SBI SimplyCLICK Credit Card is an entry-level credit card that is best suited for frequent online shoppers. This credit card offers extra rewards and benefits on online transactions at different partner brands like Amazon, BookMyShow, Cleartrip, Lenskart and more. Additionally, you can also earn privileges like complimentary gift vouchers, fuel surcharge waiver and annual fee reversal via this credit card. Read on, to know more about SimplyCLICK SBI Card.

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In case of any event of the loss of your credit card, you must take certain actions immediately for any delay in it would increase the chances of your credit card getting misused. We will have a look at the steps you will have to take in case you lose your credit card:

Step 1. Call your credit card issuer

Call your credit card issuer immediately to report the loss or theft of your missing card. Typically, you would check the back of the card for the telephone number to call. That’s not an option when your card has been lost or stolen.Step 2. Register an FIR: Once you have informed the bank about the loss of your credit card, it is always a good option to visit the nearest police station and register an FIR with the police regarding the loss of your credit card.

Step 3. Follow up and keep records

It’s a good idea to follow up after reporting your loss. Send your credit card issuer a letter or an email. Here’s what to conclude:

Your account number.

The date and time you noticed your card was missing.

When and how you reported the loss to the issuer.

For more information refer to: https://cardinsiderin.wordpress.com/2022/11/03/how-to-recover-a-stolen-credit-card/

The Millennia credit card is one of the most sought-after cards from HDFC Bank, majorly due to the offers and benefits the card comes with. This HDFC card is available for a membership fee of Rs.1,000 plus applicable taxes for the first year and Rs.1,000 plus applicable taxes of renewal membership fee. You can get a waiver on your renewal fee for the next renewal year if you spend Rs.1 lakh in 1 year.

HDFC Millennia Credit Card Benefits & Features

Get Rewarded for Every Spend

With the Millennia credit card, you can get 5% cashback on Amazon, Flipkart, Hotel & Flight bookings on shopping via PayZapp and SmartBuy. Also, enjoy 2.5% cashback on all online spends and 1% cashback on all offline spends and Wallet reloads.

Zero Liability on Lost Card

In the unfortunate event, loss and theft of the card, report immediately to 24x7 HDFC credit card customer care and you'll have zero liability on any fraudulent transactions made on your card.

Lounge Access

Enjoy 8 complimentary domestic airport lounge access per calendar year (2 in a quarter and Rs. 2 will be charged per swipe on your HDFC Millennia credit card).

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IndusInd Bank Legend Credit Card is a super premium credit card that is best suited for people who frequently travel and want to earn reward points. Apart from travel, this card also provides benefits on multiple categories, including dining, shopping, entertainment, golf and more. It is a chip-based contactless credit card that makes transactions seamless, be it online shopping, payment at stores or cash withdrawal through ATM. Read on to know more about this credit card.

Key Highlights of the IndusInd Bank Legend Credit Card

Accelerated reward points on weekend spends.

Fuel surcharge waiver of 1%.

Comprehensive and complimentary golf program.

Buy One Get One offer on movie ticket bookings from BookMyShow.

IndusInd Bank Legend Credit Card Limit

The limit of the IndusInd Bank Legend Credit Card is given at the discretion of the bank. The IndusInd Bank will be considering a number of factors before assigning the credit limit for the card. Some of these factors are the annual income of the primary applicant, the credit score, and the repayment habits of previous debts.

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HDFC Bank Infinia Credit Card Metal Edition (previously named Infinia Credit Card) is a super-premium card that is offered to selected customers on a special invite from HDFC Bank. This credit card is best suited for high net-worth individuals (HNIs) and offers benefits under multiple categories, including travel, rewards, shopping, dining, etc. HDFC Infinia comes with a high reward rate and is a great choice for heavy spenders.

Key Highlights of HDFC Infinia Credit Card

It is a contactless Metallic Card.

Get complimentary nights and weekend buffet at participating ITC hotels.

Get complimentary Club Marriott membership for the first year.

Get unlimited airport lounge access globally for Primary as well as Add-on card member.

24 X 7 global personal concierge.

HDFC Infinia card comes with the lowest markup fee of 2% on all foreign currency transactions.

Reward Point Benefits

With this card, you will have access to one of the best rewards programs offered by the bank.

Get 5 reward points for every Rs.150 spent on the card with no conditions attached.

Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy.

HDFC Bank Infinia Credit Card Limit

There is no pre-set card limit on the HDFC Bank Infinia credit card. To know more about the credit limit, you can visit the bank branch or call the HDFC credit card toll free number.

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If you're thinking about getting into the points and miles game, you'll want to find a credit card that -- at a minimum -- makes it easy to earn and redeem travel rewards. Luckily, there are plenty of beginner-friendly cards that fit that description. Even better? Many come with extra features like sign-up bonuses, no foreign transaction fees, and travel insurance.

Travellers have a variety of credit cards to choose from – because travel credit cards offer not only extra air miles and tie-ups with specific airlines, but also discounts on hotel stays, dining and easy transactions in foreign countries.

Benefits of Travel Credit Cards:

Airport Lounge Access- Travel credit cards allow the user to access domestic and international lounges.

Accelerated Rewards on Travel- Based on the type of card, the bank offers accelerated rewards on a particular category.

Co-branded Benefits- A number of providers have launched travel credit cards in association with airlines or a travel website.

Travel Voucher- This is also a very common benefit that you can avail on a travel-centric credit card.

For more information refer to: https://karannegii.wordpress.com/2022/11/01/a-guide-to-travel-credit-cards-for-beginners/

A global provider of financial services with its headquarters in New York City, American Express began operations in 1850 and issued the first American Express® card in 1958.

A Gold Card is a charge credit card offered by American Express other than a Platinum Card. These Charge Cards are special as they do not have a pre-established credit limit. American Express has updated the Gold Card's offer/discount catalogue, making it an even more attractive option.

Gold Card offers followings Rewards and Benefits:

Bonus rewards on dining, supermarkets and certain travel

4 Membership Rewards points when you dine at restaurants. This includes takeout.

1 point on all other spending.

3 points on flights booked directly with airlines

Travel and entertainment perks

Discounts in association with some of the most prestigious hotel chains, 10% off Air Vistara tickets.

with promo code AMEXGOLD, get upto 50% off on OYO Rooms

For select events, cardholders will have access to presale and/or preferred seating tickets purchased with their American Express® Gold Card.

You can be covered for lost, damaged or stolen baggage when you purchase your entire ticket on your card.

When you use your American Express® Gold Card to reserve and pay for your car rental, and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen.

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If you use a credit card, chances are that you have been a victim of credit card fraud or you probably know of someone who has been a victim to card fraud. The thing with credit card scams is that while banks and customers do their best to stay alert, scammers are always coming up with new ways to scam you. In some cases, they just put a new spin on an old scam.

So, how does one stay alert in such a scenario? Well, the best way is to stay informed of the different methods scammers use to get your credit card information out of you.

Here are some common ways fraudsters and scammers make credit card frauds:

Physical access to the credit card (lost or stolen credit card)

Skimming your credit card (through Point of Sales (POS) devices)

Phishing

Malware Attack

Stealing your email details

Stealing your documents

Looking over your shoulder at checkout

How can you prevent it?

You should always use licensed software.

Use a virtual keyboard whenever you need to type sensitive information, such as credit card details, internet banking passwords, etc. as the malware cannot read the data you type on a virtual keyboard.

Use authentic antivirus software and remember to do periodic scans.

Do not click on the links that come from an untrusted source.

For more information refer to: https://cardinsider.wixsite.com/cardinsider/post/credit-card-frauds-you-should-be-aware-of