elections
● [23:54] Lisa’s current focus on offering medium-term accommodation for workers
● [26:05] Current deals Pauric is working on
● [30:02] How Lisa’s consistency and focus have remained inspirational
● [33:20] Tips to fighting procrastination and getting started in property investment
● [34:50] 2025 plans and what is on the bucket list for Lisa and Pauric
● [38:00] Wrap up and ways you can connect

Standout Quotes


● You can borrow on the strength of property and leverage your money, but no bank can lend you money to invest in shares unless you have a dividend share.
● It's important to be focused on anything that you want to get good at.
● Getting started investing in property can sometimes be very difficult, but get focused, get a plan, and get to talk to someone who has been down that road but further than you.
● Shares can fluctuate very strongly compared to property.
● Buy-to-flip strategies are becoming less viable due to reduced profit margins.
● Greater regulation may deter new investors, leaving tenants with fewer housing options.


Podcast Sponsor’s

GAP Property Investments: https://www.gappropertyinvestments.com/
City Stays: https://www.citystays.ie/

Stay Connected

Pauric Hilferty
LinkedIn: https://www.linkedin.com/in/paurichilferty/
Instagram: https://www.instagram.com/paurichil/
Facebook: https://web.facebook.com/pauric.hilferty/
Linktr. ee: https://linktr.ee/paurichilferty
Lisa O'Reilly
Website: https://lorpropertysolutions.ie/
LinkedIn: https://www.linkedin.com/in/lisa-oreilly/
Facebook: https://web.facebook.com/Lisaoreilly20