Yo Quiero Dinero Podcast Por Jannese Torres arte de portada

Yo Quiero Dinero

Yo Quiero Dinero

De: Jannese Torres
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"This podcast will leave you feeling inspired to take a more proactive approach to your savings, earnings, & expenses." - BuzzFeed | Yo Quiero Dinero is an award-winning personal finance podcast that empowers listeners on topics like entrepreneurship, investing, financial independence & money mindset. Hosted by Jannese Torres, Latina money expert, award-winning author and serial entrepreneur. Known as “the swaggiest personal finance podcast", each week we drop episodes brimming with POC-friendly personal finance knowledge, served with sazón! Tune in for all the money lessons you never learned. Visit us at YoQuieroDineroPodcast.com.

Hosted on Acast. See acast.com/privacy for more information.

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Episodios
  • The State Of Latina Wealth in America with Dr. Marlene Orozco

    The State Of Latina Wealth in America with Dr. Marlene Orozco
    Jan 26 2026
    In this data-packed episode of Yo Quiero Dinero, Jannese sits down with Dr. Marlene Orozco, founder of Stratified Insights and lead researcher behind one of the most comprehensive studies ever conducted on Latina wealth in America. Together, they break down the receipts real numbers, real stories, and real systems that explain why Latinas continue to earn less, save less, and carry more financial responsibility, despite being one of the fastest-growing economic forces in the country.This conversation goes beyond hot takes and dives into the structural barriers, cultural expectations, and systemic inequities shaping Latina wealth today from entrepreneurship and homeownership to caregiving, education, and retirement. If you’ve ever felt like you’re working twice as hard for half the reward… this episode will make you feel seen and fired up.What We Get Into00:00 Why this Latina wealth data matters01:10 Meet Dr. Marlene Orozco04:25 First-gen roots & entrepreneurship09:30 Necessity vs opportunity businesses12:50 The Latina wealth paradox17:45 The 27% pay gap explained23:50 Entrepreneurship as a wealth strategy29:55 Homeownership & credit barriers34:10 Retirement & investment gaps37:45 Financial first responders47:40 The motherhood penalty56:20 Hope, policy & what’s nextKey TakeawaysLatinas are not behind because of bad choices — the system is working exactly as designed.Education and entrepreneurship do increase earning potential, but they are not enough without access to capital and policy support.Caregiving, cultural expectations, and family responsibility significantly limit Latinas’ ability to save and invest.Homeownership remains a primary wealth strategy, but affordability, credit access, and insurance risks threaten long-term stability.Real change requires structural solutions, not just individual financial literacy.Resources MentionedREPORT - Latina Wealth In America: https://latinoprosperity.org/research,Latino AI Summit: https://tinyurl.com/latinoaisummit2026 Stratefied Insights: https://www.stratifiedinsights.com/ Marlene's LinkedIn: https://www.linkedin.com/in/marlene-orozcoFree Download: New Year Dinero Reset GuideMy private membership: https://courses.yoquierodineropodcast.com/foundersHave a question? Leave me a voicemailBook: Financially Lit by Jannese TorresThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.
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    1 h y 5 m
  • How I Made Over Half a Million Dollars in 2025

    How I Made Over Half a Million Dollars in 2025
    Jan 19 2026

    In this no-fluff, receipts-on-the-table episode, Jannese breaks down exactly how she made over $500K in 2025! While becoming a first-time mom and running multiple businesses.


    This is not “get rich quick” talk. This is a real, detailed income report covering 10+ revenue streams, the systems that keep money flowing on autopilot, and the mindset shifts required to scale without burnout. From blog ads and digital products to brand deals, memberships, real estate, and side hustles! Jannese shares what actually works, what’s overrated, and why creators who rely only on social media are setting themselves up to struggle.

    If you’re a content creator or entrepreneur this episode is your sign.


    WHAT WE GET INTO

    0:00 How Jannese made over $500K in 2025 as a new mom

    2:30 A decade-long journey in content creation & entrepreneurship

    4:45 Top-line revenue vs. taxable income (what creators need to know)

    7:30 The 10 income streams behind nearly $500K

    10:00 Why digital products & coaching earned the most

    12:15 How blog ads generated $147K in passive income

    14:40 Brand deals, creator rewards & platform pay myths

    17:00 Side hustles: Turo, savings interest & Zumba income

    19:30 Airbnb income, real estate & upgrading investments

    22:00 Systems, automation & evergreen income strategies

    24:30 Membership pricing & avoiding creator burnout

    27:00 Mentorship, scaling faster & a real 5x income story

    29:15 Declaring 2026 the Rich Bitch Year

    31:15 Final takeaways, free resources & next steps


    KEY TAKEAWAYS

    💡 Diversification is protection — never rely on one platform or paycheck

    💡 Long-form content (blogs & podcasts) builds real wealth

    💡 Own your offers — products > brand deals

    💡 Automation makes money while you sleep

    💡 Pricing yourself fairly is an act of self-respect

    💡 Mentorship shortcuts years of trial and error



    Resources Mentioned

    • Free Download: New Year Dinero Reset Guide
    • Become a Zumba instructor for 70% off!
    • My PR condo: https://www.zillow.com/homedetails/Condo-Sandy-Hls-13-Luquillo-PR-00773/458549227_zpid/
    • My private membership: https://courses.yoquierodineropodcast.com/founders
    • Have a question? Leave me a voicemail
    • Book: Financially Lit by Jannese Torres


