Government Retirement

It’s no secret that hundreds of companies have been slashing pensions and health coverage earned by millions of retirees. Employers blame an aging workforce, stock market losses, and spiraling costs - a perfect storm of external forces that has forced them to take drastic measures. But this so-called retirement crisis is no accident. Award-winning investigative reporter Ellen E. Schultz reveals how large companies and the retirement industry - benefits consultants, insurance companies, and banks - have all played a huge, hidden role in the death spiral of American pensions and benefits.

Learn the ins and outs of the social security system in this accessible, easy-to-navigate guide with refreshed, updated information in Social Security 101, 2nd Edition. Too often, writing about social security turns the noteworthy details of the benefits into boring details about regulations or...

Florida has long beckoned retirees seeking to spend their golden years in the sun, but, for many, the American dream of owning a home there was financially impossible. That changed in the 1950s, when the so-called "installment land sales industry" appeared out of nowhere to hawk billions of dollars of Florida residential property, sight unseen, to retiring northerners. For only $10 down and $10 a month, working-class pensioners could buy a piece of the Florida dream: a graded homesite that would be waiting for them in a planned community when they were ready to build.

The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own—and the nation's—retirement security.

Because the Social Security program is a cornerstone of American life, myths and rumors abound regarding the program’s rules and criteria. With over 50 years of experience helping people understand Social Security—first as a Social Security Administration employee and then as a syndicated columnist with Creators Syndicate— Tom Margenau is uniquely equipped to clarify the truth behind the 100 common myths compiled in this book. If you still have questions after reading this book, Margenau is ready to help. Just send him an email at thomas.margenau@comcast.net.

America's leaders say the economy is strong and getting stronger. But the safety net that once protected us is fast unraveling. With retirement plans in growing jeopardy while health coverage erodes, more and more economic risk is shifting from government and business onto the fragile shoulders of the American family. In The Great Risk Shift, Jacob S. Hacker lays bare this unsettling new economic climate, showing how it has come about, what it is doing to our families, and how we can fight back.

Retirement insecurity is an increasingly serious manifestation of the vast inequality that risks destroying the social fabric in America. The nearly inevitable consequence of lifetime wage discrepancies, security in retirement is linked to the kinds of jobs we hold during our work lives. That, in turn, is a product of all the forces leading to historic levels of inequality, forces that have protected the very wealthy, destroyed any hold on stability for the poor, and gradually eroded the security of the vast middle class.

Laying out the nine common hazards that trip up otherwise well-prepared retirees to encourage you to think through your decisions and set a course aligned with your values and your ultimate goals, Retirement Fail helps you identify potential pitfalls and teaches how to safeguard your hard-earned retirement assets. Contrary to what most people think, it is not poor portfolio performance that usually busts your retirement accounts. Rather, it's the emotional decisions you make that can cause major problems.

There is nothing as powerful as a “girl” with a mind for money-making coupled with a purpose that lives way beyond the money. Through A Wealthy Girl, you will learn that you don’t have to be male, rich, old, or white, to be wealthy. This book is not your ordinary wealth-building book. Your wealth is beyond what sits in your bank account - it embodies your relationships, your craft, and your faith. Through the in-depth pages of A Wealthy Girl, you will be shaped by a new wealth conversation, rooted in both the tangible and intangible aspects of wealth.

Encore tells the stories of encore career pioneers who are not content, or affluent enough, to spend their next 30 years on a golf course. These men and women are moving beyond midlife careers yet refusing to phase out or fade away. As they search for a calling in the second half of life and focus on what matters most, these individuals stand to transform the nature of work in America.

Among the topics Gerri Willis tackles in the book: how the Progressive agenda has robbed Americans of their financial self-confidence (a new Blackrock survey shows that 4 out of 10 Americans haven't even started saving for retirement) - and how to get it back; how the wide-open spigot of loan dollars has encouraged college and university administrators to boost tuition and fees each and every year; and more.

Bill Novelli doesn't believe that retirement has to mean rocking one's way into the sunset. As the head of the strongest organization of retired people in the world, the AARP, Novelli believes that retirement can be a time of action and influence rather than one of illness and decline.

Nadie esperaba mucho de ellos. Todos - políticos y sociólogos, analistas y politólogos - daban a los mayores españoles por amortizados y semienterrados. Habían sacado la cabeza entre las mareas de indignación que nos visitan de manera periódica, sobre todo desde el 11-M - los famosos yayoflautas - pero nadie esperaba que su función fuera más allá de la de meros comparsas.

In an era when people live longer and want (or need) to work past the traditional retirement age, the Vita Needle Company of Needham, Massachusetts, provides inspiration and important lessons about the value of older workers. Vita Needle is a family-owned factory that was founded in 1932 and makes needles, stainless steel tubing and pipes, and custom fabricated parts. As part of its unusual business model, the company seeks out older workers; the median age of the employees is seventy-four.

Rente ist keine Belohnung. Sie ist das Endlager für Menschen, die ihr Leben lang funktioniert haben, ohne je zu leben. Freiheit war nie eine Prämie für Gehorsam. Sie ist ein Zustand, der in dir entsteht, wenn du aufhörst zu warten und anfängst zu leben.