A million dollars might sound like the goal… but in retirement, it's not about the number—it’s about the income. On this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure dive into why an income strategy matters more than a big pile of cash, and how you can create guaranteed lifetime income that lasts as long as you do.

Learn about:

• Why hope is not a plan
• How to turn savings into a reliable paycheck
• The “Three Bucket Strategy” to balance growth, safety, and liquidity
• Creating your own personal pension with an annuity
• Planning for life’s curveballs with confidence and clarity

Whether you’re just entering retirement or already there, Mike shares practical strategies to help you avoid common mistakes and build a rock-solid retirement income plan.

️ Schedule your free consultation today at MoneyMattersWithMike.com
Or call Mike directly at (704) 560-1573

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Ready to test the strength of your plan?
Schedule a FREE consultation with Mike Zaino today:
MoneyMattersWithMike.com
Call or text: (704) 560-1573

Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/

Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573

Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike

About the show:
On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Retirement isn’t just about stopping work—it’s about starting life on your terms. But without the right plan, retirement can become a different kind of stress.

In this episode of Money Matters with Mike, host Mike Zaino and producer Matt McClure walk you through a step-by-step summer checklist to upgrade your retirement plan. Whether you’re five years from retirement or already enjoying your golden years, this episode is packed with practical tips to help you optimize, protect, and enjoy your retirement savings.

What You’ll Learn:

• 5 crucial steps to improve your retirement plan today
• Why Social Security alone isn’t enough (even with higher checks in 2025)
• The power of decumulation—and how to shift from saving to spending
• The surprising impact of inflation on your future purchasing power
• How working with a pro can reduce stress and increase peace of mind

Mike also shares how a free, no-obligation consultation could be the key to turning your nest egg into a confident, sustainable future.

You deserve a retirement that feels like freedom—not fear.

Schedule your consultation:
Visit MoneyMattersWithMike.com
Or call 704-560-1573

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Ready to test the strength of your plan?
Schedule a FREE consultation with Mike Zaino today:
MoneyMattersWithMike.com
Call or text: (704) 560-1573

Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/

Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573

Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike

About the show:
On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

On this week’s episode of Money Matters with Mike, Mike Zaino and co-host Matt McClure go back to basics and unpack the essential strategies to help you retire confidently—no matter how much you’ve saved so far.

Learn how to:
✅ Maximize your Social Security benefits
✅ Eliminate your mortgage and boost monthly cash flow
✅ Build a personal pension for lifetime income
✅ Make smart, tax-efficient investment decisions
✅ Avoid emotional investing mistakes
✅ Use Roth conversions for long-term tax savings
✅ Create a spending plan that works
✅ Adopt the financial habits of the wealthy

Whether you're nearing retirement or already there, this episode is packed with actionable advice to help you live a comfortable and stress-free retirement.

Ready for a personalized plan? Schedule your free consultation now: MoneyMattersWithMike.com
Call Mike directly at: 704-560-1573

--

Ready to test the strength of your plan?
Schedule a FREE consultation with Mike Zaino today:
MoneyMattersWithMike.com
Call or text: (704) 560-1573

Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/

Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573

Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike

About the show:
On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.