If you’re self-employed, in sales, or running a small business, you know the budgeting struggle is real. But inconsistent income doesn’t mean you’re off the hook — it just means you need a smarter plan.

Nick shares a four-part framework inspired by YNAB (You Need a Budget) and shaped by real-world experience:

1. Only budget dollars you have — no guessing games.
2. Prioritize spending by what matters most (including giving and saving).
3. Break big, rare expenses into monthly habits.
4. Build a buffer during your "hill" months to survive the valleys.

This episode is packed with practical help, biblical stewardship, and avocado jokes. (Seriously.)

🛠️ Tool Mentioned: YNAB’s guide to irregular income

📩 Want help building your own budget? Reach out via openhandedwealth.com/onedegree

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🌐openhandedwealth.com

I want to use whatever gifts I have received to serve others, as a faithful steward of God’s grace in its various forms. — 1 Peter 4: 10

Openhanded Wealth, LLC is a registered investment adviser in Holly Springs, GA, serving Christian families and small business owners. This content is educational only and should not be taken as financial, tax, or legal advice.

In this episode, Nick reflects on the final chapters of Practicing the King’s Economy and how the Bible’s vision of rest is radically different from our hustle culture. He shares five real-world reasons why rest feels impossible — including the “reentry tax,” productivity identity, and the sheer effort it takes to prepare.

We explore:

• Why biblical rest requires intentionality and community
• The psychological hurdles that keep us “too busy”
• What the Year of Jubilee might teach modern business owners
• How rest can become a regular, life-giving rhythm — not just a reward for burnout

📖 Referenced Book: Practicing the King’s Economy by Robby Holt, Michael Rhodes, and Brian Fikkert

📺 Mentioned Show: Alone, Season 11 (History Channel)

👉 Got a question for Nick? Ask it here: openhandedwealth.com/onedegree

💬 Like what you heard? Leave a review — it helps the show reach more people!

🌐openhandedwealth.com

I want to use whatever gifts I have received to serve others, as a faithful steward of God’s grace in its various forms. — 1 Peter 4: 10

Openhanded Wealth, LLC is a registered investment adviser in Holly Springs, GA, serving Christian families and small business owners. This content is educational only and should not be taken as financial, tax, or legal advice.

In this episode of the One Degree podcast, I share how small choices over time can create significant impacts in our lives. As a husband, father, and financial planner, I reflect on my love for fixing things and how this 'fix it' mentality doesn't always translate well in relationships. I recount a recent family vacation story involving my daughter and emphasize the importance of approaching relationships with humility and curiosity instead of trying to fix them. I discuss how feeling misunderstood often leads to frustration and anger and how slowing down to genuinely listen can foster better connections. I also highlight how these concepts apply to discussions, especially around sensitive topics like money. Finally, I encourage listeners to engage in better communication practices and promote relational healing.

[00:00] Introduction to the One Degree Podcast[00:16] Nick's Passion for Fixing Things[01:13] The Challenge of Fixing Relationships[02:10] A Lesson in Humility and Curiosity[06:12] Understanding and Managing Anger[07:39] Applying Lessons to Financial Conversations[09:57] Final Thoughts and Listener Engagement