As the war in Iran and disruption in the Strait of Hormuz affect global energy supplies, Singapore households are starting to feel the pinch in their transport and utility bills. A protracted war could also push up food prices and reshape spending habits. Dr Pushan Dutt, professor of economics and political science at INSEAD, explains how to navigate these price shocks and adjust your finances.

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Gold isn’t just jewellery or coins – ETFs can give you exposure to real bullion without the hassle of storage, long queues or steep bid-ask spreads. Lion Global Investors’ Ong Xun Xiang sits with Andrea Heng to explain the difference between synthetic and physically backed gold ETFs, vaulting jurisdictions and insurance that protect your holdings.

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A handshake or bank transfer may feel quick and sufficient when helping a friend in need. Yet disputes over repayment, interest and even whether it was a gift can arise years later. Family lawyer Ang Boon Yaw from Yeo Marini Law Corporation sits with Andrea Heng to break down how to protect yourself and manage the risk when it comes to lending money to your loved ones.

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Come 2028, CPF members will have another way to grow their retirement savings through investments that rebalances automatically over time. With low-cost providers expected and market risks involved, what should you consider before opting in? Christopher Tan from Providend joins Andrea Heng to discuss what you need to know.

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When one partner is risk-averse and the other wants to chase growth, how do you find a middle ground? Tiger Fund Management’s Jeremy Tan joins Andrea Heng to share practical tips on bridging the risk gap, explain why documenting contributions is an act of care rather than a lack of romance and discuss how to stay united when the markets - and your portfolio - take a dip.

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When you have 20 years before your child needs the money, the biggest risk may not be market swings but doing nothing at all. With education and healthcare costs rising, cash savings alone could fall short. Mahesh Sethuraman, CEO of Saxo Singapore, joins Andrea Heng to explain how parents can invest today for their children’s tomorrow.

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Financial losses are part of investing, but how you respond can shape your long-term outcomes. Grace Tay from Finexis Advisory sits with Andrea Heng to unpack how things can go wrong even if you follow all the rules and what you can do after a major financial setback.

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Limited edition toys, jewellery and sneakers may feel like good investments, but can they beat the stock of the companies behind them? Zavier Wong from eToro sits with Andrea Heng to unpack how the numbers stack up.

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