    This podcast was produced and edited by Idea to Launch Productions

    Hosted on Acast. See acast.com/privacy for more information.
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    33 m
  • How Mental Health Messes With Your Money with Mariana Barajas

    How Mental Health Messes With Your Money with Mariana Barajas
    Jan 12 2026
    In this episode of Yo Quiero Dinero, Jannese sits down with Mariana Barajas, licensed therapist and money coach aka @lamoneytherapist to unpack the deep, emotional connection between mental health and money.From first-gen pressure and eldest-daughter trauma to scarcity mindsets, over-spending, money hoarding, and burnout, this conversation goes beyond budgeting tips and gets to the root of our financial behaviors. Because let’s be real: most of us already know what to do with money—what stops us is what’s happening in our nervous system.Mariana breaks down how childhood experiences, cultural conditioning, and subconscious beliefs shape the way we earn, spend, save, and invest—and what it actually takes to heal your relationship with money.If you’ve ever wondered why you can’t keep money, why you’re afraid to take financial risks, or why success still doesn’t feel like enough… this episode is for you.What We Get Into00:01 – 02:00Mariana’s background as a licensed therapist and money coachWhy mental health and financial wellness must be treated holistically02:01 – 05:00First-gen upbringing, eldest daughter pressure, and seeking parental validationHow childhood emotional neglect can shape adult ambition and burnout05:01 – 07:45Growing up with limited financial resourcesHow early awareness of money scarcity impacts confidence and decision-making07:46 – 10:10The fast dopamine hit of spending once you “finally make it”How retail therapy can quietly lead to debt and lifestyle inflation10:11 – 13:20Identifying subconscious money beliefsIntroduction to financial therapy and why budgeting alone isn’t enough13:21 – 15:30The Money-Worthiness FrameworkChallenging limiting beliefs, building self-trust, and the role of community15:31 – 18:10People-pleasing, and cultural expectations placed on womenHow these beliefs impact earning, saving, and self-advocacy18:11 – 21:45Preparing for motherhood financially and emotionallyFunding maternity leave, wellness practices, and not losing yourself in motherhood21:46 – 24:00Fear-based money behaviors: hoarding, anxiety, and controlUnderstanding where “fear of losing everything” really comes from24:01 – 27:15Why some people can’t hold onto moneySpending as a reflection of worthiness wounds and external validation27:16 – 30:45Values-based spending vs. keeping up appearancesLetting go of money decisions driven by comparison30:46 – 33:45Increasing income as a wealth strategyBreaking limiting beliefs around “acceptable” income in helping professions33:46 – 36:30Building generational wealth with intentionCustodial Roth IRAs, 529s, and giving kids financial options36:31 – 39:30Why funding your retirement is a gift to your childrenBreaking cycles of financial dependence and self-sacrifice39:31 – 41:45Supporting family financially without destroying your mental healthThe emotional weight of being the “sandwich generation”41:46 – 44:40How to work with MarianaFinancial therapy vs. coaching and knowing which one you needKey TakeawaysYour money habits didn’t come out of nowhere—they were learned.Scarcity isn’t just financial; it lives in your nervous system.Over-spending and under-earning often stem from worthiness wounds.Budgeting won’t fix trauma—but healing trauma will fix your money.You don’t need to do it all alone—community is part of wealth-building.Generational wealth is built over generations, not in one lifetime.Resources MentionedLatinx Therapy – Find culturally aligned therapistsFree Download: New Year Dinero Reset GuideA 10-step checklist to reset your finances for the new year — covering debt, budgeting, investing, insurance, and estate planning.Have a question? Leave me a voicemailBook: Financially Lit by Jannese TorresConnect with MarianaInstagram: @lamoneytherapistOffers:Financial Therapy (California residents)Financial Coaching (nationwide).This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.
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    48 m
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Love the content, you have motivated me to work on my own financial independence.I have convinced my husband also, he really didn't have a choice tbh. Thank you and keep going, together we POC can finally have the lives we deserve.

Thank you for sharing all you have.

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I've learned a lot since listening and following the advice I've heard! I've been taking small steps, but they're changes nonetheless!

Inspirational

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