Your Money & Your Life Podcast Podcast Por Donald Cash arte de portada

Your Money & Your Life Podcast

Your Money & Your Life Podcast

De: Donald Cash
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Financial and retirement planning guidance from Certified Financial Planner Donald Cash in Red Bank, NJ. Truly understanding what's happening inside your portfolio is so important to achieving retirement success. The planning process can be difficult if you tackle it alone, so make sure to listen to each episode to get great guidance and make the task much easier.Copyright Don Cash 2020 Economía Finanzas Personales Política y Gobierno
Episodios
  • The End of Taxes on Social Security? What Retirees Need to Know
    May 7 2025

    What if taxes on your Social Security benefits disappeared entirely? That’s one of several proposals being floated in Washington, and in this episode, Don and Marc break down what it could mean for retirees. They explain how Social Security benefits became taxable, why outdated income thresholds are causing more people to pay taxes today, and explore the possible reforms being discussed.

    Here’s some of what we discuss in this episode:

    📉 Why more retirees are paying taxes on Social Security

    🕰️ How outdated income limits haven’t kept up with inflation

    💡 Legal strategies to reduce (or eliminate) Social Security taxes

    📊 The "provisional income" formula

    💬 State tax considerations for Social Security benefits

    Get in touch with Don and learn more: https://doncashpodcast.com/

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    25 m
  • The Garden State Giveback: Navigating NJ Property Tax Benefits
    Apr 24 2025

    With headlines full of tariffs and political drama, it’s easy to miss a major win for New Jersey homeowners, especially retirees. In this episode of Your Money & Your Life, Don and Marc shine a spotlight on the 2025 NJ property tax relief programs that could save residents thousands of dollars. From the long-standing Property Tax Freeze program to the more recent ANCHOR rebate and the brand-new Stay NJ benefit, the guys break down who qualifies, how the programs work, and what’s changed.

    Here’s some of what we discuss in this episode:

    🧾 NJ’s 3 Key Property Tax Relief Programs

    📦 Why NJ is fighting to keep retirees from moving away

    🏡 Stay NJ: Up to $6,500 in annual property tax relief

    🔍 A few nuances of these property tax programs

    📅 Key deadline: PAS-1 form due by October 31, 2025

    Resources for this episode:

    The Stay NJ Program –

    https://www.nj.gov/treasury/taxation/staynj/index.shtml

    NJ PAS-1 form (The unified Property Tax Freeze, Anchor Rebate and Stay NJ Program)–

    https://www.nj.gov/treasury/taxation/pdf/24-pas1cp.pdf

    NJ Income Tax Rates –

    https://blog.turbotax.intuit.com/income-tax-by-state/new-jersey-109037/

    NJ Income Tax for Seniors –

    https://www.nj.gov/treasury/taxation/njit7.shtml

    Get in touch with Don and learn more: https://doncashpodcast.com/

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    23 m
  • Tariffs, Tariffs, Tariffs
    Apr 10 2025

    Tariffs, tariffs, tariffs- they’re dominating the headlines. With new tariffs implemented across nearly 90 countries, market volatility has surged, investor anxiety is rising, and confusion is everywhere. Don brings clarity to the chaos by explaining what tariffs actually are, who really pays them, and why the market is reacting the way it is.

    Here’s some of what we discuss in this episode:

    📦 What tariffs are and who’s really footing the bill

    📉 How markets are reacting to tariff headlines

    🔍 The inflation impact (and media spin)

    📊 Why diversification still wins in volatile markets

    🔁 Historical lessons from past downturns

    Get in touch with Don and learn more: https://doncashpodcast.com/

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    28 m
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