Health Insurance Plans

The American health insurance system is anything but simple to maneuver. Health plan enrollees become entangled in an intricate and opaque maze of confusion, often resulting in frustration, regret, and deep debt. Health plan and health care technology veteran Marc S. Ryan seeks to demystify the US health care system, helping Americans become wiser consumers and allowing them to navigate the maze with more confidence and certainty. Using his decades of experience, Marc outlines a bipartisan blueprint to transform America’s unique system without upending the employer-based system.

This book is intended to help candidates prepare for the Life, Accident and Health insurance exam. You may see some or all of these questions on your actual exam.

Mastering Life and Health Insurance can open a stable, rewarding career—while helping others protect their future. From fundamental insurance principles like risk, hazard, and underwriting to complex policy types such as term life, whole life, universal life, and disability income coverage—this guide breaks down complicated concepts into easy-to-understand language.

You are no doubt a busy student with a lot of things going on! It can be challenging to find the time to read your textbooks in preparation for the life and health insurance exam. However, the truth is that the life and health insurance exam is a challenging test. It is normal to have some anxiety about taking this test.

Are you eager to join the hundreds of people already profiting as insurance agents? Are you Feeling overwhelmed by the vast material, tight schedules, or fear of retakes? Well, I have something to tell you… Over the years, I’ve helped more than 200 people earn their insurance license. Most wanted the same things: a better lifestyle, more family time, or a higher income. But many saw their goals blocked by the exam—dense with technical terms and questions that felt overwhelming. From my experience, nearly 87% of the candidates I worked with had failed once or felt stuck.

Prepare with focus and confidence using Conquer the North Carolina Life and Health Insurance Exam in Under 90 Minutes: Tar Heel State Licensing Guide. This concise, audiobook-friendly study guide is designed to deliver essential knowledge in a clear and practical format. Inside, you’ll find straightforward coverage of life insurance basics, health plans, disability income, and annuities, along with North Carolina-specific insurance laws and regulations. Each chapter explains the core principles without unnecessary filler, helping you understand contracts, benefits, policy provisions, and ...

The Conquer the Exam in Under 90 Minutes series is the original audiobook-first exam prep solution. These guides are designed for focus and efficiency, so you can master the essentials quickly without getting buried in filler. What sets this audiobook study guide apart is what it is not. It is not a tedious narration of a textbook hundreds of pages long. It is not weighed down with endless practice questions that don’t work in audio format. And it is not a generic guide with only a state name swapped into the title. Instead, this guide is a quick, targeted review of the most important ...

You are no doubt a busy student with a lot of things going on! It can be challenging to find the time to read your textbooks in preparation for the life and health insurance exam. However, the truth is that the life and health insurance exam is a challenging test. It is normal to have some anxiety about taking this test.

The Conquer the Exam in Under 90 Minutes series is the original audiobook-first exam prep solution. These guides are intentionally concise, with short, clear paragraphs that explain exactly what you need to know. Each book is designed to be completed in a single sitting — or listened to on the go — so you can master the essentials quickly without being buried in hundreds of pages of filler or endless practice questions. This focused study guide is written specifically for the Pennsylvania Accident and Health Insurance Exam. It covers everything tested on the official state outline, ...

Conquer the Nevada Health Insurance Exam in Under 90 Minutes delivers a focused, content-rich review of the essential health insurance concepts tested in Nevada. Designed for fast study and complete clarity, this guide explains the structure of medical plans, disability income coverage, managed care models, long-term care insurance, and the full range of individual and group health benefits. Each chapter uses concise, easy-to-follow paragraphs that make the material ideal for audiobook listening and quick comprehension. The book explores major federal programs—including Medicare, Medicaid...

If you want to pass the life and health insurance exam but don’t have a lot of time for studying, pay attention.... You are no doubt a busy student with a lot of things going on! It can be challenging to find the time to read your textbooks in preparation for the life and health insurance exam. However, the truth is that the life and health insurance exam is a challenging test. It is normal to have some anxiety about taking this test. Thorough preparation cannot be overlooked. That is why the author Alexis Monroe, an insurance professional, developed the life and health insurance exam!

