Financial Skills for Teens

A Beginners Guide to Budgeting, Saving, and Investing. Everything a Teen Should Know About Personal Finance

De: Jeffrey Simmons

Narrado por: Shawn Stutts

Unlock the secrets to financial independence–start building your wealth now, even if you're a teen with zero experience!

Are you a teen with big dreams but unsure about managing money?

Ever looked at your empty wallet and thought, "There’s got to be a better way"?

If you’re tired of waiting for that "someday" when you magically understand finances, this book is for you!

Financial Skills for Teens: A Beginner’s Guide to Budgeting, Saving, and Investing will help you start your financial journey now. You don’t have to wait for adulthood. With the right tools, you can begin making smart money moves today.

• A simple guide to understanding the basics of money and finance, no jargon included.
• 5 practical strategies to manage your money, even if you’re starting with lunch money.
• How to set and achieve personal financial goals with real-life examples.
• Tips on avoiding bad debt and understanding good debt.
• A step-by-step guide to creating your first budget and spending plan.

Here’s the deal: This book won’t make you a millionaire overnight. But it will give you the tools to secure your financial future and move closer to your wealth goals.

Whether you’re earning pocket money or working a part-time job, this guide will show you how to make every penny count.

Take the first step towards financial security. Get this book now.

©2024 Jeffrey Simmons (P)2025 Jeffrey Simmons

Made Me Feel in Control for Once

I used to feel totally lost when it came to money. This audiobook actually made things click for me budgeting, saving, and even starting to invest didn’t seem so intimidating anymore. It felt like someone finally explained things in a way that made sense, without talking down to me. I’ve already started tracking what I spend, and it’s weirdly satisfying. If you're a teen and want to stop feeling clueless about money, this is honestly a solid start.

Must-Have Financial Starter Guide for Teens

Financial Skills for Teens by Jeffrey Simmons is an incredibly helpful primer that will clearly and concisely instruct the reader on the foundational knowledge of budgeting, saving, and investing. As a financial advisor, Simmons breaks down personal finance management into approachable steps for teens, with plenty of real-life examples to back it up. The book provides teens with the necessary tools and knowledge to confidently manage their money and make wise financial decisions. This is a no-nonsense approach to personal finance for teens, guiding young people through the process with encouragement and simple concepts to empower teens to build smart financial habits from a young age. The examples given are on-point and applicable for most readers, which will help kids understand and relate to concepts like budgeting, interest, compounding, and more.

actually made money make sense

I listened to this on a weekend walk, and it just clicked. It breaks down stuff like budgeting and saving without sounding like a lecture or using words that make your brain freeze. Shawn has this easygoing tone that keeps it moving and makes it feel more like a chat than a class. I do wish there was a bit more on investing, but for getting started, it’s perfect. Honestly, this should be required listening for teens or anyone who feels lost with money. I only wish I had found it sooner.

Builds financial skills from the ground up

This audiobook starts with the basics of budgeting, savings, and credit to cover all of the ground you need for a solid financial skills foundation. The author uses age-appropriate language and real-life scenarios that are both enjoyable and instructive to listen to. Highly recommended for those who want to build their finances step by step without any fluff.

Great Intro to Money for Teens

I have a 10-year-old son, and while he’s not quite ready for this book yet, I know it’ll be an amazing resource in a few years. Financial Skills for Teens explains money in a way that’s clear, relatable, and easy to understand—covering budgeting, saving, debt, and even investing with real-life examples. I wish I’d had something like this growing up. It’s the kind of guide that can help kids build confidence and make smart financial choices from the start. I’m holding onto it because I know it’ll help him when the time is right.

Realistic Examples

The author uses realistic examples to show teens why managing money wisely is so important, and how small, smart choices now can set them up for real success later on. The tone is encouraging and never condescending, making it both approachable and motivating.

Whether it’s learning how to avoid common spending traps, understanding how compound interest works, or simply figuring out how to build a basic budget, this audiobook covers it all in a way that feels practical and doable.

If you’re a parent looking to give your teen a head start in life, or a teenager who wants to feel more confident and in control of your money, I highly recommend Financial Skills for Teens.

Great information for a super important topic!

I loved listening to this book! There is so much great information here that I should have learned many years ago. Simmons goes through a step-by-step approach on how to create a foundation of financial confidence and security that is vitally important for young people to understand. Highly recommended!

Money Finally Makes Sense

Money stuff used to feel super confusing until this book laid it all out clearly. From budgeting lunch money to understanding how credit works, every section had real examples that actually felt doable. Loved how it didn’t assume a ton of experience and didn’t talk down either. The budgeting and saving tips are already making a difference, and the investment part? Eye opening. Even learned how to avoid dumb money mistakes that most teens make. Perfect for anyone wanting to build solid money habits early, without needing to know a thing going in.

Understanding on the listener’s wavelengths

I really liked how, in the introductory chapters, Jeffrey Simmons (author), mentioned that financial terms that might sound complicated don’t actually have to be, and that they can become as familiar as the lyrics to your favorite song. This was such a smart way to look at it, because so many young people get daunted by words such as “investment vehicle, “exchange traded funds,” or “divided paying stocks,” but once they learn the basic principles, it really isn’t rocket science. So I totally loved the song lyric analogy and thought it was a great way to get on the listener demographics’ wavelength. I also really enjoyed how the author instills the mindset of “I could use my money to buy this new gadget OR perhaps I could get better returns by saving it?” Seems simple, but instilling this mindset in the next generation is what’s eventually going to make them financially free and stable - not just spending the moment they get money!

EVERY TEEN NEEDS TO HEAR THIS

Just finished this and honestly, it should be handed out with every high school diploma. It's super beginner-friendly and explains the whole money thing—budgeting, saving, investing—in a way that actually sticks. No dry finance talk, just real tips teens can actually use. I kept thinking, “Where was this when I was 16?” If you're a teen or know one who's starting to earn or spend their own cash, this is a no-brainer. Super useful, quick listen, and totally worth it.