• Summary

  • Tearsheet is news, opinion, and analysis on the business of finance. Candid conversations with senior executives, fintech entrepreneurs, investors, industry experts -- all weigh in on the trends impacting the industry and the disruptive impact technology is having on the business. Where social media, technology and finance intersect.
    Copyright 2022
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  • May 27 2022
    Green finance is all about what the finance industry is doing to address climate change - we know business as usual isn’t sustainable, so we are essentially in the middle of a transition towards reaching net zero. But this is not an easy thing to do, it involves collaborations between many institutions, companies and people - so let’s talk about how to get there. In light of this, my very first guest on this podcast is Aspiration CEO Andrei Cherny. Aspiration is a fintech that wants to help customers use their deposits for sustainable investments and gives them the option to offset their carbon footprint - a fundamentally different strategy from traditional banks.
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    32 mins
  • May 25 2022
    Hi everyone - this is Where Credit’s Due - Tearsheet’s podcast covering the latest trends in lending. I’m your host Iulia Ciutina, senior reporter at Tearsheet, welcoming you to our very first episode. Today we’ll be discussing how fintechs are helping immigrant communities to get access to credit, speaking with the chief executives of Nova Credit and Tomo Credit, Misha Esipov and Kristy Kim. As credit history typically stops at the border, many people who move to the US from abroad have to build consumer credit from scratch. Nova Credit wanted to address this problem and created an alternative score to assess foreign residents’ creditworthiness based on their home country credit data. At Tomo Credit, founder and CEO Kristy Kim created a technical underwriting solution that would allow immigrants and others without a credit history to build a credit score. Unlike other major credit cards, Tomo doesn’t require a credit score and works independently of FICO.
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    23 mins
  • May 20 2022
    Welcome back to What’s Happening in Payments. I’m your host Ismail Umar, and in today’s episode, I’m joined by Brian Dammeir, president of North America at Adyen. Adyen is an Amsterdam-based firm that allows businesses to globally accept, process, and settle ecommerce, mobile, and point-of-sale payments. It acts as a payment processor for some of the biggest brands across tech, retail, travel, restaurants, and more, including Spotify, Uber, Facebook, LinkedIn, McDonald’s, eBay, and L’Oréal. Brian has been with Adyen for the past seven years, and prior to that, he held a variety of product roles at Google and Airbnb. Brian and I discuss a number of topics, including his experiences at Adyen, how he’s seeing a shift in consumer culture and expectations across generations, the potential long-term effects of Covid on consumer behavior, and the role that Adyen wants to play in the future of payments.
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    21 mins

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