Let's chat about infinite banking: https://bit.ly/4lDK4Bw

Is Velocity Banking the same as Infinite Banking? Not even close.

In this episode, I, Chris Miles—cashflow expert and anti-financial advisor—break down the key differences between two often-confused wealth strategies: Velocity Banking (using home equity lines of credit) and Infinite Banking (using whole life insurance policies for tax-advantaged growth and liquidity).

While both strategies involve the concept of "banking on yourself" and accelerating financial growth, they are NOT created equal—and knowing the difference could protect you from major financial setbacks.

You'll learn:

• What Infinite Banking really is (and what it’s not)

• How Velocity Banking works using your home equity

• Why Infinite Banking gives you better long-term control, protection, and growth

• The hidden dangers of using HELOCs as your primary strategy

• The real-life example of a client who lost access to her HELOC overnight

• How people using Velocity Banking are now involved in lawsuits

• Why I used a hybrid approach—and how you can too

We’re seeing a massive uptick in people using Infinite Banking right now—and for good reason. With whole life insurance, you gain:

• Predictable growth (up to 6%+ today)

• Tax-free access to your money

• Protection from banks, creditors, lawsuits, and the IRS

• And the ability to double dip by investing your money while still earning interest

If you’ve been considering using either of these strategies—or if you’re wondering how to maximize your cash today—you need to listen all the way through.

Start making passive income: https://bit.ly/4lJ54a7

Get funded now: https://fundandgrow.com/moneyripples

Are banks turning you down for business funding? Wondering how to actually make your business "bankable" in 2025—without maxing out your personal credit cards or falling for social media myths?

In this episode of the Money Ripples podcast, I, Chris Miles, sit down with Amanda Webster—Director of Partnerships at Fund&Grow and a true expert in the world of business credit—to break down how business owners can actually get access to the money they need without sabotaging their future.

Whether you're a brand new entrepreneur or an experienced business owner trying to scale, Amanda explains why traditional advice about building business credit often leads to confusion—and in some cases, legal trouble. From the truth about personal guarantees, to credit card stacking myths, to the essential banking relationships you need to be building now, we cover it all.

You’ll learn:

• The key differences between personal credit and business credit (and why they matter)

• Why EINs don't automatically create business credit—and how to fix it

• What makes you "sexy" to banks in 2025

• Why business credit cards aren't as risky as you’ve been told (if used properly)

• What to do in your first 1–2 years of business to become fundable

• Why bank relationships are EVERYTHING (and how to build them)

• The right time to use SBA loans, lines of credit, or vendor trade lines

• Why you should NEVER use your debit card for business expenses

• And the #1 mistake people make when searching “business credit hacks” on YouTube or TikTok

Amanda even shares how Fund&Grow helps clients secure up to six figures in business credit using smart, phased approaches that align with each stage of your business. You’ll hear how their system works—and how you can get started with a FREE consultation through the link below.