Disability Lawyer Goshen, NY

Markhoff & Mittman in Goshen, New York is a Disability benefits law firm that helps clients who have long term disability insurance get the benefits they deserve for their long term disability. Long-term disability insurance protects your income in the event you are unable to work due to illness or injury. While short-term disability insurance normally only lasts 6 months, long-term disability insurance can last five to ten years, if not all the way until your retirement age depending on the policy you purchased. Unfortunately, insurance companies regularly deny benefits because that’s what they do. Call our Goshen Disability lawyers for help with your appeal. 

Our local long and short-term Disability attorneys have helped clients with their claims in Goshen, New York including but not limited to Goshen, Newburgh, New Windsor, Beacon, Little Britain, Rock Tavern, Maybrook, Vails Gate, Washingtonville, Blooming Grove, Howell, Kipps, New Hampton, Hamptonburgh, Campbell Hall, Michigan Corners, Mechanicstown, Scotchtown, Middletown, and Chester.

Disability Claims - How To Apply

To apply for either program, you'll need to prove that you are unable to perform any type of job because of a medical condition or injury, and that you've worked long enough to earn at least $1,040 per month. You must also be under age 65.

If you're approved for benefits, they will pay you monthly until you reach retirement age, usually 66 years old. This amount is called your "primary insurance amount" (PIA), and it's what most people think about when they hear the word "disability." The PIA is the maximum benefit you may collect each month. It does not change over time.

In addition, if you have children under 18, you may qualify for child's insurance benefits (CSIB). CSIB pays a portion of your primary insurance amount to your family members. Your spouse and unmarried children under 21 may also qualify for spousal benefits (SSB).

What Is Disability Insurance?

Social security disability insurance (SSDI) is a federal program that provides income to people who are unable to work due to an illness or injury. The money comes from taxes paid by the working population, and it’s meant to help those who can no longer earn a living because of their condition. It also helps pay for medical expenses in addition to basic necessities like food and housing.

The SSDI program was first established in 1935 as part of Franklin D. Roosevelt’s New Deal legislation. Since then, Congress has made several changes to the program, including expanding eligibility criteria and increasing benefits.

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