EP 041 Ray Prospero, Partner Advisor with Advice Period

Raymond Prospero, ChFC®, is a Partner Advisor with Advice Period. Ray helps clients develop realistic financial goals, designing wealth management strategies to help preserve wealth for future generations. Ray launched his financial services career when he joined Merrill Lynch in 2010 after a legal career, where he was admitted to the United States Tax Court. While at Merrill Lynch, Ray was a Senior Vice President and a member of their Circle of Excellence recognition club, reserved for top-performing advisors nationwide. He holds a Juris Doctorate degree from the University of La Verne College of Law and earned the Chartered Financial Consultant® (ChFC®) designation from The American College of Financial Services. In our conversation, we discussed: ·        People need, but often neglect estate planning. ·        Using Right Capital, a cash flow and financial planning program that’s data driven. ·        A relationship approach is more satisfying than old-school transactional work. ·        Market awareness with the new administration. ·        Being proactive for clients. ·        The difference between a Registered Investment Advisor (RIA) and a broker-dealer. Enjoy the show! Connect with Ray: Website: https://www.adviceperiod.com/?team=ray-prospero-2 LinkedIn:  https://www.linkedin.com/in/rcprospero Connect with Gary: Website: sbadvisors.cc/ Facebook: facebook.com/SmallBusinessAdvisors LinkedIn: linkedin.com/in/gary-d-heldt-jr-388a051/ Learn more about your ad choices. Visit megaphone.fm/adchoices