The Road Less Taxed

How to Outsmart Washington and Take Control of Your Retirement

De: Becky Ruby Swansburg, Neil Wilding

Narrado por: Mark Flores, Catherine Emberton-Goings

For decades, Americans were taught to save for retirement by deferring their taxes. But today’s retirees face a very different reality. Rising government debt, shifting demographics, and constant legislative change have made retirement more tax-sensitive than ever before.

In The Road Less Taxed, you’ll discover how decisions made in Washington can directly affect your retirement assets—and how to protect yourself from these legislative changes. With most Americans holding the majority of their retirement savings in tax-deferred accounts like IRAs and 401(k)s, even small changes in tax law can have an outsized impact on how much income they get to keep.

This book shows you how to think differently about retirement taxes and identify strategies that may help you stay in control—no matter what happens in Washington. You’ll learn:

• Why traditional IRAs and 401(k)s expose retirees to future tax uncertainty

• How Washington can raise retirement taxes without touching tax brackets

• What long-term tax trends mean for retirement income planning

• How strategies like tax diversification and Roth conversions may help reduce lifetime taxes

• Why proactive planning matters more than predicting future politics

Written for thoughtful savers, The Road Less Taxed is about building a retirement plan that works—regardless of who’s in office. If you want a smarter, more resilient approach to protect your assets, reduce unnecessary taxes, and maintain control over your financial future, The Road Less Taxed is for you.

Ideal for those who:

• Are age 50+ and planning for retirement

• Have significant savings in IRAs or 401(k)s

• Worry about future tax increases

• Want clarity without political noise

©2025, 2026 Becky Ruby Swansburg, Neil Wilding (P)2026 Becky Ruby Swansburg, Neil Wilding