The Rachel Cruze Show Podcast By Ramsey Network cover art

The Rachel Cruze Show

The Rachel Cruze Show

By: Ramsey Network
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Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.2025 Economics Personal Development Personal Finance Personal Success
Episodes
  • 7 Financial Habits You’re Neglecting (Costing You Thousands!)

    7 Financial Habits You’re Neglecting (Costing You Thousands!)
    Nov 28 2025
    ✅ Get the coverage you need from a source you trust. Learn more about RamseyTrusted® insurance pros and providers. If you feel like you understand money, but you can’t quite get ahead, this episode is for you. Today, we’re talking about seven common money mistakes that could be costing you thousands. Next Steps: 🎥 Watch my video Why Being Boring Is The Best Way to Build Wealth. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app! 💰 Saving for retirement? Keep track of your money with Ramsey's Investment Calculator. 🧸 Protect your family when it matters most. Create a will in 20 minutes or less. Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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    11 mins
  • 5 Money Lies That Will Never Build You Wealth

    5 Money Lies That Will Never Build You Wealth
    Nov 26 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan. I hear from people all the time who believe toxic money myths, and it’s keeping them broke! In this episode, I’m breaking down five common money lies that will never help you build wealth. Next Steps: 🎥 Watch my video Unexpected Ways Money Might Be Ruining Your Life. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a 7-day free trial. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show more Show less
    7 mins
  • 7 Places Frugal People Never Spend Their Money

    7 Places Frugal People Never Spend Their Money
    Nov 24 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan. As a natural spender, I had to know where my frugal friends draw the line when it comes to spending. I asked Instagram, and you guys did not disappoint! Let’s unpack the top seven answers together. Next Steps: 🎥 Watch my video 5 Ways to Cut Costs (Even If You Love to Spend). 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Turn to Minno for kids shows you can trust. Use code RACHEL for $10 off an annual plan with a seven-day free trial. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show more Show less
    9 mins
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I can definitely attest to one of the certain retailers you mentioned adverise their sales VERY well. When I worked at said retailer, the same mediocre sale we had been having the week prior, the signs for that sale were only made bigger and brighter (but the same small percentage off) for the upcoming "holiday sale." People rushed to the "great sale," although they were unfortunately only rushing to bigger, brighter signs. :(

sales

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Hi Rachel! I’ve started very late on my journey at age 50 but I was forced to teach personal finance at my middle school and listening to your program has done a world of good for me. Thank you so much! My question is about children and savings for a college. I lost money in their savings account for college and I am about $15,000 short. I do not want them to take personal loans so I feel the need to save this money gazelle style in the next 24 months I know I can do it. But I do not have an emergency fund saved. I’m wondering your thoughts on my thinking and this process. Would you be willing to do a show on which savings are more important especially when it comes to saving for children’s college?
Jenny

College before retirement?

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I love listening to Rachel Cruz. A plethora of knowledge and wisdom in this podcast. a very real way to look at money and life priorities.

wonderful podcast

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Rachel is so relatable across all economic groups. I love that she doesn’t judge and encourages people to do better.

Relatable

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