Merging Life and Money with MJ Caesar Podcast Por Marie Jo Caesar arte de portada

Merging Life and Money with MJ Caesar

Merging Life and Money with MJ Caesar

De: Marie Jo Caesar
Escúchala gratis

This podcast is for overwhelmed and frustrated professionals mainly women between the ages of 35 and 60 + who are ready to develop and apply the relevant financial skills and knowledge they need to take control of their money, better manage their finances, reduce their financial worries, and understand that they can live their best life with the money they have. I will be sharing valuable information about how to achieve financial wellness from the inside out and live a purposeful life with the money you have. Also, I will be inviting guests to share what they know with a view to empowering them with what they know about money and finance. So tune in and discover the practical and personal solutions to everyday money challenges.

© 2026 Merging Life and Money with MJ Caesar
Economía Gestión y Liderazgo Liderazgo
Episodios
  • Ep. 202 - IS YOUR RETIREMENT PLAN REACTING...OR BUILDING?
    Feb 9 2026

    Send a text

    Retirement rules are changing, and what you don't know can derail your financial future. In this episode, Marie-Jo Caesar explores how legislative shifts like the Secure 2.0 Act and updated IRS guidance are reshaping retirement planning—from 401(k) access to alternative investments.

    But retirement planning isn't just about regulations. Marie-Jo addresses the real-life pressures that influence your choices: housing affordability, family responsibilities, and the emotional pull to act quickly when uncertainty rises. You'll learn why clarity and coherence matter more than speed, and how to build a resilient strategy that withstands shifting rules and life's unpredictability.

    Retirement planning is deeply personal. This episode helps you align your financial choices with the future you want to protect. Plan with purpose, not panic.

    Support the show

    Connect with me:
    Instagram: https://www.instagram.com/thefinanciologist/
    Facebook: https://www.facebook.com/merginglifeandmoney
    YouTube: https://www.youtube.com/@merginglifeandmoney
    LinkedIn: https://www.linkedin.com/in/mjcaesar

    Click this link https://mariejocaesar.com/fmtq/take-the-quiz to take the "Discover Your Financial Mindset Type” Quiz, so you can start taking control of your financial destiny and transform your financial identity.

    Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

    Más Menos
    50 m
  • Ep. 201 - RETIREMENT BIGGEST LIE - WHY THE 4 percent RULE COULD BE FAILING YOU!
    Aug 9 2025

    Send a text

    Unlocking Retirement Security with Steve Selengut: Income Independence Strategies

    In this episode of the Merging Life and Money Show, host Marie-Jo Caesar welcomes special guest Steve Selengut, a bestselling author and investment advisor with over 40 years of experience. Steve shares his unique approach to retirement planning, focusing on generating reliable income without selling investments—a strategy effective in both rising and falling markets. The discussion covers essential topics such as the concept of income independence, risk minimizers, portfolio management, and the critical importance of diversification. Steve also compares portfolio management to running a department store, emphasizing the need for quality, diversification, and profit-taking. This episode provides valuable insights for anyone aiming to achieve financial security and peace of mind in retirement.

    3 Main Points

    Income Independence Focus:

    Steve Selengut highlights the importance of generating a steady income stream for retirement, ensuring financial security despite market changes, rather than solely accumulating wealth

    Four Financial Risk Minimizers:

    Steve identifies four key strategies to reduce financial risk—quality, diversification, income, and profit-taking—essential for protecting investments and maintaining stability, especially for retirees.

    The Department Store Analogy:

    Steve likens portfolio management to a department store, emphasizing the importance of diversification and inventory management to spread risk and consistently secure profits.


    🕒 KEY MOMENTS IN THIS EPISODE

    00:00 – Special Guest Introduction

    01:59 - Income Independence vs Wealth Accumulation

    07:58 - The 4 Great Financial Risk Minimizers

    17:40 - Implementing Risk Minimizers for Average Investors

    20:54 - Risk Minimizers Across Different Life Stages

    23:31 - Adjusting Financial Thinking in Today's Economy

    25:21 - The Department Store Analogy

    27:30 - Inventory Management Strategies

    30:50 - Restocking Techniques

    32:40 - Importance of Diversification

    35:00 - Tenant Selection Best Practices

    41:54 - Achieving Income Independence

    47:10 - Understanding the 4% Rule

    52:30 - Steps to Achieve Income Independence

    Support the show

    Connect with me:
    Instagram: https://www.instagram.com/thefinanciologist/
    Facebook: https://www.facebook.com/merginglifeandmoney
    YouTube: https://www.youtube.com/@merginglifeandmoney
    LinkedIn: https://www.linkedin.com/in/mjcaesar

    Click this link https://mariejocaesar.com/fmtq/take-the-quiz to take the "Discover Your Financial Mindset Type” Quiz, so you can start taking control of your financial destiny and transform your financial identity.

    Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

    Más Menos
    1 h y 5 m
  • Ep. 197 - HOW TO TAKE BACK CONTROL FROM BANKS
    Jul 29 2025

    Send a text

    Unlocking Wealth: The Infinite Banking Concept Explained | Merging Life and Money Show

    Join host Marie Jo Caesar as she welcomes the Dew brothers, Jonah and Jeremiah, to the Merging Life and Money Show. Known for their expertise in the Infinite Banking Concept (IBC). They break down complex financial strategies into easily digestible steps.

    Discover how high cash value whole life insurance can serve as a private banking system to build generational wealth. Learn about financial management, the importance of stewardship, and actionable insights to transform your financial future.

    3 Main Points

    Wealth Building and Stewardship

    Financial Management and Cash Flow

    Infinite Banking Concept (IBC)


    🕒 KEY MOMENTS IN THIS EPISODE

    00:00 Welcome and Guest Introduction

    02:55 Core Values: Stewardship and Wealth Building

    05:48 Key Decisions for Financial Growth

    09:18 Complementary Skills in Wealth Building

    13:01 Misconceptions About Generational Wealth

    17:40 Debt Reduction Journey

    21:41 Common Financial Management Mistakes

    27:04 Impact of Fatherhood on Financial Planning

    33:05 Success Stories and Financial Education

    38:25 Introduction to the Save and Spend System

    38:36 Understanding Infinite Banking

    39:32 The Three Cup Setup Explained

    41:13 Financial Literacy vs. Financial Education

    42:54 Discovering the Infinite Banking Concept

    46:08 Simplifying Infinite Banking for Others

    50:00 How High Cash Value Whole Life Insurance Works

    01:00:28 Underwriting and Long-Term Commitment

    01:06:50 Common Objections and Misconceptions

    01:10:36 Future of Infinite Banking

    01:13:08 Final Thoughts and How to Connect

    Support the show

    Connect with me:
    Instagram: https://www.instagram.com/thefinanciologist/
    Facebook: https://www.facebook.com/merginglifeandmoney
    YouTube: https://www.youtube.com/@merginglifeandmoney
    LinkedIn: https://www.linkedin.com/in/mjcaesar

    Click this link https://mariejocaesar.com/fmtq/take-the-quiz to take the "Discover Your Financial Mindset Type” Quiz, so you can start taking control of your financial destiny and transform your financial identity.

    Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

    Más Menos
    1 h y 19 m
Todavía no hay opiniones