Your Retirement Number Might Be Off – Here’s What to Do Instead⎟Ep. 2393
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Your Retirement Number Might Be Off – Here’s What to Do Instead⎟Ep. 2393
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Most people think retirement spending is a straight line… but it’s not.
In this episode, Ed and Andrew break down the three stages of retirement – the Go-Go, Slow-Go, and No-Go years – and why understanding this simple framework could dramatically change how much you actually need to retire.
You’ll learn:
- The 3 stages of retirement
- Why retirees typically spend 15–40% less over time ... and what NZ data shows
- How this one insight could reduce your required retirement savings by over $200k
The big idea? You don’t spend the same amount forever ... but you still need a plan that reflects reality, not a straight line.
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