One of my favourite things to do in the world is to make a difference in people’s lives but not just anyone, those who put in the effort to get ahead in life.

That brings us to Joel Arndt who reached out to me over direct message on Facebook a while ago followed by an ask me anything on my podcast.  Then six months ago Joel was on to share his investing success, now six months later I wanted an update and Joel, our millennial, former barista is back to share about his investment journey, talk real estate, stock hacking, and even crypto currency.

If you too are just starting out on your journey or know someone just starting out, you may want to share this episode with them.  All you veteran investors out there know, it’s harder than ever to cash flow but young Joel is here today to share how he managed a 30% cash on cash return as a beginner stock hacker in his first 12 months.

Don’t forget though, Joel has now invested heavily into his education and past results to not predict the future.  I hope you enjoy the show!

This episode is actually a re-release of last year’s #1 downloaded episode recorded in October 2020.

Joel Arndt is a young guy, single dad, from North Bay, Ontario millennial who like many wanted to get into real estate but the capital required to invest in a house can be steep for those without help from parents and other relatives but with his newly learnt skill of stock hacking, he’s been able to cash flow 30% over 12 months using strategies learnt from attending Stock Hacker Academy with a $10,000 investment.

For those wondering, Joel’s formal education is in religion as he attended college to become a preacher of Christianity.  He also has no formal finance education, just a willingness to learn.

Of course past results do not predict the future but in my opinion, this is the future of side hustles for cash flow without tenants and toilets and diversification away from real estate.

Kathleen shares a lot of things in common with you the audience and myself. She doesn’t do mutual funds even though she would get paid to.

She’s not a fan of RRSP’s and prefers cash-flowing real estate, Stock Hacking, her small business as a Financial Planner, and whole life insurance, more importantly how she borrows from her life insurance for the capital to invest in three houses plus bankroll her stock hacking account.

FYI the really good financial planners charge a lot of money for their time so we’re in for a special treat to have Kathleen on to share how she advises clients to invest which matches how she herself invests.

Please enjoy the show.

To follow Kathleen:

Website: https://wealthplancoach.ca/  (you can sign up for her newsletter there)