In this powerful episode, Jannese sits down with Jessica Fick of The Fioneers to break down one of the most game-changing concepts in the financial independence movement: Coast FI.If the traditional FIRE path has ever felt too intense, too extreme, or too unrealistic (hello, $20k/year budgets and biking everywhere), this conversation will feel like a breath of fresh air.

Jessica shares how she and her husband hit COAST-FI in their early 30s, how stepping off the corporate treadmill unexpectedly increased their savings rate, how they stopped using money to cope with burnout, and how Coast FI ultimately gave them the freedom to build a life aligned with their values — travel, entrepreneurship, flexibility, and joy.If you’ve ever wondered: “Is early retirement even realistic for me?” or “What would it take to never HAVE to work again?” this episode is your blueprint.

💬 What We Get Into

01:20 — What The Fioneers are all about: designing lives you love

02:09 — Are they OGs? A look back at the early FIRE movement

03:25 — Why extreme frugality turned so many people off

04:31 — What Coast FI actually means (hint: not living on the coasts!)

05:20 — The “aha moment” that changed Jessica’s entire financial life

06:50 — The freedom Coast FI gives: sabbaticals, risks, lifestyle design

07:37 — Why retirement is NOT an age — and how to rethink it

16:08 — Their financial starting point + saving 30–35% on nonprofit salaries

17:57 — Were they over-saving? Money dynamics in their marriage

19:42 — How their savings rate hit 50% without trying

27:30 — Her husband’s sabbatical → entrepreneurship → more freedom

28:44 — They haven’t contributed to retirement in 2 YEARS… and still on track?!

35:10 — Coast FI for older adults (yes, even if you’re 45+)

37:22 — It all comes back to: know your numbers + intentional spending

47:20 — Proactive ways to prep for healthcare costs

48:25 — Why uncertainty shouldn’t stop you from pursuing FI

49:53 — “If you lost everything, you could rebuild.” A listener story

📌 Links Mentioned

• The Fioneers Coast FI Calculator
• The Fioneers on YouTube @Phioneers
• TheFioneers.com

📚 Resources to Check Out

✨ Get my FREE financial freedom guide: courses.yoquierodineropodcast.com

📘 Grab my book: FinanciallyLitBook.com

🔥 Join the Black Friday waitlist: yoquierodineropodcast.com/friday

Hosted on Acast. See acast.com/privacy for more information.

This week, Jannese sits down with therapist, writer, and Latina mental health educator Israa Nasir for a conversation that is about to drag all of us (in the best way). We're talking toxic productivity—why we glorify burnout, why rest feels like a sin, and why so many of us (especially first-gen, immigrant, and women-of-color communities) feel like the whole world will fall apart if we slow down for 5 minutes.

if you feel guilty taking a nap, or if your self-worth is low-key tied to your to-do list… yeah. This episode is for you.

What We Get Into

02:02 – The Moment She Realized Productivity Was Becoming Toxic

03:41 – First-Gen & Immigrant Upbringing + Hustle Culture

05:48 – Rest = Laziness? The Messages We Grew Up With

07:34 – The Emotional Payoff Behind Chronic Busyness

10:32 – Toxic Productivity vs. Healthy Productivity

14:44 – When Work Becomes a Coping Mechanism

16:56 – The Financial Pressure to Keep Producing

18:06 – Creativity as a Tool for Emotional Regulation

21:42 – Stop Monetizing Your Joy

22:43 – Social Media, Comparison, & Overstimulation

27:00 – It’s Not a Willpower Issue

28:41 – Separating Your Worth from Your Achievements

31:38 – How Busyness Is Breaking Community & Connection

34:33 – Israa’s Personal Boundaries & How She Stays Healthy

37:03 – Jannese’s Own Experience with Burnout & Book Tour Story.

39:23 – Breaking the Cycle as Parents

43:23 – Screens, Exhaustion & Parenting in Survival Mode

About Today’s Guest

Israa Nasir is a therapist, writer, and the author of Toxic Productivity. Her work focuses on emotional wellness, preventative mental health, and giving people the language they need to understand themselves. Her Substack dives deeper into culture, identity, emotional regulation, and community care.

📘 Book: Toxic Productivity

🌐 Website: israanasir.com

📝 Substack: longform insights + tools

📲 IG: @well.guide

Join the Black Friday Waitlist!

Don’t miss the biggest deals of the year! Get early access to my exclusive Black Friday offers, available ONLY to waitlisters.

👉 Join here: yoquierodineropodcast.com/friday

Grab My FREE Guide: The Financially Lit Latina!

If you're ready to start building wealth but don’t know where to begin, download my free step-by-step dinero guide.

👉 courses.yoquierodineropodcast.com

📚 Get the Financially Lit! Book

My new book, Financially Lit!, is your roadmap to money confidence, wealth building, and financial freedom.

👉 FinanciallyLitBook.com

Hosted on Acast. See acast.com/privacy for more information.

Today’s episode is one for the books. Jannese sits down with The legendary María Elena Salinas — award-winning journalist, storyteller, trailblazer, and one of the most influential voices in Latino media. For over four decades, María Elena has informed, empowered, and represented nuestra comunidad on the world stage. And now, she’s keeping it real about career, identity, retirement, money, motherhood, and the power of telling our own stories. If you’ve ever questioned your path, your voice, or the value of your cultura in your career… this conversation is going to recharge your spirit.

Takeaways

• Tu cultura is your power — not something to tone down.
• Financial preparation gives you freedom.
• Never be the first person to say no to your dreams.
• Representation isn’t enough — our stories need to be told by US.

Timestamps

00:00 – Welcome & Introduction

02:08 – “Voice of Hispanic America”

04:02 – Why Latino Stories Matter

14:44 – “You Can’t Go Because You’re a Woman”

20:59 – Telling Latino Stories in Mainstream Media

29:24 – Why She Eventually Left After 37 Years

32:34 – Life After Univision: Reinvention & Retirement

34:07 – Freedom, Flexibility & Money Lessons

43:47 – Why She Launched Cinco Preguntas

50:53 – The Future of the Latino Community

🎧 Where to Find María Elena

Listen to Cinco Preguntas con María Elena Salinas on YouTube, Spotify, and Apple Podcasts.

Don’t miss the biggest deals of the year! Get early access to my exclusive Black Friday offers, available ONLY to waitlisters.

👉 Join here: yoquierodineropodcast.com/friday

If you're ready to start building wealth but don’t know where to begin, download my free step-by-step dinero guide.

👉 courses.yoquierodineropodcast.com

My new book, Financially Lit!, is your roadmap to money confidence, wealth building, and financial freedom.

👉 FinanciallyLitBook.com

Hosted on Acast. See acast.com/privacy for more information.