Credit Repair

Remove Negative Accounts and Increase Your Score Quickly by Using Federal Laws That Favor You

By: Dana Lee

Narrated by: Gary Westphalen

Length: 2 hrs and 58 mins

Publisher's summary

Credit Repair - second edition

Real-life, real-world credit repair and score-increase tactics. Includes real credit letters and disputes.

There’s no need to hire attorneys or credit-repair firms. All they do is send out a templated letter anyway, and creditors get those all the time.... Big deal.

When the actual debtor (you) sends a serious letter...whoa, watch out.... Consumer laws being brandished on the collector/creditor! They don't like that and will do whatever necessary to get rid of you fast if you reach the right person and say the right things.

These proven strategies can work for anyone. This audiobook will show you how to take action and restore or improve your credit.

When doing credit repair...you want your negative information deleted; do not settle for any other status.

Let’s face the facts here; without good credit, you spend a lot more money on things like mortgages, car loans, insurance, and cell phone plans. Even healthcare can cost a lot more. And let’s not forget that nowadays employers usually will check your credit to ensure you aren’t a financial risk to them. If your credit sucks and it’s a job you really want, how awful would that be if you get passed over because of your credit score or credit report?

Collections and judgment - get them deleted.

Dispute your credit the right way using federal laws in your favor. The Consumer Acts are vast and complex; almost every debt collector or creditor has a violation somewhere in their operations. They’re almost impossible not to violate.

Write credit letters from “hell” and state your demands.

No company likes dealing with debtors who know the Consumer Acts and use them to their advantage. Most companies can barely adhere to the vast consumer laws and fair credit acts, however minor; most companies violate some aspect of the laws at one time or another.

If you can't find a Fair Credit violation, use the cybersecurity breach tactic. This one is very serious. The government wants large corporations to secure your data; if they are recklessly handling your information, this falls under the cybersecurity mandates and is definitely going to get their attention.

©2018 Dana Lee (P)2018 Dana Lee

Best one

This is a fine book on how to understand and repair your credit rating. It's a succinct and to the point book, which is ideal for anyone who wants to get up to speed with credit repair and work out a strategy that is effective!

extremely good

Very easy and extremely informative for someone like me who knows little to nothing regarding investing.

Easy read great tips

Simple workable ideas. Bought this for my son, but I learned a few things myself. The illustrations were bleary but you could figure it out

Credit Repair

I have added things from this book to my classes! Both things new information I learned and strategies for successful credit rebuilding. I can't say enough about how vital this book is if rebuilding credit is where you are. I will reference this book always as I go on in my career as a credit education trainer. Buy this book - you will NOT be disappointed. Just a satisfied customer who recognizes quality and experience in his own field.

nice book

This book was truly useful and proficient. Highly recommend! I love that the author reminds us that the purpose of credit is not to trap us into debt, but to be used as a stepping stone to build assets that can create additional income.

Great Book!

Great Book! It's working for me send out letters one week get a response the following week or week after. Definitely stay away from credit repair companies and do it yourself. The only downfall is if you have to manually write out your letters, yes it sucks but hey in most cases you get the results you're seeking.

Repair your credit score with this audio-book!!

Like most people, I was hesitant at first but I can't argue with the results. This audio-book was a tremendous help in starting to repair my credit. I had a derogatory mark on my report that I had already planned on paying $500 to have the account "paid in full" but would still show up on my report as a negative. Before I sent my payment I purchased the audio-book, found my situation, mailed the appropriate letter, and a month later the negative mark was removed from my credit report and stayed off without me having to pay anything. I saved $500 dollars! That alone was worth me getting this audio-book.

Be conscious about your credit

Good listen..very informational. I like the ease it provides to the listener. It's a very simple guide to repairing your credit.

nice book

On that alone, I would recommend this book to just about anyone looking to manage their own finances

fabulous guide

This will motivate and help them maintain their debt-free status while at the same time, encouraging them to make use of credit in a more financially secure