Credit card expert Beverly Harzog shares how she went from being a credit card disaster to a credit card diva. When Beverly got out of college, she spent the next 10 years racking up debt on seven credit cards. Credit card limits, she believed, were merely "guidelines", certainly not anything to be taken seriously - especially if she was in dire need of a new pair of shoes. The fact that she was a CPA at the time adds an ironic twist to the credit quagmire she slowly descended into.
In Confessions of a Credit Junkie, Beverly candidly details her own credit card mishaps and offers easy-to-follow advice, often with a touch of Southern humor, to help others avoid them. In this much-needed audiobook, you'll learn:
- How to use the Credit Card Personality Quiz to choose the right credit cards
- The seven ways to use a credit card to rebuild credit
- How to get out of debt using a balance transfer credit card - and pay zero interest while doing it
- Credit card strategies to save a bundle on groceries, gas, and more
Anyone in debt will benefit from the down-to-earth, practical tips Beverly offers.
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Well worth it
She made a difficult topic entertaining. She took time to break down the legal jargon and offered tips for how to attack/capitalize on credit usage.
- D. Banks
Great listen (Read)
I found my focusing drafting on some parts because they were difficult to visualize as she was explaining. And I also found some of her explanations a bit confusing, but overall I'm glad I found this book and this author. I love her style of writing and the way she presents the information to you in a way that doesn't seem daunting. I'm excited to go out and try the new information that got from this book. I'll be giving certain chapters a re-listen and taking notes. I also bought her other book so I can't wait to combine the two and really become a savvy person.
Great tips if you are an American
What could have made this a 4 or 5-star listening experience for you?
I liked the first 2 chapters. Great tips if you are from the States and had issues with credit cards in the past.
What was your reaction to the ending? (No spoilers please!)
After the fact that she introduces the credit card types, none applies to the European economies. So the book became useless for me.
What aspect of Lyndsay Vitale’s performance would you have changed?
The performance was OK. Not great though.
What reaction did this book spark in you? Anger, sadness, disappointment?