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This focused study guide is designed to help aspiring producers master the essential concepts for the Washington Life and Disability Insurance Exam. With clear explanations, short paragraphs, and an audiobook-friendly format, it provides a direct path to understanding the principles, policies, and laws tested on the state exam. Inside you’ll find complete coverage of life insurance basics, policy structures, annuities, health and disability contracts, medical and group plans, federal tax considerations, and the key Washington state regulations that govern insurance practice. Each chapter ...

Prepare with focus and clarity for the North Carolina Health Insurance Exam. This concise guide covers the essentials of health policies, disability income, medical plans, and the regulations that shape insurance practice in the Tar Heel State. Written in clear language, it provides the structure you need without unnecessary repetition. Each chapter explains key concepts in health coverage, from the fundamentals of individual and group policies to the details of state-specific requirements. Complex rules such as renewability, continuation, replacement, HIPAA, and the Affordable Care Act are...

Conquer the New Jersey Accident and Health Insurance Exam in Under 90 Minutes offers a concise yet comprehensive review of every topic you need to know to earn your health insurance producer license in the Garden State. Designed for clarity and efficiency, this focused guide covers the full range of tested domains—from accident and health policy basics to New Jersey’s specific insurance laws and ethical standards. Each chapter delivers clear explanations in short, easy-to-follow paragraphs ideal for quick reading and audiobook listening. You’ll explore the essentials of disability ...

The Conquer the Exam in Under 90 Minutes series is the original audiobook-first exam prep solution. These guides are intentionally concise, with short, clear paragraphs that explain exactly what you need to know. Each book is written to be completed in a single sitting — or listened to on the go — so you can master the essentials quickly without being buried in hundreds of pages of filler or endless practice questions. Conquer the Illinois Accident and Health Insurance Producer Exam in Under 90 Minutes: Prairie State Licensing Guide — Covers Illinois Medical Plans, Disability, and ...

The 2025-2026 Edition: Updated with crucial law changes affecting Social Security & Medicare in 2025 and 2026 Is a single, overlooked deadline or a simple misunderstanding about the rules costing you hundreds or even thousands of dollars in retirement? Navigating Social Security and Medicare can feel like walking through a minefield. The rules are complex, the advice from friends is often outdated, and one wrong step can lead to lifelong penalties, permanently reduced benefits, and unexpected healthcare costs that deplete your hard-earned savings. But it doesn’t have to be this way. 101 ...

We are living in an era where healthcare costs escalate annually, income is unstable, and risks do not knock before arriving. In this context, life insurance - once seen as a mandatory expense - is gradually revealing a completely different role: a smart, proactive, and deeply humane financial protection strategy. The book you are holding is not a technical document. It is a wake-up call. It is a map. It is a tap on the shoulder reminding you that: if you don't plan to protect yourself and those you love, who will do it for you? Inspired by the wave of self-sufficiency in corporate ...

Conquer the Massachusetts Health Insurance Exam in Under 90 Minutes: Study Guide Covering Medical Plans, Disability, Long-Term Care, and Massachusetts Health Regulations — Licensure in the Bay State offers a concise, focused review of essential health insurance concepts. Designed for quick mastery, this guide provides clear explanations of medical plans, managed care structures, disability income protection, and long-term care coverage, along with the Massachusetts-specific laws and consumer protections that govern the industry. Each chapter delivers the fundamentals of insurance ...

Prepare with confidence using Conquer the Virginia Health Insurance Exam in Under 90 Minutes: Old Dominion State Licensing Guide. This focused study guide is designed to help you master the essential topics tested on the Virginia Health Insurance licensing exam in a concise, easy-to-follow format. Each chapter delivers clear explanations of medical plans, disability income insurance, group health coverage, policy provisions, and federal market reforms, along with Virginia-specific rules and regulations. You’ll gain an understanding of key concepts such as accident and sickness policies, ...