Fred Rutler is a Managing Director at Creative Planning Retirement Services where he helps companies create and manage various employee retirement programs.

Mentioned on the Show

• Connect with Fred Rutler on LinkedIn: https://www.linkedin.com/in/frutler

Timestamps
(2:10) - Welcoming Fred.
(3:18) - What are the different vehicles companies are using for employee retirement planning?
(4:44) - What is a Non-Qualified Deferred Comp plan?
(6:00) – What’s the difference between a 401k and a profit-sharing plan?
(8:36) - Do you advise employers to do away with profit sharing completely or some match and some profit sharing?
(10:11) - Is 10% the amount an employee should be saving for retirement?
(15:24) - When would it not be appropriate to have employees in the plan?
(21:05) - What is an employer's fiduciary responsibility and what are the consequences of doing it wrong?
(23:38) - How often does it happen where somebody gets individually punished for violating their fiduciary responsibility?
(26:16) - What do the numbers 321, 338, and 316 mean?
(31:04) - What are Pooled Employer Plans (PEP Plans)?
(33:46) - What makes a good 401k investment lineup?
(37:26) - Are Target Date Funds still the recommended approach?
(43:48) - Why is 45 the age when you need to start paying particular attention to asset allocation?
(45:27) - Is AI starting to play a role in retirement planning?
(47:01) - What are the biggest financial wellness needs for employees?
(55:05) - Where do you see the future of retirement planning?

Jason Anthoine is an executive advisor focused on employee engagement, internal communications, and culture change. A frequent conference keynoter and presenter, webinar leader and podcast guest, Jason has shared his internal comms and corporate culture insights earned over his 35-year career with thousands of like-minded communication and HR leaders looking for a better way.

Mentioned on the Show:

• Learn more about Jason Anthoine: https://www.jasonanthoine.com/
• Link with Jason on LinkedIn: https://www.linkedin.com/in/jasonanthoine
• Communications work with Jason: https://www.thinkaudacity.com/meet-jason

Timestamps

(2:03) - Welcoming Jason
(2:40) - Can you share your origin story?
(4:46) - What was it about internal communications vs the external that connected with you?
(10:14) - What do you see as the biggest differences in reaching and communicating to a blue-collar vs white-collar workforce?
(16:36) - What are some best practices in bridging these situations?
(22:49) - How are we reaching people effectively today?
(26:06) - Who’s the one out delivering that message?
(36:03) - Why is it so important to know employees and what makes them tick?
(45:45) - What’s the best way to make targeted communication as simple as possible?
(49:39) - What are the types of categories that allow people to do this in a meaningful way?
(1:01:37) - Final Thought: take the "corporate" out of your corporate communications.

Rusty Komori is a motivational speaker, leadership consultant, and tennis professional based in Honolulu, Hawai’i. From 1994 through 2015, he was the head tennis coach at Punahou School, where his boys’ varsity teams won an unprecedented 22 consecutive state championships, a national record in all sports that still stands.

Mentioned on the Show

• Learn more about Rusty Komori: https://www.rustykomori.com/
• Rusty’s newest book, Superior: https://a.co/d/gNod2DV
• Beyond the Lines (book): https://a.co/d/esYZ37b
• Beyond the Game (book) https://a.co/d/hHuAbsL

Timestamps
(2:02) - Welcoming Rusty.
(2:48) - How did you come to be a tennis coach?
(4:32) - Can you explain the dynamics of a tennis team?
(7:15) - How did you build a coaching philosophy?
(8:05) - How did you codify the experience of the leaders around you?
(10:54) - How did your philosophy change over the years?
(14:23) - How did you hold to your tenets through difficult situations?
(17:41) - How do you know when you’ve prepared enough?
(19:28) - Can you talk about "preparing until you can’t get it wrong"?
(23:57) - How do you help players navigate the pressure they put on themselves?
(28:13) - Is it compartmentalizing or accepting things that have already happened?
(36:17) - Do you meditate?
(38:40) - What does your self-talk sound like?
(47:00) - What are your best practices for having difficult conversations?
(49:35) - What is an example of feedback that isn’t attacking the person but the behavior?
(53:40) - How do we know when to take a risk?
(59:12) - Parting words.