Rising health care expenses have created enormous amounts of pressure in the health care system. A recurring theme is the need for reforms in the health care sector. Addressing the issues of efficient set up, equity, and the easiest possible access to medical care, critical reforms must come. Alternate funding sources must be sourced. Regional disparities must be borne in mind also, before getting deeper into the core of the issues. This is an attempt to shed light on the major areas that warrant the attention of the majority of consumers of health care.