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Publisher's Summary

Are you tired of having your money seemingly disappear from your pocket? Of fighting debt? Of having the feeling that no matter how much you work, you'll never have enough money to buy what you really want?

Are you ready to take action, to take responsibility over your earnings and expenses with a simple, yet smart and efficient budget plan and finally accomplish your financial goals?

Maybe you're thinking that the only thing worse than budgeting is listening to a book about budgeting. And you may be right. But with this book, my hope is that I can change your mind. My hope is that by following this challenge, you will feel more in control of your spending habits, have clearer and more meaningful financial goals and, most importantly, have a little fun while doing it!

In this book, we'll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we'll tackle your money issues the simple way: day by day. We'll consider realistic ways to save money, but also look in-depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is.

The 21-Day Budgeting Challenge will help you to:

  • Identify your "money personality"
  • Set up a realistic budget that works for you
  • Get out of debt
  • Understand minimalism and how it compares to consumerism
  • Incorporate practical and fun tips to save money you might not have thought of before
  • And much more!

©2015 Ingrid Lindberg (P)2015 21 Day Challenges

What members say

Average Customer Ratings

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  • Overall
    5 out of 5 stars
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What is your relationship with money?

What’s an idea from the book that you will remember?

This book got me on the opening paragraphs - what is my relationship to money. I never thought about it that way and it's clear that I am one of the types described in the book. The book prompts you to reflect on your outlook and habits in relation to money and gives options for developing a start to changing your relationship to a better one. 21 days is a start and once you have that down it should become easier.

32 of 34 people found this review helpful

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  • Nola
  • France
  • 05-27-16

Taking control over you rmoney

The first 7 days of this book start of with the identification and acceptation of how you're spending money: no more denial. This is probably the hardest part for most people as they don't want to see that they're responsible for a big part of their problems and the actual budgeting doesn't even begin until day 8! I learned about concepts such as minimalism and actionable budgeting techniques such as the Cash diets among other valuable strategies. Each day builds upon the previous and it's written in a fun, easy way that makes budgeting enjoyable. Narration is always a *fingers crossed* situation when I see an audiobook I want to listen to, but she's good, pleasant to listen to and doesn't make me drift of to sleep. Recommended download!

24 of 27 people found this review helpful

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  • James
  • Darwin, Australia
  • 06-15-17

Not your usual budget book

Great book! This book might just be the perfect read for anyone looking to learn more about finance. I enjoyed it.

4 of 4 people found this review helpful

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  • Marc
  • Belgium
  • 06-08-17

five stars!

I found this book easy to listen to and entertaining. The book is not too long so you should be able to get through it quickly - or take your time with each chapter to get the most out of the author's advice. Listen to a chapter and let it marinate in your mind before moving on. I liked Francie Wyck's style of narration. Very nice series.

9 of 10 people found this review helpful

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make the most of your money

I loved it and I will listen to it again. Inspirational, funny and good "plain truth" advice.

12 of 15 people found this review helpful

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Good book

Good book with valuable information. Accessible for all ages, but I can especially recommend parents to suggest/gift it to their teenagers. The challenge construct makes an otherwise dry subject entertaining.

12 of 15 people found this review helpful

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Unique approach to budgeting

I like the 3-week commitment; it's realistic and kept me motivated for the duration of the challenge. This is a book to come back to every once in a while, cannot recommend it enough!

2 of 2 people found this review helpful

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Spending habits

This challenge pulls you (back) on track with your spending habits. Clear and to the point with actionable exercises to put things in practice right away. Perfect for adults who want to/have to get more conscious about their spending habits.

2 of 2 people found this review helpful

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No nonsense guide to finance

Good sound advice for real people. Highly recommend this! The book has some real golden nuggets, curious and willing now to take action on these strategies.

5 of 6 people found this review helpful

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exceptionally simple

This book is a good guide on what concerns almost everyone at some point in their life. If you don't feel you're on the right financial path, this book is a great start to finding your way.

8 of 11 people found this review helpful