War in the Middle East. Oil past $100 a barrel. Markets swinging on a tweet. Your petrol bill climbing. What does any of this actually mean for your super, your investments, and your financial plan?

Billy and Andrew have been fielding this question from clients all week and in this episode, they give you the honest, no-politics breakdown of what's happening, why it matters to everyday Australians, and what to do (and not do) with your money right now.

Because in moments like this, the biggest risk to your wealth isn't the conflict. It's your reaction to it.

-

This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706

Episode Highlights

• Why the Strait of Hormuz hits your grocery bill, not just the petrol pump

• Inflation vs. recession — which risk is bigger right now?

• What stress in the bond market is quietly telling us

• Duration, not the event — why how long this lasts matters most

• The practical steps to protect your position and stay invested with confidence

Connect with Billy and Andrew!

360 Financial Strategists

Check out our latest episode here:

Apple Podcast

Spotify

Welcome back to another episode of the 360 Money Matters Podcast!

In this episode, Billy and Andrew break down one of the most common questions they get from first home buyers:

Should you put your money into property… or into ETFs?

With years of experience advising real clients, they go beyond social media opinions and look at the numbers, the risks, and the real-world behavior that actually shapes outcomes.

If you're trying to decide where your first serious investment should go, this episode will help you think clearly, avoid common traps, and choose a strategy you can stick with long term.

-

This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706

Episode Highlights

• The true costs of buying property vs investing in ETFs

• How historical returns compare over 30 years

• Why leverage makes property powerful, but also more risky

• The impact of liquidity and diversification

• The often ignored behavioral factor that changes everything

Connect with Billy and Andrew!

360 Financial Strategists

Check out our latest episode here:

Apple Podcast

Spotify

Welcome back to another episode of the 360 Money Matters Podcast!

In this episode, Billy and Andrew break down every method of paying yourself as a business owner, when each one makes sense, and how to structure your income to legally reduce tax, protect your wealth, and actually see how your business is performing. They also make the case for why superannuation remains the most overlooked wealth-building tool for the self-employed, and why ignoring it could cost you more than you think.

Discover why how you pay yourself could be the difference between building wealth and just staying busy.

-

This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706

Episode Highlights

• Salary vs dividends vs trust distributions, and when to use each

• How franking credits work and why they always bring you back to your marginal rate

• The "lifestyle salary rule", why paying yourself the right base changes everything

• Why mixing personal and business finances destroys your ability to read business health

• Distributing trust income to adult children

• Superannuation as a tax reduction tool and a creditor-proof safety net

• The bucket company strategy — how to delay tax obligations and invest at a lower rate

Connect with Billy and Andrew!

360 Financial Strategists

Check out our latest episode here:

Apple Podcast

Spotify