Smart Money Lessons for Kids: Grade 4 & 5 Financial Literacy

Empower Your 9 & 10-Year-Olds with Essential Money Skills

By: Skilled Fun, Diane Pope

Narrated by: Catherine Mimisphere

Wish that your kids understood how money really works

This money skills for kids book age 9 and 10 teaches young learners how to build smart habits before poor ones take hold. Designed for grade 4 and 5 students, it blends real world examples with fun, hands-on lessons that kids actually enjoy. We had to buy the hardcover version because our son destroyed the paperback taking it to school and sharing it with friends.

Many parents say this is the best childrens money audiobook for kids age 9 and 10 because it’s clear, engaging, and confidence building. It makes learning about saving money, budgeting, and financial literacy feel simple and leads to long term results.

Build Everyday Money Skills

• Teach real saving goals through relatable scenarios

• Introduce budgeting using everyday decision making

Support Growth with Practical Lessons

• Reinforce learning through interactive money activities

• Encourage independence using a budgeting book with impact

This money skills for kids resource works well and encourages young children, especially for building financial literacy through short engaging lessons. Parents appreciate this book in paperback and hardcover. They love how it supports confidence, encourages smart choices, and makes financial topics feel achievable and fun.

Give your 9 and 10 year olds the tools to build lasting financial knowledge and real world confidence. Starting early makes all the difference. Families appreciate both the paperback and audiobook formats for how often they revisit the lessons together. This is what being ready really looks like. Smart habits don’t wait.

©2023 Skilled Fun LLC (P)2024 Skilled Fun LLC

Explained better that what I could have said.

I wanted my daughter to understand how money works and why saving matters, and this book was a great way to start! It explains things in a way that’s easy for kids to grasp without feeling like a boring lesson. She really enjoyed the activities, and it sparked some great conversations about earning, spending, and saving wisely. I love that she’s now thinking more about what she can do with her money.

Great Starter for Money Skills

I got this for my 10-year-old to help them understand money better, and it’s been a great resource. The lessons are clear and practical, covering everything from saving and spending wisely to understanding basic budgeting. My child has even started setting small savings goals, which has been fun to watch! It’s written in a way that keeps them interested without feeling overwhelming. If you want to introduce smart money habits early, this book is definitely worth picking up!

💸 Perfect for Growing Financial Minds! 💸

This audiobook is a great resource for kids in grades 4 and 5 who are ready to dive deeper into managing money. The lessons are engaging and informative, covering important concepts like budgeting, saving, and investing in a way that resonates with 9 and 10-year-olds. Catherine Mimisphere does a fantastic job narrating, keeping the content fun and accessible. My kids loved it, and it sparked some great conversations about money! If you want to equip your kids with valuable financial skills, this is definitely worth a listen!

Great Money Lessons for Kids!

This book is a fantastic way to teach kids about money in a way that actually sticks! My 9-year-old is already asking smarter questions about saving and spending. The lessons are fun, practical, and easy to follow. I love how it covers real-life money skills without being overwhelming. A must-have for parents who want to raise financially savvy kids!

Fun and Engaging Way to Teach Kids About Money

This audiobook does a fantastic job of making financial literacy engaging for kids. The stories of Jake and Mia keep young listeners interested while introducing key money concepts like saving and budgeting in a way that feels natural. The interactive exercises are a great touch, helping kids apply what they learn instead of just hearing about it. A solid resource for parents looking to build their child’s financial confidence early on!