Is now a great time to invest, or is it smarter to sit tight? In today's episode, I share my take on what's happening in the markets and how to decide if now is the right time for you to invest.

Full shownotes at https://clarewood.com/podcast/episode367/

Shownotes:

• Why you can't perfectly time the market (and what to do instead)

• How to decide if investing now is right for you

• Understanding risk vs return in your decisions

• Why diversification matters (and how ETFs help)

• Simple ways to start investing, even with small amounts

Where has the year gone… and do you actually know how your business is tracking? In today's episode, I show you how to do a simple Q1 financial audit so you can understand your numbers and make smarter, profit-driven decisions for the rest of 2026.

Full shownotes at https://clarewood.com/podcast/episode366/

Shownotes:

1. Review your profit & loss monthly to track revenue, expenses, and profit

2. Compare results quarter-on-quarter and year-on-year to spot trends

3. Check your cash, debts, and overall financial position

4. Follow up unpaid invoices to improve cashflow

5. Get clear on your tax and plan ahead with your accountant

6. Use your numbers to make smarter decisions and grow your profit

Do you need to save money fast? In today's episode, I share some sneaky expenses that might be draining your bank account and simple ways you can start cutting back quickly to save more money.

Full shownotes at https://clarewood.com/podcast/episode365/

How can you set your finances up so that you can stay calm during challenging times? In today's episode, I share my Calm Money Management Framework to help you avoid panic-driven decisions and stay focused on your long-term financial strategy during uncertain times.

Full shownotes at https://clarewood.com/podcast/episode364/

What effect does global instability and conflict have on your household finances? In today's episode, I explain how global instability can impact your everyday finances, from groceries and interest rates to jobs and the key questions your household should be asking right now.

Full shownotes at https://clarewood.com/podcast/episode363/

Insurance isn't sexy… but being underinsured is worse. In today's episode, I'm joined by money expert Sarah Megginson to talk about why insurance matters, common mistakes households make, and how to save money while protecting what matters most.

Full shownotes at https://clarewood.com/podcast/episode362/

Property or shares: which is the best way to invest your money? In today's episode, I chat with Money Expert Glen James about where to start with investing, why your financial foundations matter, and how your income is your greatest wealth-building tool.

Full shownotes at https://clarewood.com/podcast/episode361/

• Get your financial foundations right

• Know your "why" before investing

• Identify your surplus and invest wisely

• Use your career or business to build wealth

• Choose property, shares, or debt based on goals

• Sync money mindset with your partner

Why do so many couples fight about money? In today's episode, I share why money triggers conflict in relationships and how to have healthier, more aligned money conversations.

Full shownotes at https://clarewood.com/podcast/episode360/